Company Description
PB Bankshares, Inc. (PBBK) is a financial institution that is classified in the sector "Savings Institutions, Not Federally Chartered." According to its registration details, the company is incorporated in Maryland and its common stock is listed on The Nasdaq Stock Market LLC under the trading symbol PBBK. As a savings institution that is not federally chartered, PB Bankshares, Inc. operates under a framework distinct from federally chartered savings banks, reflecting its specific regulatory and organizational structure.
The company’s common stock has a stated par value of $0.01 per share, as disclosed in its securities registration information. PB Bankshares, Inc. has identified itself as an emerging growth company for Securities and Exchange Commission (SEC) purposes, which can affect the way it applies certain new or revised financial accounting standards under Section 13(a) of the Exchange Act.
PB Bankshares, Inc. periodically reports its financial results and other material events through SEC filings. For example, it has filed a Form 8-K to furnish a press release reporting financial results for specific periods. In that filing, the company noted that the press release was provided as an exhibit and was furnished, rather than filed, for SEC purposes. The Form 8-K also confirmed that the company did not report financial statements of businesses acquired, pro forma financial information, or shell company transactions in connection with that particular event.
The company’s securities are registered under Section 12(b) of the Securities Exchange Act of 1934, and the Form 8-K filing lists its exchange-traded common stock and associated trading symbol. The filing also references the use of an Inline XBRL cover page interactive data file, reflecting the SEC’s structured data requirements for certain registrants.
PB Bankshares, Inc. is headquartered in Coatesville, Pennsylvania, as indicated in its SEC filing, which provides the city and state of its principal office location. This geographic reference places the company within the Pennsylvania financial services landscape while it remains subject to Maryland corporate law due to its state of incorporation.
Regulatory and reporting framework
As a savings institution that is not federally chartered, PB Bankshares, Inc. operates within a regulatory environment that differs from federally chartered entities. Its SEC filings demonstrate compliance with public company reporting requirements, including the use of Form 8-K to disclose material events and furnish earnings-related press releases.
The Form 8-K structure used by PB Bankshares, Inc. includes standard sections such as Item 2.02 (Results of Operations and Financial Condition) and Item 9.01 (Financial Statements and Exhibits). Under Item 9.01, the company has indicated when there are no financial statements of businesses acquired, no pro forma financial information, and no shell company transactions associated with the reported event. It also identifies specific exhibits, such as earnings press releases and the Inline XBRL cover page data file.
Stock listing and identification
PB Bankshares, Inc.’s common stock is listed on The Nasdaq Stock Market LLC, and the filing explicitly associates the PBBK trading symbol with the company’s common stock. This listing status is disclosed in the table of securities registered pursuant to Section 12(b) of the Securities Exchange Act, which is part of the company’s Form 8-K.
The reference to the company as an emerging growth company in the filing indicates that PB Bankshares, Inc. may be eligible for certain scaled disclosure or transition provisions under U.S. securities law. The filing also includes the standard check box related to the extended transition period for complying with new or revised financial accounting standards.
Use of SEC exhibits and disclosures
In the referenced Form 8-K, PB Bankshares, Inc. furnished a press release as Exhibit 99.1 to report its financial results for specified three- and nine-month periods. The company stated that the press release was being furnished to the SEC and would not be deemed filed for any purpose. This distinction is relevant under SEC rules because information that is furnished, rather than filed, can have different legal implications.
Another exhibit identified in the filing is Exhibit 104, which is described as the cover page interactive data file embedded within the Inline XBRL document. This reflects the SEC’s requirement that certain registrants provide machine-readable data for key cover page information.
Summary
In summary, PB Bankshares, Inc. (PBBK) is a Maryland-incorporated savings institution, categorized as "Savings Institutions, Not Federally Chartered," with its common stock listed on The Nasdaq Stock Market LLC. The company uses SEC filings such as Form 8-K to furnish earnings-related press releases and to provide information about its securities, exhibits, and emerging growth company status. Its headquarters are located in Coatesville, Pennsylvania, as disclosed in its SEC documentation.
Stock Performance
Pb Bankshares (PBBK) stock last traded at $19.81. Over the past 12 months, the stock has gained 29.9%. At a market capitalization of $47.0M, PBBK is classified as a micro-cap stock with approximately 2.6M shares outstanding.
Latest News
SEC Filings
Pb Bankshares has filed 5 recent SEC filings, including 3 Form 4, 1 Form SCHEDULE 13G/A, 1 Form 15-12G. The most recent filing was submitted on February 17, 2026. SEC filings provide transparency into a company's financial condition, material events, and regulatory compliance. View all PBBK SEC filings →
Financial Highlights
Pb Bankshares generated $1.1M in revenue over the trailing twelve months, and net income was $1.8M, reflecting a 160.7% net profit margin. Diluted earnings per share stood at $0.76. The company generated $1.8M in operating cash flow.
Upcoming Events
Short Interest History
Short interest in Pb Bankshares (PBBK) currently stands at 16.8 thousand shares, up 728.8% from the previous reporting period, representing 0.9% of the float. Over the past 12 months, short interest has increased by 1402.1%. This relatively low short interest suggests limited bearish sentiment.
Days to Cover History
Days to cover for Pb Bankshares (PBBK) currently stands at 3.2 days, up 217% from the previous period. This days-to-cover ratio represents a balanced liquidity scenario for short positions. The days to cover has increased 217% over the past year, indicating either rising short interest or declining trading volume. The ratio has shown significant volatility over the period, ranging from 1.0 to 3.2 days.
PBBK Company Profile & Sector Positioning
Pb Bankshares (PBBK) operates in the Savings Institutions, Not Federally Chartered sector and is listed on the NASDAQ.