ACIC (ACIC) Chief Underwriting Officer reports 9,385 common shares held

Rhea-AI Filing Summary

AMERICAN COASTAL INSURANCE Corp executive Troy J. Crawford, Chief Underwriting Officer, has filed an initial ownership report. The Form 3 shows direct ownership of 9,385 shares of common stock as of February 17, 2026. This filing simply records his existing stake and does not indicate any recent share purchases or sales.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Crawford Troy J

(Last) (First) (Middle)

570 CARILLON PARKWAY, SUITE 100

(Street)

ST. PETERSBURG FL 33716

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
02/17/2026

3. Issuer Name and Ticker or Trading Symbol
AMERICAN COASTAL INSURANCE Corp [ ACIC ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Underwriting Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	9,385	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Alexander Baty, Attorney-in-Fact for Troy Crawford	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does Troy J. Crawford’s Form 3 filing for ACIC report?

The Form 3 filing reports that Troy J. Crawford directly owns 9,385 shares of AMERICAN COASTAL INSURANCE Corp common stock. It serves as his initial ownership disclosure as Chief Underwriting Officer, rather than documenting a new purchase or sale transaction.

Did Troy J. Crawford buy or sell ACIC shares in this Form 3 filing?

The filing does not show a buy or sell transaction. It classifies the entry as a holding with an unknown transaction code, indicating the Form 3 is mainly establishing Troy J. Crawford’s existing direct ownership position in AMERICAN COASTAL INSURANCE Corp.

How many AMERICAN COASTAL INSURANCE Corp shares does Troy J. Crawford own?

The Form 3 states that Troy J. Crawford directly owns 9,385 shares of AMERICAN COASTAL INSURANCE Corp common stock. This figure reflects his total direct holdings following the reported status as of the filing’s transaction date in February 2026.

What is Troy J. Crawford’s role at AMERICAN COASTAL INSURANCE Corp?

The filing identifies Troy J. Crawford as the Chief Underwriting Officer of AMERICAN COASTAL INSURANCE Corp. As an officer, he is required to report his equity holdings in the company’s common stock through Section 16 insider ownership forms such as Form 3.

Is Troy J. Crawford’s ACIC stock ownership direct or indirect?

The Form 3 lists his ownership of 9,385 shares as direct, using the ownership code “D.” No indirect ownership through entities, trusts, or family members is reported in this filing, and there are no explanatory footnotes describing alternative ownership structures.