What is FIRST KEYSTONE CORP's earnings per share (EPS)?

FIRST KEYSTONE CORP (FKYS) reported diluted earnings per share of $0.99 for fiscal year 2025. This represents a 146.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

FIRST KEYSTONE CORP (FKYS) Financials

FKYS

Trailing 12 months to June 30, 2026

Revenue $46.5M +9.9% YoY

Net Income $7.9M +2.1% YoY

EPS (Diluted) $1.26 -0.8% YoY

Free Cash Flow $10.1M +21.4% YoY

Market Cap $121.4M as of Sep 10, 2026

Price / Sales 2.6x on $46.5M revenue, trailing 12 months to June 30, 2026

Price / Earnings 15.3x on $7.9M net income, trailing 12 months to June 30, 2026

Price / Book 1.0x on $118.5M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FKYS SEC filings page.

FIRST KEYSTONE CORP (FKYS) reported $46.5M in revenue over the twelve months to Jun 30, 2026, up 9.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FKYS FY2025 2026-09-05

The business operates with a highly leveraged balance sheet, where funding costs largely determine earnings while cash generation remains positive.

Interest expense rose from $27.9M in FY2023 to $39.5M in FY2025, while net income moved from $5.6M to $6.2M after a FY2024 loss. That pattern makes earnings sensitivity to funding costs more important than revenue movement alone.

FY2025 liabilities were $1.42B against $113.1M of equity, leaving a thin equity cushion relative to obligations. Debt-to-equity rose from 7.9x in FY2021 to 12.5x in FY2025, so balance-sheet expansion has not been matched by proportional equity growth.

Operating cash flow of $11.2M nearly matched free cash flow of $10.9M in FY2025, meaning reinvestment consumed little internally generated cash. Cash generation also exceeded the $6.2M net income, indicating that non-cash or balance-sheet timing effects materially supported reported cash flow.

Financial Health Signals

Financial health score not available

FIRST KEYSTONE CORP does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/6

FIRST KEYSTONE CORP passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.81x

For every $1 of reported earnings, FIRST KEYSTONE CORP generates $1.81 in operating cash flow ($11.2M OCF vs $6.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$12.5M

YoY+10.2%

QoQ+13.9%

5Y CAGR+2.8%

10Y CAGR+4.1%

FIRST KEYSTONE CORP generated $12.5M in revenue in Q2 2026. This represents an increase of 10.2% from the same quarter a year earlier. Against the prior quarter it is up 13.9%.

Net Income

$3.8M

YoY+29.6%

QoQ+92.8%

5Y CAGR+0.9%

10Y CAGR+4.3%

FIRST KEYSTONE CORP reported $3.8M in net income in Q2 2026. This represents an increase of 29.6% from the same quarter a year earlier. Against the prior quarter it is up 92.8%.

EPS (Diluted)

$0.60

YoY+27.7%

QoQ+93.5%

5Y CAGR-0.3%

10Y CAGR+3.2%

FIRST KEYSTONE CORP earned $0.60 per diluted share (EPS) in Q2 2026. This represents an increase of 27.7% from the same quarter a year earlier. Against the prior quarter it is up 93.5%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$2.6M

YoY-51.2%

QoQ+22.4%

5Y CAGR-16.4%

10Y CAGR+2.7%

FIRST KEYSTONE CORP generated $2.6M in free cash flow in Q2 2026, representing cash available after capex. This represents a decrease of 51.2% from the same quarter a year earlier. Against the prior quarter it is up 22.4%.

Cash & Debt

$188.0M

YoY+381.3%

QoQ+37.4%

5Y CAGR+14.2%

10Y CAGR+35.1%

FIRST KEYSTONE CORP held $188.0M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.28

YoY0.0%

QoQ0.0%

5Y CAGR+0.7%

10Y CAGR+0.4%

FIRST KEYSTONE CORP paid $0.28 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

YoY+1.7%

QoQ+0.4%

5Y CAGR+1.3%

10Y CAGR+1.1%

FIRST KEYSTONE CORP had 6M shares outstanding in Q2 2026. This represents an increase of 1.7% from the same quarter a year earlier. Against the prior quarter it is up 0.4%.

