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FIRST KEYSTONE CORP 8-K Filings

FKYS OTC

Every 8-K that FIRST KEYSTONE CORP (FKYS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 8-K covers material events a company has to report between its quarterly reports, so if you follow FKYS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FKYS filings page.

Rhea-AI Summary

First Keystone Corporation (FKYS) announced that it will redeem all of its outstanding 4.375% Fixed to Floating Rate Notes due December 31, 2030. These Notes have an aggregate principal amount of $25,000,000.

The redemption will occur on September 30, 2026, the designated Redemption Date. Holders will receive a total redemption price equal to 100% of the aggregate principal amount of the Notes, plus interest accrued and unpaid to but excluding the Redemption Date, in accordance with the terms of the Notes.

Rhea-AI Summary

FIRST KEYSTONE CORP (FKYS), parent of First Keystone Community Bank, declared a $0.28 per share third-quarter cash dividend. Shareholders of record as of September 10, 2026 will be paid on September 30, 2026.

Total cash dividends will be $0.84 per share year-to-date as of September 30, 2026, which the company states is the same amount paid for the period ending September 30, 2025. The company also notes that financial information referenced is subject to change based on subsequent events reviewed through the SEC filing date.

Rhea-AI Summary

First Keystone Corporation reported unaudited results for the six months ended June 30, 2026. Net income was $5,736,000, an increase of $1,769,000 or 44.6% compared with the same period in 2025. Net income per share was $0.91, and dividends totaled $0.56 per share. Results reflected higher total interest income, a lower provision for credit losses, higher non-interest income, partially offset by higher interest expense, a negative net effect from derivative agreements, and increased non-interest expense.

Total assets reached $1,574,315,000 at June 30, 2026, up $136,926,000 or 9.5% year over year. Deposits grew $122,632,000 or 11.6%, driven by higher retail CDs and lower other retail deposits and brokered CDs. Loan principal balances declined $9,439,000 to $950,331,000. Stockholders’ equity increased $10,909,000, helped by an $8,146,000 improvement in accumulated other comprehensive loss due to market value gains.

Rhea-AI Summary

First Keystone Corporation, parent of First Keystone Community Bank, declared a second quarter 2026 cash dividend of $0.28 per share. The dividend will be paid on June 30, 2026 to shareholders of record on June 11, 2026.

This brings total cash dividends to $0.56 per share year-to-date as of June 30, 2026, the same amount paid for the comparable period in 2025. The company notes it achieved record balance sheet levels and continued profitability in the first quarter of 2026, though detailed financial metrics are not included in this summary.

Rhea-AI Summary

First Keystone Corporation reported results of its Annual Meeting of Shareholders held on May 21, 2026. A total of 6,272,135 common shares were entitled to vote as of the March 17, 2026 record date, and 4,209,679 shares were represented in person or by proxy.

Shareholders elected three Class C directors for three-year terms. D. Matthew Bower received 3,237,090 votes for, Robert A. Bull received 2,775,425 votes for, and Elaine A. Woodland received 2,896,671 votes for, each with additional withheld votes and 907,579 broker non-votes.

Shareholders also ratified Baker Tilly US, LLP as independent registered public accounting firm for fiscal 2026, with 4,080,370 votes for and 128,520 against. In an advisory vote, shareholders approved the executive compensation program, with 3,114,495 votes for, 114,383 against, 73,222 abstaining, and 907,579 broker non-votes. Management presentation slides from the meeting were furnished as Exhibit 99.1.

Rhea-AI Summary

First Keystone Corporation reported much stronger results for the quarter ended March 31, 2026. Net income was $1,959,000, an increase of $906,000 or 86.0% from the same period in 2025, mainly driven by higher interest income.

Total interest income rose $1,032,000 or 5.7%, largely from higher interest-bearing deposits at the Federal Reserve Bank, while total interest expense increased $671,000 or 7.1%, primarily from retail CDs. The provision for credit losses swung to a $390,000 credit from $751,000 expense, helped by lower loan balances and prior charge-offs.

Non-interest income increased modestly, with net securities gains improving by $260,000, though life insurance gains recorded in 2025 did not recur. Non-interest expense rose $524,000 or 6.1%, mainly from higher salaries, benefits, and equipment costs. Total assets reached $1,524,919,000, up 6.2%, and deposits grew $85,896,000 or 8.2%, reflecting strong CD growth.

