Valley Natl Bancorp Stock Price, News & Analysis
Company Description
Valley National Bancorp (NASDAQ: VLY) is a financial holding company in the commercial banking industry. Its principal subsidiary, Valley National Bank, is described as a regional bank with approximately $63 billion in assets. According to company disclosures, Valley National Bank operates many branch locations and commercial banking offices in New Jersey, New York, Florida, Alabama, California, and Illinois, serving individuals, families, small businesses, and commercial clients.
Valley National Bancorp is identified as a bank holding company that offers national and regional banking solutions through commercial, private banking, retail, insurance, and wealth management financial services products. The company manages its operations through segments that include Consumer Banking, Commercial Banking, and Treasury and Corporate Other, with a majority of revenue generated by the Commercial Banking segment, according to the Polygon description provided.
Business focus and relationship banking
Valley National Bank emphasizes a relationship-based approach to banking. Company communications describe Valley as a regional, relationship-based bank that combines personalized care with resources to help customers pursue a wide range of financial ambitions. The bank highlights deep relationships, trusted guidance, and a focus on helping people and businesses navigate important financial decisions, such as buying a home, growing a business, or planning for the future.
Valley positions itself as providing convenient service, the latest banking innovations, and an experienced and knowledgeable team dedicated to meeting customer needs. Its messaging notes a philosophy that blends the capabilities of a large regional institution with the responsiveness and local knowledge associated with community banking.
Commercial and consumer banking activities
Within its Commercial Banking segment, Valley National Bank serves commercial and middle-market clients across a range of industries. Company materials reference commercial banking portfolios and commercial expansion in markets such as New Jersey, Philadelphia and South Jersey, and California, as well as asset-based lending for middle-market companies. The bank also reports activity in commercial real estate, commercial and industrial lending, residential mortgages, and consumer lending in its financial results.
The Consumer Banking segment includes retail banking activities, deposit products, and services for individuals and families. Valley’s communications reference savings, NOW and money market deposits, time deposits, residential mortgages, home equity lines, and other consumer loan categories. The bank also notes its experience in payments and partner banking, including a partner banking business that can support fintech partners through embedded finance capabilities.
Specialized and niche services
According to the Polygon description, Valley National Bancorp offers niche financial services that include loan and deposit products for homeowners associations, banking services for cannabis-related businesses, and venture banking that it offers on a national basis. These activities complement its broader commercial and consumer banking operations and reflect a willingness to serve specialized customer segments within its regulated framework.
Geographic footprint and market expansion
Valley National Bank describes itself as a New Jersey-based regional bank with a growing national presence. It reports branch and commercial banking operations across New Jersey, New York, Florida, Alabama, California, and Illinois. Recent company announcements highlight efforts to expand commercial banking in New Jersey, the Philadelphia and South Jersey region, and California and the western United States through senior leadership appointments and market-focused strategies.
The bank’s partner banking and technology banking activities, including its relationship with Infinant’s Interlace platform, are presented as part of a platform modernization strategy. This strategy is intended to support embedded finance and partner banking channels while maintaining bank control over the ledger, operations, and compliance.
Community focus and corporate citizenship
Valley National Bank describes helping communities grow and prosper as central to its corporate citizenship philosophy. Company communications emphasize a long-standing commitment to the communities it serves, with a heightened focus on supporting low-to-moderate income individuals and neighborhoods. According to Valley’s sustainability reporting, the bank has directed significant lending and investment toward community development loans, residential mortgages to low-to-moderate income borrowers and neighborhoods, community development investments, multifamily loans in low-to-moderate income neighborhoods, and small business loans in low-to-moderate income areas.
The bank also reports volunteer hours and charitable giving as part of its community investment. Its education-focused philanthropy is described as a key pillar of its Corporate Social Responsibility program, supporting educational institutions and related organizations in New Jersey and Florida through grants that fund classroom resources, enrichment programs, scholarships, and district-wide initiatives.
Brand identity and history
Valley National Bank traces its roots to a local community bank founded in 1927. As it approaches its 100-year anniversary in 2027, the bank has introduced the "That’s How" brand campaign, which it characterizes as an evolution of its identity. The campaign highlights Valley’s history of connecting with people, understanding communities, and earning trust, while presenting a contemporary vision of the bank as a modern, relationship-based financial partner.
