Arbor Realty (ABR) EVP Steve Katz granted 74,097 shares with tax withholding

Rhea-AI Filing Summary

Arbor Realty Trust EVP and Chief Investment Officer Steve Katz reported compensation-related stock activity. On March 13, 2026, he received a grant of 74,097 shares of common stock at $0.00 per share under the 2024 Amended Omnibus Stock Incentive Plan, with vesting in three annual tranches. In connection with vesting, the company withheld a total of 30,441 shares on March 13 and 14 at $7.67 per share to cover tax obligations, a non-market disposition. After these transactions, his reported direct holdings were 221,675 shares of Arbor Realty Trust common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Katz Steve

(Last) (First) (Middle)

C/O ARBOR REALTY TRUST, INC.

333 EARLE OVINGTON BLVD, SUITE 900

(Street)

UNIONDALE NY 11553

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ARBOR REALTY TRUST INC [ ABR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Chief Invest Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.01 per share	03/13/2026		A		74,097	A	(1)	252,116	D
Common Stock, par value $0.01 per share	03/13/2026		F(2)		12,609	D	$7.67	239,507	D
Common Stock, par value $0.01 per share	03/14/2026		F(2)		11,189	D	$7.67	228,318	D
Common Stock, par value $0.01 per share	03/14/2026		F(2)		6,643	D	$7.67	221,675	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of common stock par value $0.01 per share of Arbor Realty Trust, Inc. (the"Company") granted pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. One third vest on the date of grant, one third vest in one year and one third vest in two years.

2. Represents shares that have been withheld by the Company to satisfy tax-withholding obligations in connection with the vesting of common stock.

	/s/ Maysa Vahidi, Attorney-in-Fact for Steve Katz	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What stock transactions did ABR executive Steve Katz report in this Form 4?

Steve Katz reported a grant of 74,097 Arbor Realty Trust (ABR) common shares and related tax-withholding dispositions totaling 30,441 shares at $7.67 per share, all tied to equity compensation rather than open-market trading.

Was the ABR Form 4 for Steve Katz a market buy or sell of shares?

The Form 4 for ABR shows no open-market buys or sells. It reports a stock grant and tax-withholding dispositions, where shares were withheld by the company to satisfy tax obligations on vested stock awards.

How many Arbor Realty Trust (ABR) shares did Steve Katz receive as an award?

Steve Katz received an award of 74,097 shares of Arbor Realty Trust (ABR) common stock at $0.00 per share, granted under the company’s 2024 Amended Omnibus Stock Incentive Plan with vesting over three years.

How many ABR shares were withheld for Steve Katz’s tax obligations?

A total of 30,441 Arbor Realty Trust (ABR) shares were withheld to cover tax obligations, in three separate code F transactions at $7.67 per share, reflecting non-market dispositions for tax withholding on vested stock.

What are Steve Katz’s Arbor Realty Trust (ABR) holdings after these transactions?

Following the reported grant and tax-withholding entries, Steve Katz’s direct holdings in Arbor Realty Trust (ABR) common stock are shown as 221,675 shares, according to the latest line of the Form 4 transaction table.

How do the ABR stock award vesting terms work for Steve Katz’s new grant?

The footnotes state the 74,097-share ABR grant vests in three equal parts: one third on the grant date, one third after one year, and the final third after two years, subject to the company’s 2024 Amended Omnibus Stock Incentive Plan.