American Coastal (ACIC) director awarded 5,000 shares in stock grant

Rhea-AI Filing Summary

POITEVINT ALEC II reported acquisition or exercise transactions in this Form 4 filing.

American Coastal Insurance Corp director Alec Poitevint II reported a grant of 5,000 shares of common stock as compensation, at a stated price of $0.00 per share. Following this award, his direct holdings increased to 195,000 common shares.

The filing also lists indirect beneficial ownership positions, including 140,000 shares held by his spouse and 36,000 shares held for a dependent grandchild, as of the transaction date. Additional indirect holdings are reported through SEM Minerals, LP and Mineral Associates, Inc., reflecting shares held via these related entities.

Insider Trade Summary

5 transactions reported

Mixed 5 txns

Insider POITEVINT ALEC II

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	5,000	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 195,000 shares (Direct, null); Common Stock — 568,944 shares (Indirect, See Footnote)

Footnotes (1)

1. Shares held by Reporting Person indirectly through SEM Minerals, LP, a limited partnership whose General Partner is SEM Minerals, Inc., of which Reporting Person is the Chairman and President. Shares held by Reporting Person inderectly through Mineral Associates, Inc. Reporting Person has voting and investment power over these securities.

Key Figures

Stock grant: 5,000 shares Direct holdings after grant: 195,000 shares Spouse indirect holdings: 140,000 shares +3 more

6 metrics

Stock grant 5,000 shares Common Stock grant coded as acquisition (A) at $0.00 per share

Direct holdings after grant 195,000 shares Common Stock directly owned by Alec Poitevint II after award

Spouse indirect holdings 140,000 shares Beneficial ownership held by spouse as reported in the filing

Dependent grandchild holdings 36,000 shares Beneficial ownership held for dependent grandchild

SEM Minerals LP holdings 625,000 shares Indirectly held through SEM Minerals, LP per footnote

Mineral Associates Inc. holdings 568,944 shares Indirectly held through Mineral Associates, Inc. per footnote

Key Terms

Grant, award, or other acquisition, Beneficial Ownership, indirect, limited partnership, +1 more

5 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

Beneficial Ownership financial

"nature_of_ownership: Beneficial Ownership, Held by Spouse"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

indirect financial

"ownership_type: indirect"

limited partnership financial

"SEM Minerals, LP, a limited partnership whose General Partner is SEM Minerals, Inc."

A limited partnership is a legal business structure with two types of partners: at least one general partner who runs the business and bears full legal responsibility, and one or more limited partners who contribute money, share profits, and have liability capped at their investment. For investors, it matters because it separates control from financial exposure — like putting money into a store without managing it — and affects how returns, risks, taxes and transferability of ownership are handled.

voting and investment power financial

"Reporting Person has voting and investment power over these securities."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

POITEVINT ALEC II

(Last) (First) (Middle)

C/O AMERICAN COASTAL INSURANCE CORP.

570 CARILLON PARKWAY, SUITE 100

(Street)

ST. PETERSBURG FLORIDA 33716

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
AMERICAN COASTAL INSURANCE Corp [ ACIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		5,000	A	$0.00	195,000	D
Common Stock								568,944	I	See Footnote(1)
Common Stock								625,000	I	See Footnote(2)
Common Stock								36,000	I	Beneficial Ownership, Held by Dependent Grandchild
Common Stock								140,000	I	Beneficial Ownership, Held by Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares held by Reporting Person indirectly through SEM Minerals, LP, a limited partnership whose General Partner is SEM Minerals, Inc., of which Reporting Person is the Chairman and President.

2. Shares held by Reporting Person inderectly through Mineral Associates, Inc. Reporting Person has voting and investment power over these securities.

	/s/ Alexander Baty, Attorney-in-Fact for Alec Poitevint II	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did ACIC director Alec Poitevint II report?

Alec Poitevint II reported receiving a grant of 5,000 shares of American Coastal Insurance common stock. The shares were acquired as a compensation-related award at a stated price of $0.00 per share, increasing his directly held position disclosed in the filing.

How many American Coastal Insurance (ACIC) shares does the director now hold directly?

After the reported grant, Alec Poitevint II holds 195,000 American Coastal Insurance common shares directly. This figure reflects his direct ownership position as of the transaction date disclosed, separate from additional indirect holdings reported in the same Form 4.

What indirect American Coastal Insurance (ACIC) holdings are reported for the director?

The Form 4 lists 140,000 shares beneficially owned through the director’s spouse and 36,000 shares held for a dependent grandchild. It also reports additional indirect positions through SEM Minerals, LP and Mineral Associates, Inc., reflecting shares held via these related entities.

Was the 5,000-share ACIC grant a market purchase or compensation award?

The 5,000-share transaction is coded as an “A” entry, described as a grant, award, or other acquisition. It carries a price of $0.00 per share, indicating a compensation-related stock award rather than an open-market purchase of American Coastal Insurance shares.

Does the ACIC Form 4 show any insider share sales by Alec Poitevint II?

The summarized data show one acquisition transaction and no reported sales. Additional lines in the filing are holding entries that update or confirm indirect beneficial ownership positions, rather than new buy or sell transactions in American Coastal Insurance stock.