STOCK TITAN

[8-K] American Coastal Insurance Corporation Reports Material Event

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
8-K

American Coastal Insurance Corporation (ACIC) filed a Form 8-K dated August 6, 2025 disclosing that it has furnished an earnings release and an earnings presentation for the second quarter ended June 30, 2025, attached as Exhibit 99.1 and Exhibit 99.2. The filing includes the companys Delaware incorporation, Nasdaq listing (ACIC), principal executive office in St. Petersburg, Florida, and a contact phone number.

The filing states the materials are furnished, not filed, and that executive officers intend to use them in investor and analyst meetings beginning August 6, 2025. The 8-K does not include any financial metrics, guidance, or earnings figures in its text and is signed by B. Bradford Martz, President & Chief Executive Officer.

American Coastal Insurance Corporation (ACIC) ha presentato un Form 8-K in data 6 agosto 2025 rendendo noto di aver fornito un comunicato sugli utili e una presentazione sugli utili relativi al secondo trimestre chiuso il 30 giugno 2025, allegate come Exhibit 99.1 e Exhibit 99.2. La documentazione indica l'incorporazione della società nel Delaware, la quotazione al Nasdaq (ACIC), la sede esecutiva principale a St. Petersburg, Florida, e un numero di telefono di contatto.

Il filing specifica che i materiali sono forniti, non depositati, e che i dirigenti intendono utilizzarli in incontri con investitori e analisti a partire dal 6 agosto 2025. L'8-K non contiene nel testo metriche finanziarie, guidance o cifre sugli utili ed è firmato da B. Bradford Martz, Presidente e Amministratore Delegato.

American Coastal Insurance Corporation (ACIC) presentó un Form 8-K con fecha 6 de agosto de 2025 informando que ha proporcionado un comunicado de resultados y una presentación de resultados correspondientes al segundo trimestre cerrado el 30 de junio de 2025, adjuntos como Exhibit 99.1 y Exhibit 99.2. La presentación incluye la constitución de la compañía en Delaware, su cotización en Nasdaq (ACIC), la oficina ejecutiva principal en St. Petersburg, Florida, y un número de teléfono de contacto.

El documento indica que los materiales están proporcionados, no presentados, y que los directivos tienen la intención de utilizarlos en reuniones con inversores y analistas a partir del 6 de agosto de 2025. El 8-K no incluye en su texto métricas financieras, orientación ni cifras de resultados y está firmado por B. Bradford Martz, Presidente y Director Ejecutivo.

American Coastal Insurance Corporation (ACIC)2025년 8월 6일Form 8-K를 제출하여 실적 발표(earnings release)실적 프레젠테이션(earnings presentation)2025년 6월 30일 종료된 2분기에 대해 제공했으며, 해당 자료는 Exhibit 99.1 및 Exhibit 99.2로 첨부되었음을 공시했습니다. 공시에는 회사의 델라웨어 설립, 나스닥 상장(ACIC), 플로리다 주 세인트피터즈버그에 있는 본사 및 연락처 전화번호가 포함되어 있습니다.

공시문은 자료가 제공된 것이며 제출된 것이 아님(furnished, not filed)을 명시하고 있으며, 경영진이 2025년 8월 6일부터 투자자 및 애널리스트 대상 미팅에서 해당 자료를 사용할 예정이라고 밝혔습니다. 해당 8-K 본문에는 재무 지표, 가이던스 또는 실적 수치가 포함되어 있지 않으며, B. Bradford Martz, 사장 겸 최고경영자(CEO)의 서명이 있습니다.

American Coastal Insurance Corporation (ACIC) a déposé un Form 8-K daté du 6 août 2025 indiquant qu'elle a fourni un communiqué sur les résultats et une présentation des résultats pour le deuxième trimestre clos le 30 juin 2025, joints en tant qu'Exhibit 99.1 et Exhibit 99.2. le dépôt précise l'incorporation de la société dans le Delaware, la cotation au Nasdaq (ACIC), le siège exécutif principal à St. Petersburg, en Floride, et un numéro de téléphone de contact.

Le document indique que les matériels sont fournis, non déposés, et que les dirigeants prévoient de les utiliser lors de réunions avec des investisseurs et des analystes à partir du 6 août 2025. Le 8-K ne contient dans son texte aucune métrique financière, orientation ni chiffre de résultat et est signé par B. Bradford Martz, Président et Directeur Général.

American Coastal Insurance Corporation (ACIC) hat ein Form 8-K datiert 6. August 2025 eingereicht und offengelegt, dass es eine Ergebnisveröffentlichung und eine Ergebnispräsentation für das zweite Quartal, beendet am 30. Juni 2025, bereitgestellt hat; diese sind als Exhibit 99.1 und Exhibit 99.2 beigefügt. Die Einreichung nennt die in Delaware erfolgte Gründung der Gesellschaft, die Notierung am Nasdaq (ACIC), den Hauptsitz in St. Petersburg, Florida, sowie eine Kontakttelefonnummer.