Margins & Returns

Net Margin

30.3%

YoY+4.5pp

QoQ+12.4pp

5Y change-3.0pp

10Y change+0.3pp

FIRST KEYSTONE CORP's net profit margin was 30.3% in Q2 2026, showing the share of revenue converted to profit. This is up 4.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 12.4 percentage points.

Return on Equity

3.2%

YoY+0.5pp

QoQ+1.5pp

5Y change+0.7pp

10Y change+1.1pp

FIRST KEYSTONE CORP's ROE was 3.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.5 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$130K

YoY+3.2%

QoQ+54.8%

5Y CAGR+2.0%

10Y CAGR-3.1%

FIRST KEYSTONE CORP invested $130K in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 3.2% from the same quarter a year earlier. Against the prior quarter it is up 54.8%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

FKYS Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FKYS quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$46.5M	$45.0M+15.4%	$39.0M+10.5%	$35.3M-17.6%	$42.8M-3.1%	$44.2M+12.8%	$39.2M+11.4%	$35.2M+8.3%	$32.5M+2.0%	$31.9M-5.5%	$33.7M-2.0%	$34.4M-0.1%	$34.5M+1.9%	$33.8M-1.4%	$34.3M+7.0%	$32.1M
SG&A Expenses	$18.1M	$17.9M+3.8%	$17.2M+7.3%	$16.1M+10.3%	$14.6M+2.9%	$14.1M+3.4%	$13.7M+9.9%	$12.5M+5.8%	$11.8M+5.4%	$11.2M+6.5%	$10.5M-4.8%	$11.0M-4.0%	$11.5M+5.0%	$10.9M+5.0%	$10.4M+9.8%	$9.5M
Interest Expense	$40.5M	$39.5M+1.0%	$39.1M+40.4%	$27.9M+212.7%	$8.9M+73.1%	$5.1M-19.1%	$6.4M-37.9%	$10.2M+18.8%	$8.6M+31.6%	$6.5M+24.0%	$5.3M+6.4%	$5.0M+11.5%	$4.5M-10.1%	$5.0M-23.9%	$6.5M-30.7%	$9.4M
Income Tax	$519K	$213K+573.3%	-$45K-106.6%	$684K-70.2%	$2.3M-1.2%	$2.3M+47.2%	$1.6M+41.6%	$1.1M+142.7%	$459K-68.5%	$1.5M-21.1%	$1.8M-6.4%	$2.0M-24.7%	$2.6M+17.6%	$2.2M+10.9%	$2.0M-21.4%	$2.6M
Net Income	$7.9M	$6.2M+146.6%	-$13.2M-337.5%	$5.6M-60.4%	$14.0M-4.5%	$14.7M+24.1%	$11.8M+15.7%	$10.2M+11.0%	$9.2M+6.5%	$8.6M-8.7%	$9.5M+3.3%	$9.2M-10.2%	$10.2M-0.6%	$10.3M+1.0%	$10.2M+2.7%	$9.9M
EPS (Basic)	N/A	$0.99+146.3%	-$2.14-335.2%	$0.91-61.3%	$2.35-5.6%	$2.49+22.7%	$2.03+14.7%	$1.77+10.6%	$1.60+5.3%	$1.52-9.5%	$1.68+2.4%	$1.64-10.9%	$1.84-1.6%	$1.87+0.5%	$1.86+2.2%	$1.82
EPS (Diluted)	$1.26	$0.99+146.3%	-$2.14-335.2%	$0.91-61.3%	$2.35-5.6%	$2.49+22.7%	$2.03+14.7%	$1.77+10.6%	$1.60+5.3%	$1.52-9.5%	$1.68+2.4%	$1.64-10.9%	$1.84-1.6%	$1.87+0.5%	$1.86+2.2%	$1.82
Diluted Shares (Avg)	N/A	6M+0.9%	6M	N/A	N/A	N/A	N/A	N/A	6M+0.8%	6M+0.9%	6M+0.9%	6M+0.9%	6M+100940.0%	5,481-99.9%	5M0.0%	5M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$12.5M+10.2%	$10.9M+3.9%	$11.7M+11.5%	$11.4M+13.9%	$11.3M+17.5%	$10.5M+19.4%	$10.5M+16.8%	$10.0M+19.8%
SG&A Expenses	$4.2M-1.7%	$5.0M+7.3%	$4.9M+17.5%	$4.1M-6.9%	$4.3M+3.6%	$4.6M+1.7%	$4.1M+5.9%	$4.4M+8.8%
Interest Expense	$9.7M+3.0%	$10.1M+7.1%	$10.5M+4.8%	$10.3M+1.7%	$9.4M-2.2%	$9.4M-0.3%	$10.0M+17.9%	$10.1M+37.2%
Income Tax	$545K+49.3%	$202K+165.8%	-$573K-530.8%	$345K+1212.9%	$365K+453.0%	$76K+135.7%	$133K-31.4%	-$31K-214.8%
Net Income	$3.8M+29.6%	$2.0M+86.0%	-$623K-127.2%	$2.8M+86.3%	$2.9M+111.2%	$1.1M+105.7%	$2.3M+28.4%	$1.5M+17.5%
EPS (Basic)	$0.60+27.7%	$0.31+82.4%	-$0.10-126.3%	$0.45+80.0%	$0.47+104.3%	$0.17+105.7%	$0.38+31.0%	$0.25+19.0%
EPS (Diluted)	$0.60+27.7%	$0.31+82.4%	-$0.10-126.3%	$0.45+80.0%	$0.47+104.3%	$0.17+105.7%	$0.38+31.0%	$0.25+19.0%
Diluted Shares (Avg)	6M+1.3%	6M+0.9%	N/A	6M+0.5%	6M+1.1%	6M+1.6%	N/A	6M+2.0%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

