Director Caryn Effron awarded 15,141 Arbor Realty (ABR) shares under 2024 plan

Rhea-AI Filing Summary

Effron Caryn reported acquisition or exercise transactions in this Form 4 filing.

Arbor Realty Trust director Caryn Effron received a compensatory stock grant of 15,141 common shares. The shares, with a stated price of $0.00 per share, were awarded on March 13, 2026 under the company’s 2024 Amended Omnibus Stock Incentive Plan. Following this grant, Effron directly holds 50,827 Arbor Realty Trust common shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Effron Caryn

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock, par value $0.01per share	15,141	$0.00	--

Holdings After Transaction: Common Stock, par value $0.01per share — 50,827 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Effron Caryn

(Last) (First) (Middle)

C/O ARBOR REALTY TRUST, INC.

333 EARLE OVINGTON BLVD, SUITE 900

(Street)

UNIONDALE NY 11553

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ARBOR REALTY TRUST INC [ ABR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock, par value $0.01per share	03/13/2026		A		15,141	A	(1)	50,827	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares of common stock par value $0.01 per share of Arbor Realty Trust, Inc. (the "Company") granted pursuant to the Company's 2024 Amended Omnibus Stock Incentive Plan.

	/s/ John Bishar, Attorney-in-Fact for Caryn Effron	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Arbor Realty Trust (ABR) director Caryn Effron report on this Form 4?

Caryn Effron reported receiving a grant of 15,141 shares of Arbor Realty Trust common stock. The award was made at a stated price of $0.00 per share as part of her director compensation, increasing her direct holdings to 50,827 shares after the transaction.

Is the Arbor Realty Trust (ABR) Form 4 transaction a stock purchase or a grant?

The Form 4 for Arbor Realty Trust shows a stock grant, not an open-market purchase. Transaction code “A” indicates a grant or award of 15,141 common shares under the company’s 2024 Amended Omnibus Stock Incentive Plan as part of director compensation.

How many Arbor Realty Trust (ABR) shares does Caryn Effron own after this grant?

After the reported grant, Caryn Effron directly holds 50,827 shares of Arbor Realty Trust common stock. This total reflects the addition of 15,141 shares awarded on March 13, 2026, as disclosed in the Form 4 insider transaction filing.

What compensation plan was used for the Arbor Realty Trust (ABR) director’s stock grant?

The stock grant to Arbor Realty Trust director Caryn Effron was issued under the company’s 2024 Amended Omnibus Stock Incentive Plan. This plan allows the company to grant equity awards, such as common stock, to directors and other eligible participants as part of their compensation.

Did Arbor Realty Trust (ABR) director Caryn Effron pay cash for the 15,141 share award?

No, the 15,141-share award was granted at a stated price of $0.00 per share. This indicates a compensatory equity grant rather than a cash-funded market purchase, consistent with awards made under Arbor Realty Trust’s 2024 Amended Omnibus Stock Incentive Plan.