Die Meldung stellt klar, dass die Unterlagen bereitgestellt, nicht eingereicht wurden und dass die Führungskräfte beabsichtigen, sie ab dem 6. August 2025 in Gesprächen mit Investoren und Analysten zu verwenden. Das 8-K enthält im Text keine finanziellen Kennzahlen, Prognosen oder Ergebniszahlen und ist unterzeichnet von B. Bradford Martz, Präsident und Chief Executive Officer (CEO).

Positive
  • Company furnished Q2 2025 earnings release and presentation (Exhibits 99.1 and 99.2), supporting investor transparency
  • Disclosure includes Reg FD notice and Section 18 caveat, clarifying the legal status of the materials
Negative
  • No financial metrics or guidance are included in the 8-K text; investors must access the attached exhibits for substantive numbers

Insights

TL;DR: 8-K furnishes Q2 2025 earnings materials but contains no metrics, so immediate valuation impact is limited.

The filing communicates that the company has furnished an earnings release and presentation for the quarter ended June 30, 2025 (Exhibits 99.1 and 99.2) and will use these materials in investor meetings beginning August 6, 2025. The disclosure is explicit that the materials are "furnished, not filed," which limits incorporation by reference. Because the 8-K text contains no revenue, EPS, or guidance figures, investors must review the attached exhibits for material financial information.

TL;DR: Routine Regulation FD/8-K disclosure of investor materials; procedural compliance noted, no new governance issues raised.

The Form 8-K includes Item 2.02 and Item 7.01 disclosures and specifies that executive officers will use the furnished materials in meetings with investors and analysts beginning August 6, 2025. The filing also clarifies that the exhibits are furnished rather than filed for Section 18 purposes. The document is signed by the CEO, consistent with standard SEC signature requirements. No departures from routine disclosure practices are evident in the text provided.

American Coastal Insurance Corporation (ACIC) ha presentato un Form 8-K in data 6 agosto 2025 rendendo noto di aver fornito un comunicato sugli utili e una presentazione sugli utili relativi al secondo trimestre chiuso il 30 giugno 2025, allegate come Exhibit 99.1 e Exhibit 99.2. La documentazione indica l'incorporazione della società nel Delaware, la quotazione al Nasdaq (ACIC), la sede esecutiva principale a St. Petersburg, Florida, e un numero di telefono di contatto.

Il filing specifica che i materiali sono forniti, non depositati, e che i dirigenti intendono utilizzarli in incontri con investitori e analisti a partire dal 6 agosto 2025. L'8-K non contiene nel testo metriche finanziarie, guidance o cifre sugli utili ed è firmato da B. Bradford Martz, Presidente e Amministratore Delegato.

American Coastal Insurance Corporation (ACIC) presentó un Form 8-K con fecha 6 de agosto de 2025 informando que ha proporcionado un comunicado de resultados y una presentación de resultados correspondientes al segundo trimestre cerrado el 30 de junio de 2025, adjuntos como Exhibit 99.1 y Exhibit 99.2. La presentación incluye la constitución de la compañía en Delaware, su cotización en Nasdaq (ACIC), la oficina ejecutiva principal en St. Petersburg, Florida, y un número de teléfono de contacto.

El documento indica que los materiales están proporcionados, no presentados, y que los directivos tienen la intención de utilizarlos en reuniones con inversores y analistas a partir del 6 de agosto de 2025. El 8-K no incluye en su texto métricas financieras, orientación ni cifras de resultados y está firmado por B. Bradford Martz, Presidente y Director Ejecutivo.

American Coastal Insurance Corporation (ACIC)2025년 8월 6일Form 8-K를 제출하여 실적 발표(earnings release)실적 프레젠테이션(earnings presentation)2025년 6월 30일 종료된 2분기에 대해 제공했으며, 해당 자료는 Exhibit 99.1 및 Exhibit 99.2로 첨부되었음을 공시했습니다. 공시에는 회사의 델라웨어 설립, 나스닥 상장(ACIC), 플로리다 주 세인트피터즈버그에 있는 본사 및 연락처 전화번호가 포함되어 있습니다.

공시문은 자료가 제공된 것이며 제출된 것이 아님(furnished, not filed)을 명시하고 있으며, 경영진이 2025년 8월 6일부터 투자자 및 애널리스트 대상 미팅에서 해당 자료를 사용할 예정이라고 밝혔습니다. 해당 8-K 본문에는 재무 지표, 가이던스 또는 실적 수치가 포함되어 있지 않으며, B. Bradford Martz, 사장 겸 최고경영자(CEO)의 서명이 있습니다.