FKYS Balance Sheet

FKYS quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$1.5B+7.2%	$1.4B+0.9%	$1.4B+6.5%	$1.3B+0.7%	$1.3B+12.0%	$1.2B+17.1%	$1.0B-0.5%	$1.0B+2.2%	$990.1M+0.6%	$984.3M+0.1%	$983.5M+7.8%	$912.4M+1.2%	$901.5M+9.9%	$820.0M+0.2%	$818.5M
Cash & Equivalents	$121.2M+602.7%	$17.3M+1.4%	$17.0M+58.4%	$10.7M-82.5%	$61.3M+153.7%	$24.2M+125.5%	$10.7M-2.1%	$10.9M+25.3%	$8.7M-4.3%	$9.1M+1.3%	$9.0M+13.1%	$8.0M-74.0%	$30.6M+46.4%	$20.9M+105.5%	$10.2M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$0	$0-100.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M0.0%	$19.1M
Total Liabilities	$1.4B+7.3%	$1.3B+2.1%	$1.3B+7.1%	$1.2B+3.2%	$1.2B+13.2%	$1.0B+17.8%	$878.5M-1.9%	$895.2M+2.5%	$873.4M-0.1%	$874.6M-0.1%	$875.1M+8.6%	$806.1M+0.1%	$805.2M+12.4%	$716.6M-1.2%	$725.5M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	$55.0M+22.2%	$45.0M-30.8%	$65.0M-13.3%	$75.0M+7.1%	$70.0M+7.7%	$65.0M+62.5%	$40.0M-10.2%	$44.5M-30.8%	$64.3M
Total Equity	$113.1M+5.9%	$106.8M-12.2%	$121.6M+1.0%	$120.4M-19.0%	$148.6M+3.0%	$144.2M+12.0%	$128.8M+10.3%	$116.8M0.0%	$116.7M+6.4%	$109.7M+1.1%	$108.4M+2.0%	$106.3M+10.3%	$96.4M-6.8%	$103.3M+11.0%	$93.1M
Retained Earnings	$79.3M-1.0%	$80.1M-20.1%	$100.3M-0.4%	$100.7M+7.9%	$93.4M+9.5%	$85.3M+6.9%	$79.8M+5.3%	$75.8M+4.5%	$72.5M+3.6%	$70.0M+5.1%	$66.6M+4.9%	$63.5M+7.4%	$59.1M+8.4%	$54.5M+9.3%	$49.9M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$1.6B+9.5%	$1.5B+6.2%	$1.5B+7.2%	$1.6B+10.0%	$1.4B+1.4%	$1.4B+1.8%	$1.4B+0.9%	$1.4B+9.0%
Cash & Equivalents	$188.0M+381.3%	$136.8M+628.2%	$121.2M+602.7%	$147.3M+512.9%	$39.1M+140.0%	$18.8M+23.3%	$17.3M+1.4%	$24.0M+90.1%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	$0	$0	$0	$0	$0-100.0%	$0-100.0%
Total Liabilities	$1.5B+9.5%	$1.4B+6.2%	$1.4B+7.3%	$1.5B+10.4%	$1.3B+1.0%	$1.3B+1.7%	$1.3B+2.1%	$1.3B+10.5%
Total Equity	$118.5M+10.1%	$114.2M+7.2%	$113.1M+5.9%	$112.3M+4.6%	$107.5M+6.4%	$106.5M+2.7%	$106.8M-12.2%	$107.3M-6.7%
Retained Earnings	$81.5M+1.1%	$79.5M+0.1%	$79.3M-1.0%	$81.7M+2.6%	$80.6M+1.0%	$79.5M-0.9%	$80.1M-20.1%	$79.6M-20.5%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

