Arbor Realty (ABR) director gets 15,141 deferred RSU award

Rhea-AI Filing Summary

LAZAR MELVIN F reported acquisition or exercise transactions in this Form 4 filing.

Arbor Realty Trust director Melvin F. Lazar received a grant of 15,141 restricted stock units. These RSUs were awarded on March 13, 2026 under the company’s 2024 Amended Omnibus Stock Incentive Plan and are fully vested.

Following this award, Lazar holds 51,242 restricted stock units. He elected to defer receiving the underlying common stock until his board service ends, or earlier if there is a change in control, under a pre-established deferral election.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider LAZAR MELVIN F

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	15,141	$0.00	--

Holdings After Transaction: Restricted Stock Units — 51,242 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LAZAR MELVIN F

(Last) (First) (Middle)

C/O ARBOR REALTY TRUST, INC.

333 EARLE OVINGTON BLVD, SUITE 900

(Street)

UNIONDALE NY 11553

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ARBOR REALTY TRUST INC [ ABR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/13/2026		A(1)		15,141		(1)	(1)	Common Stock, par value $0.01 per share	15,141	$0	51,242	D

Explanation of Responses:

1. On March 13, 2026, Mr. Lazar was granted 15,141 fully vested restricted stock units ("RSUs") of Arbor Realty Trust, Inc. (the "Company") pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan. Mr. Lazar has elected to defer receipt of the common stock into which the RSUs are converted until his service as a director is terminated, or sooner upon a change in control, pursuant to a pre-established deferral election.

	/s/ Maysa Vahidi, Attorney-in-Fact for Melvin F. Lazar	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Arbor Realty Trust (ABR) director Melvin F. Lazar receive in this Form 4?

Melvin F. Lazar received a grant of 15,141 restricted stock units from Arbor Realty Trust. The award was made as director compensation under the 2024 Amended Omnibus Stock Incentive Plan and represents stock-based pay rather than an open-market purchase of shares.

Are the 15,141 Arbor Realty Trust RSUs granted to Melvin F. Lazar vested?

Yes, the 15,141 restricted stock units granted to Melvin F. Lazar are fully vested. Although vested, he does not receive the underlying common shares immediately, because he has chosen to defer delivery under a pre-established deferral election arrangement with the company.

When will Melvin F. Lazar receive Arbor Realty Trust common stock from these RSUs?

Melvin F. Lazar elected to defer receiving the Arbor Realty Trust common stock underlying these 15,141 RSUs. He will receive the shares when his service as a director ends, or earlier if there is a change in control, consistent with his deferral election.

How many restricted stock units does Melvin F. Lazar hold after this Arbor Realty grant?

After this grant, Melvin F. Lazar holds a total of 51,242 restricted stock units. This figure, reported in the Form 4, reflects his direct RSU holdings following the fully vested 15,141-unit award made on March 13, 2026 under the company incentive plan.

Was the Arbor Realty Trust RSU grant to Melvin F. Lazar an open-market stock purchase?

No, the 15,141-unit award is a grant of restricted stock units, not an open-market share purchase. It was issued as director compensation at a stated price of $0.00 per unit under Arbor Realty Trust’s 2024 Amended Omnibus Stock Incentive Plan.