ACIC (ACIC) director Deirdre Brown receives 5,000-share stock grant award

Rhea-AI Filing Summary

Brown Deirdre A reported acquisition or exercise transactions in this Form 4 filing.

AMERICAN COASTAL INSURANCE Corp director Deirdre A. Brown received an equity grant of 5,000 shares of Common Stock on May 26, 2026. The shares were awarded at no cash price as compensation rather than bought on the open market. Following this grant, she directly holds 6,500 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Brown Deirdre A

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	5,000	$0.00	--

Holdings After Transaction: Common Stock — 6,500 shares (Direct, null)

Footnotes (1)

Key Figures

Shares granted: 5,000 shares Holdings after transaction: 6,500 shares Transaction code: A (Grant, award, or other acquisition) +1 more

4 metrics

Shares granted 5,000 shares Common Stock grant to director on May 26, 2026

Holdings after transaction 6,500 shares Director’s direct Common Stock holdings following grant

Transaction code A (Grant, award, or other acquisition) Indicates non-market equity award

Price per share $0.0000 per share Indicates no cash paid for granted shares

Key Terms

Grant, award, or other acquisition, Common Stock, Form 4, direct ownership

4 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Common Stock financial

"security_title: Common Stock"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4):"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

direct ownership financial

"ownership_type: direct"

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Brown Deirdre A

(Last) (First) (Middle)

C/O AMERICAN COASTAL INSURANCE CORP

570 CARILLON PARKWAY, SUITE 100

(Street)

ST. PETERSBURG FLORIDA 33716

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
AMERICAN COASTAL INSURANCE Corp [ ACIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		5,000	A	$0.00	6,500	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Alexander Baty, Attorney-in-Fact for Deirdre Brown	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did ACIC director Deirdre A. Brown report on this Form 4?

Deirdre A. Brown reported receiving a grant of 5,000 shares of AMERICAN COASTAL INSURANCE Corp Common Stock. This was recorded as an equity award, not an open-market purchase, and increased her direct holdings to 6,500 shares after the transaction.

Was the ACIC Form 4 transaction a stock purchase or a grant?

The Form 4 shows a stock grant to Deirdre A. Brown, coded as a grant, award, or other acquisition. She did not pay cash for the 5,000 shares, indicating they were issued as compensation rather than bought in the market.

How many ACIC shares did Deirdre A. Brown acquire in this transaction?

She acquired 5,000 shares of AMERICAN COASTAL INSURANCE Corp Common Stock in this reported transaction. The filing classifies this as a grant or award, which added to her existing stake and raised her direct ownership position.

What are Deirdre A. Brown’s ACIC shareholdings after the reported grant?

After the grant, Deirdre A. Brown directly holds 6,500 shares of AMERICAN COASTAL INSURANCE Corp Common Stock. This figure reflects her position immediately following the 5,000-share equity award reported in the Form 4.

Does the ACIC Form 4 indicate any stock sales by Deirdre A. Brown?

The Form 4 does not show any stock sales by Deirdre A. Brown. It reports only an acquisition coded as a grant or award of 5,000 Common Stock shares, with no dispositions or open-market sales listed in this filing.

Is the ACIC Form 4 transaction related to derivatives or stock options?

The transaction involves non-derivative Common Stock rather than options or other derivatives. The derivative section of the filing is empty, indicating no option exercises, conversions, or other derivative-related activities were reported in this Form 4.