American Coastal (NASDAQ: ACIC) shares updated investor presentation

Rhea-AI Filing Summary

American Coastal Insurance Corporation filed a current report to furnish an investor presentation under Regulation FD. The company’s executive officers plan to use this presentation in meetings with investors and analysts beginning on January 14, 2026. The presentation is attached as Exhibit 99.1 and is also available on the company’s investor relations website.

The company clarifies that the information in this investor presentation is being furnished, not filed, under the securities laws, which limits its treatment under certain liability provisions and for incorporation by reference into other securities documents.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 14, 2026

American Coastal Insurance Corporation

(Exact name of Registrant as Specified in Its Charter)

Delaware			001-35761	75-3241967
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
570 Carillon Parkway, Suite 100
St. Petersburg, Florida				33716
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: (727) 633-0851

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.0001 par value per share		ACIC		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 7.01 Regulation FD Disclosure.

American Coastal Insurance Corporation (the Company, we, our) is furnishing this Item 7.01 of this Current Report on Form 8-K in connection with the disclosure of information that the executive officers of the Company intend to use, in whole or in part, in one or more meetings with investors and analysts, beginning on January 14, 2026. A copy of the investor presentation is attached hereto as Exhibit 99.1, and has been made available on our website at https://investors.amcoastal.com/events-and-presentations/default.aspx
 

The information furnished under this Item 7.01, including Exhibit 99.1 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. The information in this Item 7.01 of this Current Report on Form 8-K shall not be deemed incorporated by reference in any registration statement or other document filed under the Securities Act of 1933, except as shall be expressly set forth by specific reference to such filing.

Item 9.01 Financial Statements and Exhibits.

Exhibit No.		Description
99.1		Investor presentation issued by the Company on January 14, 2026
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

			AMERICAN COASTAL INSURANCE CORPORATION
Date:	January 14, 2026	By:	/s/ B. Bradford Martz
			B. Bradford Martz, President & Chief Executive Officer

FAQ

What did American Coastal Insurance Corporation (ACIC) disclose in this 8-K?

American Coastal Insurance Corporation furnished an investor presentation that its executive officers intend to use in meetings with investors and analysts, beginning on January 14, 2026.

Under which item of Form 8-K did ACIC provide the investor presentation?

The investor presentation was provided under Item 7.01, Regulation FD Disclosure.

Where can investors access the ACIC investor presentation mentioned in the 8-K?

The investor presentation is attached as Exhibit 99.1 to the report and is available on American Coastal’s investor relations website at https://investors.amcoastal.com/events-and-presentations/default.aspx.

Is the ACIC investor presentation considered filed or furnished for securities law purposes?

The company states that the information under Item 7.01, including Exhibit 99.1, is being furnished, not filed, under the Securities Exchange Act of 1934.

Can the ACIC investor presentation be incorporated by reference into other securities filings?

The company states that the information in Item 7.01 will not be incorporated by reference into Securities Act filings unless expressly incorporated by specific reference.

What exhibit numbers are included in this ACIC 8-K filing?

Exhibit 99.1 is the investor presentation issued by the company on January 14, 2026, and Exhibit 104 is the cover page interactive data file embedded within the Inline XBRL document.