The "That’s How" campaign is built around everyday financial questions and positions Valley as a partner with insight, experience, and human understanding. The bank’s messaging links this campaign to its broader purpose as a regional, relationship-based institution that grows alongside the people and places it serves.
Regulatory status and securities
Valley National Bancorp is incorporated in New Jersey and files reports with the U.S. Securities and Exchange Commission. Its common stock, with no par value, trades on The Nasdaq Stock Market LLC under the symbol VLY. The company also has Non-Cumulative Perpetual Preferred Stock Series A, Series B, and Series C, which trade on Nasdaq under the symbols VLYPP, VLYPO, and VLYPN, respectively, as disclosed in its Form 8-K filings.
The company regularly furnishes earnings press releases and investor presentation materials via Form 8-K under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure), reflecting ongoing public reporting and communication with investors.
Risk profile and financial reporting
Valley National Bancorp provides detailed information on its loan portfolio, deposits, net interest income, net interest margin, credit quality, allowance for credit losses, and non-interest income and expense in its earnings releases. These disclosures include discussion of commercial real estate exposure, commercial and industrial lending, residential mortgage and consumer loan trends, deposit composition, and non-performing assets.
The company also reports on efficiency ratios, return on average assets, return on shareholders’ equity, and tangible return on equity, including non-GAAP adjustments it presents in its financial highlights. Through these disclosures, Valley outlines how it manages profitability, credit risk, and balance sheet composition within its commercial banking model.
Stock Performance
Valley Natl Bancorp (VLY) stock last traded at $11.73, up 2.30% from the previous close. Over the past 12 months, the stock has gained 33.1%. At a market capitalization of $6.6B, VLY is classified as a mid-cap stock with approximately 555.4M shares outstanding.
Latest News
Valley Natl Bancorp has 10 recent news articles. Of the recent coverage, 6 articles coincided with positive price movement and 4 with negative movement. Key topics include buybacks, dividends, earnings, earnings date. View all VLY news →
SEC Filings
Valley Natl Bancorp has filed 5 recent SEC filings, including 3 Form 4, 1 Form 10-K, 1 Form 8-K/A. The most recent filing was submitted on February 27, 2026. SEC filings provide transparency into a company's financial condition, material events, and regulatory compliance. View all VLY SEC filings →
Insider Radar
Insider buying activity at Valley Natl Bancorp over the past 90 days may reflect management confidence in the company's direction. Institutional investors and analysts often monitor insider purchases as a potential bullish indicator for the stock.
Financial Highlights
Valley Natl Bancorp generated $3.2B in revenue over the trailing twelve months, and net income was $598.0M, reflecting a 18.5% net profit margin. Diluted earnings per share stood at $1.01. The company generated $343.8M in operating cash flow.
Upcoming Events
Preferred dividends payable
Common dividend payable
New share repurchase program
Valley Natl Bancorp has 3 upcoming scheduled events. The next event, "Preferred dividends payable", is scheduled for March 30, 2026 (in 7 days). 3 of the upcoming events are financial in nature, such as earnings calls or quarterly results. Investors can track these dates to stay informed about potential catalysts that may affect the VLY stock price.
Short Interest History
Short interest in Valley Natl Bancorp (VLY) currently stands at 31.8 million shares, up 0.4% from the previous reporting period, representing 5.8% of the float.
Days to Cover History
Days to cover for Valley Natl Bancorp (VLY) currently stands at 3.4 days, down 38.3% from the previous period. This days-to-cover ratio represents a balanced liquidity scenario for short positions. The days to cover has decreased 25.7% over the past year, suggesting improved liquidity for short covering. The ratio has shown significant volatility over the period, ranging from 1.5 to 5.7 days.
VLY Company Profile & Sector Positioning
Valley Natl Bancorp (VLY) operates in the Banks - Regional industry within the broader National Commercial Banks sector and is listed on the NASDAQ.
Investors comparing VLY often look at related companies in the same sector, including Bank Ozk (OZK), F N B Corp (FNB), Glacier Bancorp Inc (GBCI), Prosperity Bancshares Inc (PB), and Home Bancshares (HOMB). Comparing financial metrics, valuation ratios, and stock performance across these peers can help investors evaluate VLY's relative position within its industry.