Arbor Realty Trust director granted 15,141 RSUs

BACON KENNETH J reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

BACON KENNETH J reported acquisition or exercise transactions in this Form 4 filing.

Arbor Realty Trust Inc director Kenneth J. Bacon received an equity award rather than buying shares on the market. On March 13, 2026, he was granted 15,141 fully vested restricted stock units under the company’s 2024 Amended Omnibus Stock Incentive Plan. These RSUs are payable in common stock, and he has elected to defer receipt of the underlying shares until January 1, 2029. Following this grant, his reported direct holdings in this RSU award category total 25,567 units.

Insider Trade Summary

Grant/Award: 15,141 shares

Grant/Award 1 txn

Insider BACON KENNETH J

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	15,141	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 25,567 contracts (Direct)

Footnotes (1)

1. F1. On March 13, 2026, Mr. Bacon was granted 15,141 fully vested restricted stock units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. Mr. Bacon has elected to defer receipt of the common stock into which the RSUs are converted until January 1, 2029.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Arbor Realty Trust (ABR) disclose in this Form 4?

Arbor Realty Trust reported that director Kenneth J. Bacon received a grant of 15,141 fully vested restricted stock units as equity compensation. The grant was made under the company’s 2024 Amended Omnibus Stock Incentive Plan and is settled in common stock at a future date.

How many restricted stock units did ABR director Kenneth Bacon receive?

Kenneth Bacon was granted 15,141 fully vested restricted stock units of Arbor Realty Trust common stock. These RSUs represent a stock-based compensation award, not an open-market purchase, and increase his equity-linked interest in the company as a board member.

When will Kenneth Bacon receive Arbor Realty Trust (ABR) shares from this RSU grant?

Kenneth Bacon elected to defer receipt of the common shares underlying his 15,141 restricted stock units until January 1, 2029. Until that date, the award remains in RSU form and converts into common stock on the chosen deferral date, according to the company’s plan terms.

Is Kenneth Bacon’s Form 4 for ABR a stock purchase or sale?

The Form 4 reflects an equity grant, not a market trade. Bacon received 15,141 restricted stock units as compensation, coded as an acquisition (grant/award). There were no open-market purchases or sales of Arbor Realty Trust common stock reported in this filing.

How many Arbor Realty Trust (ABR) RSUs does Kenneth Bacon hold after this grant?

After the 15,141-unit grant, Kenneth Bacon’s reported direct holdings in this RSU category total 25,567 units. This figure reflects his position following the transaction and shows the cumulative size of this particular equity-based award exposure.

Under which plan were the RSUs to Kenneth Bacon at ABR granted?

The 15,141 restricted stock units granted to Kenneth Bacon were issued under Arbor Realty Trust’s 2024 Amended Omnibus Stock Incentive Plan. This plan governs stock-based compensation awards, including RSUs, provided to directors and other eligible participants at the company.

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Accepted by SEC EDGAR 03/17/2026 - 07:02 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BACON KENNETH J

(Last) (First) (Middle)

C/O ARBOR REALTY TRUST, INC.

333 EARLE OVINGTON BLVD, SUITE 900

(Street)

UNIONDALE NY 11553

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ARBOR REALTY TRUST INC [ ABR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/13/2026		A(1)		15,141		(1)	(1)	Common Stock, par value $0.01 per share	15,141	$0	25,567	D

Explanation of Responses:

1. On March 13, 2026, Mr. Bacon was granted 15,141 fully vested restricted stock units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. Mr. Bacon has elected to defer receipt of the common stock into which the RSUs are converted until January 1, 2029.

	/s/ John Bishar, Attorney-in-Fact for Kenneth J. Bacon	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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