FKYS Cash Flow Statement

FKYS quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$10.3M	$11.2M+29.1%	$8.6M+46.4%	$5.9M-67.5%	$18.2M+19.1%	$15.3M+879.5%	-$2.0M-115.6%	$12.5M-14.9%	$14.7M+20.8%	$12.2M+3.8%	$11.8M+14.3%	$10.3M+45.4%	$7.1M-45.4%	$13.0M+62.9%	$8.0M-53.2%	$17.0M
Depreciation & Amortization	N/A	$1.3M+35.0%	$946K+18.5%	$798K-24.4%	$1.1M+1.7%	$1.0M-8.2%	$1.1M+44.8%	$781K-26.0%	$1.1M-5.0%	$1.1M-5.7%	$1.2M-9.9%	$1.3M-10.8%	$1.5M-4.1%	$1.5M+24.9%	$1.2M+25.3%	$978K
Capital Expenditures	$260K	$313K-81.9%	$1.7M+4.3%	$1.7M-12.5%	$1.9M+284.6%	$492K+48.2%	$332K-40.4%	$557K+24.9%	$446K-82.7%	$2.6M+574.9%	$383K-29.6%	$544K-18.1%	$664K-80.2%	$3.4M-54.7%	$7.4M+305.1%	$1.8M
Free Cash Flow	$10.1M	$10.8M+56.9%	$6.9M+62.8%	$4.2M-73.9%	$16.3M+10.2%	$14.8M+745.0%	-$2.3M-119.1%	$12.0M-16.2%	$14.3M+48.6%	$9.6M-15.4%	$11.4M+16.7%	$9.7M+51.9%	$6.4M-33.2%	$9.6M+1681.6%	$539K-96.4%	$15.2M
Investing Cash Flow	$15.1M	$4.9M+114.8%	-$33.2M+56.8%	-$76.8M+17.9%	-$93.6M+15.9%	-$111.3M+17.7%	-$135.3M-1228.5%	$12.0M+141.3%	-$29.0M-327.9%	-$6.8M-15.4%	-$5.9M+92.2%	-$75.8M	N/A	N/A	$18.7M+199.6%	-$18.8M
Financing Cash Flow	$123.5M	$87.9M+255.2%	$24.8M-67.9%	$77.2M+210.4%	$24.9M-81.3%	$133.2M-11.6%	$150.7M+708.8%	-$24.8M-249.9%	$16.5M+384.5%	-$5.8M-0.9%	-$5.8M-108.6%	$66.6M	N/A	N/A	-$15.9M-46802.9%	$34K
Dividends Paid	N/A	N/A	$5.2M-23.8%	$6.8M+1.3%	$6.7M+1.1%	$6.6M+4.9%	$6.3M+1.0%	$6.2M+0.9%	$6.2M+0.8%	$6.1M+0.9%	$6.1M+0.9%	$6.0M+3.8%	$5.8M+1.7%	$5.7M+3.7%	$5.5M+4.3%	$5.3M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$2.7M-50.0%	$2.2M+612.7%	$2.0M-5.4%	$3.5M+83.9%	$5.4M+76.2%	$308K-80.8%	$2.1M-32.7%	$1.9M-23.2%
Depreciation & Amortization	$316K-7.1%	$348K+29.4%	$334K+51.8%	$334K+93.1%	$340K+23.6%	$269K-3.2%	$220K+158.8%	$173K0.0%
Capital Expenditures	$130K+3.2%	$84K-40.4%	-$16K-94.7%	$62K-92.7%	$126K-3.1%	$141K-68.4%	$304K+42.1%	$848K+344.0%
Free Cash Flow	$2.6M-51.2%	$2.1M+1164.1%	$2.0M+9.8%	$3.4M+228.3%	$5.3M+79.7%	$167K-85.6%	$1.8M-38.3%	$1.0M-54.2%
Investing Cash Flow	$1.6M-89.7%	$21.6M+998.4%	$24.4M+890.0%	-$32.5M-1908.0%	$15.4M+225.3%	-$2.4M+85.1%	-$3.1M+96.3%	-$1.6M+90.3%
Financing Cash Flow	$46.8M+7996.1%	-$8.2M-325.7%	-$52.4M-808.4%	$137.2M+1733.1%	-$593K-105.8%	$3.6M-71.5%	-$5.8M-106.8%	$7.5M-43.2%
Dividends Paid	N/A	N/A	N/A	N/A	$1.7M+1.0%	$1.7M+1.6%	$1.3M-21.2%	$387K-77.2%