Rhea-AI Summary

First Keystone Corporation amended its previously reported 2025 results to reflect higher credit loss provisions and related adjustments. Revised figures show total interest income up $5,777,000 or 8.1% versus 2024, driven mainly by growth in commercial real estate loans, while total interest expense rose $405,000 or 1.0%.

The provision for credit losses increased by $3,061,000 year over year due to two large charge-offs and a significant commercial real estate loan moving to non-accrual in the fourth quarter of 2025, which the company describes as isolated events. Non-interest income grew $626,000 or 9.3%, helped by $255,000 of life insurance death benefit proceeds and higher mortgage sale gains and card fees.

Non-interest expense fell $16,670,000 or 33.0%, largely because 2024 included a non-cash goodwill impairment charge of $19,133,000. Net income for 2025 is now $6,152,000, or $0.99 per share, with dividends of $1.12 per share. Total assets reached $1,530,977,000 and deposits grew $91,557,000, with a notable shift from transactional deposits into retail CDs.

Rhea-AI Summary

First Keystone Corporation amended a prior report about its first-quarter 2026 dividend to revise 2025 financial figures after adjusting its allowance for credit losses. The revised press release now shows assets of $1,530,977,000 at December 31, 2025, up 7.2% from year-end 2024.

Total loans are revised to $948,425,000, representing a slight decrease from $948,451,000 a year earlier. Net interest income for 2025 is updated to $37,651,000, an increase of 16.6% from 2024. Net income is reduced to $6,152,000, up 146.4% from 2024, with earnings per share revised to $0.99.

The company reaffirmed a $0.28 per share cash dividend for the first quarter of 2026, matching the first quarter of 2025, payable March 31, 2026 to shareholders of record on March 12, 2026.

Rhea-AI Summary

First Keystone Corporation, parent of First Keystone Community Bank, declared a $0.28 per share cash dividend for the first quarter of 2026. The dividend will be paid on March 31, 2026 to shareholders of record as of March 12, 2026.

The company notes that this quarterly dividend is the same amount paid in the first quarter of 2025, indicating a stable payout level. Management highlights that the bank achieved record balance sheet levels and maintained profitability during 2025, and expresses a positive outlook for serving customers and communities in 2026.

Rhea-AI Summary

First Keystone Corporation, parent of First Keystone Community Bank, filed a Form 8-K to report that it announced its unaudited earnings for the period ending December 31, 2025. The related fourth quarter earnings press release is provided as Exhibit 99.1 and incorporated by reference into the report.

Rhea-AI Summary

First Keystone Corporation reported a leadership change in its finance organization. On December 22, 2025, the Board of Directors appointed Stacy L. Gordner as Senior Vice President and Chief Financial Officer, effective immediately. She will also serve as Senior Vice President and Chief Financial Officer of the company’s wholly owned subsidiary, First Keystone Community Bank.

Ms. Gordner, age 35, had been serving as interim Chief Financial Officer of the Corporation and the Bank since January 1, 2025. She previously served as Controller of the Bank since September 15, 2024, and before that as Accounting Manager starting August 14, 2022, following a promotion from Accounting Reporting Analyst. The company states that she has no employment agreements with the Corporation or the Bank, no family relationships with other officers or directors, and no material related-party transactions requiring disclosure.

Rhea-AI Summary

First Keystone Corporation, parent of First Keystone Community Bank, filed a Form 8-K to announce that it issued a press release reporting the declaration of its fourth quarter dividend. The report states that the press release, dated November 26, 2025, is included as Exhibit 99.1.

The filing is an informational update about the dividend declaration and attaches the related press release, without providing additional financial details in the body of the report.

Rhea-AI Summary

First Keystone Corporation reported that it announced unaudited earnings for the period ending September 30, 2025. The disclosure was made in an 8-K under Item 2.02, noting that a third-quarter earnings press release is furnished as Exhibit 99.1 and incorporated by reference.

The filing also lists Item 9.01 exhibits, including Exhibit 99.1 and the Inline XBRL cover page tags (Exhibit 104). The report is dated October 31, 2025 and is signed by President and CEO Jack W. Jones. First Keystone’s common stock trades under the symbol FKYS on OTCID.