Welcome to our dedicated page for FIRST KEYSTONE SEC filings (Ticker: FKYS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
First Keystone Corporation filings document the formal disclosures of a Pennsylvania bank holding company and its subsidiary, First Keystone Community Bank. The company’s Form 8-K reports furnish unaudited earnings releases, dividend announcements, and other material events, including operating results, balance-sheet measures, deposit and loan trends, securities results, and credit-loss provisions.
The filing record also includes amendments to previously furnished financial information reflecting adjustments to the allowance for credit losses and related entries. Proxy materials cover annual meeting matters such as director elections, auditor ratification, advisory executive-compensation votes, board structure, compensation, and shareholder voting procedures. Governance filings also document officer appointments and related disclosure under executive-officer reporting rules.
First Keystone Corporation (FKYS) announced that it will redeem all of its outstanding 4.375% Fixed to Floating Rate Notes due December 31, 2030. These Notes have an aggregate principal amount of $25,000,000.
The redemption will occur on September 30, 2026, the designated Redemption Date. Holders will receive a total redemption price equal to 100% of the aggregate principal amount of the Notes, plus interest accrued and unpaid to but excluding the Redemption Date, in accordance with the terms of the Notes.
FIRST KEYSTONE CORP (FKYS), parent of First Keystone Community Bank, declared a $0.28 per share third-quarter cash dividend. Shareholders of record as of September 10, 2026 will be paid on September 30, 2026.
Total cash dividends will be $0.84 per share year-to-date as of September 30, 2026, which the company states is the same amount paid for the period ending September 30, 2025. The company also notes that financial information referenced is subject to change based on subsequent events reviewed through the SEC filing date.
First Keystone Corporation reported higher earnings for the quarter and six months ended June 30, 2026. Net income was $3,777k for the quarter and $5,736k year-to-date, compared with $2,914k and $3,967k a year earlier. Diluted EPS rose to $0.60 for the quarter and $0.91 for six months, while dividends per share were $0.28 for the quarter and $0.56 year-to-date.
Total assets were $1,574,315k and total loans held for investment were $948,848k at June 30, 2026. Deposits increased to $1,179,910k, and stockholders’ equity to $118,456k. Cash and cash equivalents rose to $187,961k, supported by net operating cash of $4,908k, investing inflows of $23,183k and financing inflows of $38,621k.
Debt securities available-for-sale at fair value totaled $369,084k, with gross unrealized losses of $22,879k representing 5.38% of the debt securities portfolio; management recorded no credit losses and does not expect to sell these securities. The allowance for credit losses on loans declined to $8,779k, reflecting net recoveries and a $689k net release of credit loss provisions, while loans to borrowers experiencing financial difficulty had an outstanding recorded investment of $5,300k.
First Keystone Corporation reported unaudited results for the six months ended June 30, 2026. Net income was $5,736,000, an increase of $1,769,000 or 44.6% compared with the same period in 2025. Net income per share was $0.91, and dividends totaled $0.56 per share. Results reflected higher total interest income, a lower provision for credit losses, higher non-interest income, partially offset by higher interest expense, a negative net effect from derivative agreements, and increased non-interest expense.
Total assets reached $1,574,315,000 at June 30, 2026, up $136,926,000 or 9.5% year over year. Deposits grew $122,632,000 or 11.6%, driven by higher retail CDs and lower other retail deposits and brokered CDs. Loan principal balances declined $9,439,000 to $950,331,000. Stockholders’ equity increased $10,909,000, helped by an $8,146,000 improvement in accumulated other comprehensive loss due to market value gains.
First Keystone Corp director Donald Matthew Bower reported an open-market purchase of 4,275 shares of First Keystone Corporation common stock at $17.70 per share. This transaction increased his direct ownership to 12,204.513 shares of common stock following the trade.
First Keystone Corporation, parent of First Keystone Community Bank, declared a second quarter 2026 cash dividend of $0.28 per share. The dividend will be paid on June 30, 2026 to shareholders of record on June 11, 2026.
This brings total cash dividends to $0.56 per share year-to-date as of June 30, 2026, the same amount paid for the comparable period in 2025. The company notes it achieved record balance sheet levels and continued profitability in the first quarter of 2026, though detailed financial metrics are not included in this summary.
First Keystone Corp director Donald Matthew Bower bought shares in the company. He made an open-market purchase of 1,000 shares of First Keystone Corporation common stock at $18.00 per share. After this transaction, he directly owns 7,929.513 shares. This filing reflects a personal increase in his equity stake.
First Keystone Corp director Michael L. Jezewski reported three purchases of First Keystone Corporation common stock on May 27, 2026, totaling 548 shares in open-market or private transactions at per-share prices of $17.9700, $17.8950, and $17.9800, all held as direct ownership.
Following these transactions, he directly owned 44,618.817 shares of First Keystone Corporation common stock. The reported total is reduced by 325.330 shares that had previously been reported as indirectly held for his son, for which he is no longer custodian.
First Keystone Corp SVP & COO Michelle M. Karas reported an open-market purchase of 635 shares of First Keystone Corporation common stock at $19.00 per share. The transaction occurred on May 26, 2026 and increased her directly held stake to 844.545 shares.
This is a routine insider purchase of a relatively small number of shares, indicating a modest increase in her personal investment exposure to the company.
First Keystone Corporation reported results of its Annual Meeting of Shareholders held on May 21, 2026. A total of 6,272,135 common shares were entitled to vote as of the March 17, 2026 record date, and 4,209,679 shares were represented in person or by proxy.
Shareholders elected three Class C directors for three-year terms. D. Matthew Bower received 3,237,090 votes for, Robert A. Bull received 2,775,425 votes for, and Elaine A. Woodland received 2,896,671 votes for, each with additional withheld votes and 907,579 broker non-votes.
Shareholders also ratified Baker Tilly US, LLP as independent registered public accounting firm for fiscal 2026, with 4,080,370 votes for and 128,520 against. In an advisory vote, shareholders approved the executive compensation program, with 3,114,495 votes for, 114,383 against, 73,222 abstaining, and 907,579 broker non-votes. Management presentation slides from the meeting were furnished as Exhibit 99.1.