Not reported in any period shown, so not listed: Stock-Based Compensation, Share Buybacks.

FKYS Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FKYS quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	13.7%+47.6pp	-33.9%-49.6pp	15.8%-17.0pp	32.7%-0.5pp	33.2%+3.0pp	30.2%+1.1pp	29.0%+0.7pp	28.3%+1.2pp	27.1%-1.0pp	28.1%+1.4pp	26.6%-3.0pp	29.6%-0.8pp	30.4%+0.7pp	29.6%-1.3pp	30.9%
Return on Equity	5.4%+17.8pp	-12.4%-16.9pp	4.6%-7.1pp	11.7%+1.8pp	9.9%+1.7pp	8.2%+0.3pp	7.9%+0.1pp	7.9%+0.5pp	7.4%-1.2pp	8.6%+0.2pp	8.5%-1.2pp	9.6%-1.0pp	10.7%+0.8pp	9.8%-0.8pp	10.6%
Return on Assets	0.4%+1.3pp	-0.9%-1.3pp	0.4%-0.7pp	1.1%-0.1pp	1.1%+0.1pp	1.0%0.0pp	1.0%+0.1pp	0.9%0.0pp	0.9%-0.1pp	1.0%0.0pp	0.9%-0.2pp	1.1%0.0pp	1.1%-0.1pp	1.2%0.0pp	1.2%
Debt-to-Equity	12.54+0.2x	12.38+1.7x	10.64+0.6x	10.04+2.2x	7.89+0.7x	7.17+6.7x	0.430.0x	0.39-0.2x	0.56-0.1x	0.680.0x	0.650.0x	0.61+0.2x	0.420.0x	0.43-0.3x	0.69
Asset Turnover	0.030.0x	0.030.0x	0.020.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.04
FCF Margin	24.1%+6.4pp	17.8%+5.7pp	12.0%-25.9pp	38.0%+4.6pp	33.4%+39.2pp	-5.8%-39.9pp	34.0%-9.9pp	44.0%+13.8pp	30.2%-3.5pp	33.7%+5.4pp	28.3%+9.7pp	18.6%-9.8pp	28.4%+26.8pp	1.6%-45.7pp	47.3%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	30.3%+4.5pp	17.9%+7.9pp	-5.3%-27.1pp	24.6%+9.6pp	25.8%+11.4pp	10.0%	21.7%+2.0pp	15.0%-0.3pp
Return on Equity	3.2%+0.5pp	1.7%+0.7pp	-0.6%-2.7pp	2.5%+1.1pp	2.7%+1.3pp	1.0%+18.7pp	2.1%+0.7pp	1.4%+0.3pp
Return on Assets	0.2%0.0pp	0.1%+0.1pp	0.0%-0.2pp	0.2%+0.1pp	0.2%+0.1pp	0.1%+1.4pp	0.2%0.0pp	0.1%0.0pp
Debt-to-Equity	12.29-0.1x	12.36-0.1x	12.54+0.2x	13.10+0.7x	12.37-0.7x	12.48-0.1x	12.38+1.7x	12.40+1.9x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	20.7%-26.1pp	19.3%+17.7pp	16.6%-0.3pp	29.8%+19.5pp	46.9%+16.2pp	1.6%-11.5pp	16.9%-15.1pp	10.4%-16.7pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
FIRST KEYSTONE CORP FKYS	FY2025	$45.0M	$6.2M	13.7%	$121.4M	—
Tri County Fin TYFG	FY2025	$67.3M	$13.7M	20.3%	$191.2M	—