American Coastal Insurance Corporation (ACIC) a déposé un Form 8-K daté du 6 août 2025 indiquant qu'elle a fourni un communiqué sur les résultats et une présentation des résultats pour le deuxième trimestre clos le 30 juin 2025, joints en tant qu'Exhibit 99.1 et Exhibit 99.2. le dépôt précise l'incorporation de la société dans le Delaware, la cotation au Nasdaq (ACIC), le siège exécutif principal à St. Petersburg, en Floride, et un numéro de téléphone de contact.

Le document indique que les matériels sont fournis, non déposés, et que les dirigeants prévoient de les utiliser lors de réunions avec des investisseurs et des analystes à partir du 6 août 2025. Le 8-K ne contient dans son texte aucune métrique financière, orientation ni chiffre de résultat et est signé par B. Bradford Martz, Président et Directeur Général.

American Coastal Insurance Corporation (ACIC) hat ein Form 8-K datiert 6. August 2025 eingereicht und offengelegt, dass es eine Ergebnisveröffentlichung und eine Ergebnispräsentation für das zweite Quartal, beendet am 30. Juni 2025, bereitgestellt hat; diese sind als Exhibit 99.1 und Exhibit 99.2 beigefügt. Die Einreichung nennt die in Delaware erfolgte Gründung der Gesellschaft, die Notierung am Nasdaq (ACIC), den Hauptsitz in St. Petersburg, Florida, sowie eine Kontakttelefonnummer.

Die Meldung stellt klar, dass die Unterlagen bereitgestellt, nicht eingereicht wurden und dass die Führungskräfte beabsichtigen, sie ab dem 6. August 2025 in Gesprächen mit Investoren und Analysten zu verwenden. Das 8-K enthält im Text keine finanziellen Kennzahlen, Prognosen oder Ergebniszahlen und ist unterzeichnet von B. Bradford Martz, Präsident und Chief Executive Officer (CEO).

0001401521false00014015212025-08-062025-08-06

 

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

 

FORM 8-K

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): August 06, 2025

 

 

American Coastal Insurance Corporation

(Exact name of Registrant as Specified in Its Charter)

 

 

Delaware

001-35761

75-3241967

(State or Other Jurisdiction
of Incorporation)

(Commission File Number)

(IRS Employer
Identification No.)

 

 

 

 

 

570 Carillon Parkway, Suite 100

 

St. Petersburg, Florida

 

33716

(Address of Principal Executive Offices)

 

(Zip Code)

 

Registrant’s Telephone Number, Including Area Code: (727) 633-0851

 

 

(Former Name or Former Address, if Changed Since Last Report)

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:


Title of each class

 

Trading
Symbol(s)

 


Name of each exchange on which registered

Common Stock, $0.0001 par value per share

 

ACIC

 

The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

 

 


 

Item 2.02 Results of Operations and Financial Condition.

 

On August 6, 2025, American Coastal Insurance Corporation (the Company, we, our) issued a press release relating to our earnings for the second quarter ended June 30, 2025 (the Earnings Release). We have attached a copy of the Earnings Release as Exhibit 99.1.

Item 7.01 Regulation FD Disclosure.

 

The executive officers of the Company intend to use the materials filed herewith, in whole or in part, in one or more meetings with investors and analysts, beginning on August 6, 2025. A copy of the Earnings presentation is attached hereto as Exhibit 99.2.

 

The information furnished under this Item 2.02 and 7.01, including Exhibit 99.1 and Exhibit 99.2 attached hereto, shall not be deemed “filed” for purposes of Section 18 of the Securities Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference to such filing.

Item 9.01 Financial Statements and Exhibits.

 

 

 

 

Exhibit

No.

Description

99.1

Earnings release issued by the Company on August 6, 2025

99.2

 

Earnings presentation issued by the Company on August 6, 2025

104

 

Cover Page Interactive Data File (embedded within the Inline XBRL document)

 

 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

 

 

 

AMERICAN COASTAL INSURANCE CORPORATION

 

 

 

 

Date:

August 6, 2025

By:

/s/ B. Bradford Martz

 

 

 

B. Bradford Martz, President & Chief Executive Officer

 


FAQ

When did American Coastal (ACIC) report this event?

The Form 8-K is dated and filed on August 6, 2025.

What materials did ACIC furnish on August 6, 2025?

The company furnished an earnings release (Exhibit 99.1) and an earnings presentation (Exhibit 99.2) related to Q2 2025.

Which period do the furnished earnings materials cover?

They relate to the second quarter ended June 30, 2025.

Are the furnished materials considered "filed" with the SEC?

No; the 8-K explicitly states the materials are furnished, not filed for purposes of Section 18 of the Exchange Act.

Will ACIC executives use these materials with investors?

Yes; executive officers intend to use the materials in meetings with investors and analysts beginning August 6, 2025.

Who signed the Form 8-K for ACIC?

The Form 8-K is signed by B. Bradford Martz, President & Chief Executive Officer, dated August 6, 2025.
American Coastal Insurance

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Insurance - Property & Casualty
Fire, Marine & Casualty Insurance
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