Every 10-Q that FIRST KEYSTONE CORP (FKYS) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow FKYS and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full FKYS filings page.
First Keystone Corporation reported higher earnings for the quarter and six months ended June 30, 2026. Net income was $3,777k for the quarter and $5,736k year-to-date, compared with $2,914k and $3,967k a year earlier. Diluted EPS rose to $0.60 for the quarter and $0.91 for six months, while dividends per share were $0.28 for the quarter and $0.56 year-to-date.
Total assets were $1,574,315k and total loans held for investment were $948,848k at June 30, 2026. Deposits increased to $1,179,910k, and stockholders’ equity to $118,456k. Cash and cash equivalents rose to $187,961k, supported by net operating cash of $4,908k, investing inflows of $23,183k and financing inflows of $38,621k.
Debt securities available-for-sale at fair value totaled $369,084k, with gross unrealized losses of $22,879k representing 5.38% of the debt securities portfolio; management recorded no credit losses and does not expect to sell these securities. The allowance for credit losses on loans declined to $8,779k, reflecting net recoveries and a $689k net release of credit loss provisions, while loans to borrowers experiencing financial difficulty had an outstanding recorded investment of $5,300k.
First Keystone Corporation reported stronger results for the three months ended March 31, 2026. Net income rose to $1,959,000 from $1,053,000 a year earlier, and diluted earnings per share increased to $0.31 from $0.17, while paying dividends of $0.28 per share.
Total assets were $1.52 billion, slightly below year-end 2025, as loans held for investment declined to $931.6 million and deposits were $1.13 billion. Net interest income improved to $9.1 million, helped by a $390,000 recovery of credit losses instead of a prior-year provision, and the allowance for credit losses stood at $9.0 million. Credit quality metrics included non-accrual real estate loans of $16.9 million and a modest level of net charge-offs.
First Keystone Corporation (FKYS) reported stronger Q3 2025 results. Net income rose to $2.8 million, up from $1.5 million a year ago, with diluted EPS of $0.45. Net interest income improved to $9.5 million as interest and fee income on loans and deposits with other banks increased. Provision for credit losses was $255 thousand.
Balance sheet expanded meaningfully. Total assets reached $1.58 billion versus $1.43 billion at year-end 2024, driven by higher cash and deposits with other banks of $147.3 million and growth in loans held for investment to $957.6 million. Deposits increased to $1.19 billion. Stockholders’ equity rose to $112.3 million, aided by a smaller accumulated other comprehensive loss of $22.2 million as unrealized losses on available-for-sale securities declined.
Year-to-date trends improved. For the nine months, net income was $6.8 million compared to a $15.5 million loss last year, when results included a $19.1 million goodwill impairment. Non-interest expense fell to $24.9 million year-to-date. The company paid dividends of $0.28 per share in Q3 and $0.84 year-to-date, with 6,246,157 common shares outstanding as of November 6, 2025.