Where FIRST KEYSTONE CORP Ranks

Frequently Asked Questions

What is FIRST KEYSTONE CORP's annual revenue?

FIRST KEYSTONE CORP (FKYS) reported $45.0M in total revenue for fiscal year 2025. This represents a 15.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is FIRST KEYSTONE CORP's revenue growing?

FIRST KEYSTONE CORP (FKYS) revenue grew by 15.4% year-over-year, from $39.0M to $45.0M in fiscal year 2025.

Is FIRST KEYSTONE CORP profitable?

Yes, FIRST KEYSTONE CORP (FKYS) reported a net income of $6.2M in fiscal year 2025, with a net profit margin of 13.7%.

What is FIRST KEYSTONE CORP's net profit margin?

FIRST KEYSTONE CORP (FKYS) had a net profit margin of 13.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does FIRST KEYSTONE CORP pay dividends?

Yes, FIRST KEYSTONE CORP (FKYS) paid $1.12 per share in dividends during fiscal year 2025.

What is FIRST KEYSTONE CORP's return on equity (ROE)?

FIRST KEYSTONE CORP (FKYS) has a return on equity of 5.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is FIRST KEYSTONE CORP's free cash flow?

FIRST KEYSTONE CORP (FKYS) generated $10.8M in free cash flow during fiscal year 2025. This represents a 56.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is FIRST KEYSTONE CORP's operating cash flow?

FIRST KEYSTONE CORP (FKYS) generated $11.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are FIRST KEYSTONE CORP's total assets?

FIRST KEYSTONE CORP (FKYS) had $1.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are FIRST KEYSTONE CORP's capital expenditures?

FIRST KEYSTONE CORP (FKYS) invested $313K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does FIRST KEYSTONE CORP have outstanding?

FIRST KEYSTONE CORP (FKYS) had 6M shares outstanding as of fiscal year 2025.

What is FIRST KEYSTONE CORP's debt-to-equity ratio?

FIRST KEYSTONE CORP (FKYS) had a debt-to-equity ratio of 12.54 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is FIRST KEYSTONE CORP's return on assets (ROA)?

FIRST KEYSTONE CORP (FKYS) had a return on assets of 0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is FIRST KEYSTONE CORP's P/E ratio?

FIRST KEYSTONE CORP (FKYS) trades at 15.3x earnings, its market capitalization divided by net income of $7.9M net income, trailing 12 months to June 30, 2026. The market capitalization is $121.4M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is FIRST KEYSTONE CORP's price-to-sales ratio?

FIRST KEYSTONE CORP (FKYS) trades at 2.6x sales, its market capitalization divided by revenue of $46.5M revenue, trailing 12 months to June 30, 2026. The market capitalization is $121.4M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is FIRST KEYSTONE CORP's Piotroski F-Score?

FIRST KEYSTONE CORP (FKYS) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are FIRST KEYSTONE CORP's earnings high quality?

FIRST KEYSTONE CORP (FKYS) has an earnings quality ratio of 1.81x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.