STOCK TITAN

American Coastal (ACIC) director receives 5,000-share stock award, now holds 103,500

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Maroney Patrick reported acquisition or exercise transactions in this Form 4 filing.

American Coastal Insurance Corp director Patrick Maroney received a stock grant. On May 26, 2026, he was awarded 5,000 shares of Common Stock at $0.00 per share as compensation, rather than through a market purchase.

After this award, Maroney directly owns 103,500 shares of American Coastal Insurance Common Stock. The grant increases his holdings by about 5%, reflecting additional equity-based compensation and aligning more of his pay with the company’s share performance.

Positive

  • None.

Negative

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Insights

Routine director stock grant increases equity-based compensation modestly.

Director Patrick Maroney received 5,000 shares of American Coastal Insurance Corp Common Stock on May 26, 2026 under transaction code A, which denotes a grant, award, or other acquisition. The price per share was $0.00, confirming this as compensation, not an open-market trade.

Following the grant, Maroney directly holds 103,500 shares, so the award represents a small, incremental increase in his position. Because this is a non-market, compensation-related transaction and no derivative exercises or sales are reported, it is typically viewed as routine and not a strong trading signal.

Insider Maroney Patrick
Role null
Type Security Shares Price Value
Grant/Award Common Stock 5,000 $0.00 --
Holdings After Transaction: Common Stock — 103,500 shares (Direct, null)
Footnotes (1)
Shares granted 5,000 shares Common Stock grant on May 26, 2026
Grant price $0.00 per share Equity award, non-market transaction
Shares owned after grant 103,500 shares Total direct Common Stock holdings post-transaction
Transaction code A Grant, award, or other acquisition of Common Stock
Common Stock financial
"he was awarded 5,000 shares of Common Stock at $0.00 per share"
Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.
Grant, award, or other acquisition financial
"transaction code A, which denotes a grant, award, or other acquisition"
Form 4 regulatory
"reported on the Form 4, and shows his ongoing equity stake"
Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.
equity compensation financial
"confirming this as compensation, not an open-market trade, reflecting equity-based compensation"
Equity compensation is pay given to employees, executives or contractors in the form of company ownership—such as stock, stock options or restricted shares—rather than just cash. It matters to investors because it can align workers' incentives with shareholders (like paying someone in slices of the same pie they help grow), but it also increases the number of shares outstanding and company expenses, affecting ownership percentages and earnings per share.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Maroney Patrick

(Last)(First)(Middle)
C/O AMERICAN COASTAL INSURANCE CORP.
570 CARILLON PARKWAY, SUITE 100

(Street)
ST PETERSBURG FLORIDA 33716

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
AMERICAN COASTAL INSURANCE Corp [ ACIC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/26/2026A5,000A$0.00103,500D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
/s/ Alexander Baty, Attorney-in-Fact for Patrick Maroney05/28/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did ACIC director Patrick Maroney report in this Form 4 filing?

Director Patrick Maroney reported receiving a grant of 5,000 shares of American Coastal Insurance Corp Common Stock. The transaction was coded as a grant or award (code A) at $0.00 per share, indicating equity compensation rather than an open-market purchase or sale.

How many ACIC shares does Patrick Maroney hold after this reported grant?

After the grant, Patrick Maroney directly holds 103,500 shares of American Coastal Insurance Corp Common Stock. This reflects his updated ownership position following the 5,000-share award reported on the Form 4, and shows his ongoing equity stake as a company director.

Was the ACIC Form 4 transaction a market buy or sell of shares?

The Form 4 transaction was not a market buy or sell. It is coded A, meaning a grant, award, or other acquisition, with a price of $0.00 per share. This indicates compensation-related stock issuance rather than trading on the open market.

What does transaction code A mean in the ACIC Form 4 for Patrick Maroney?

Transaction code A on the Form 4 means a grant, award, or other acquisition of securities. In this case, Patrick Maroney received 5,000 Common Stock shares at $0.00 per share, reflecting equity compensation granted by American Coastal Insurance Corp rather than shares he bought in the market.

Does the ACIC Form 4 show any stock options or derivative securities for Patrick Maroney?

The provided Form 4 data shows no derivative transactions or remaining derivative positions for Patrick Maroney. All reported activity relates to non-derivative Common Stock, with a single 5,000-share grant and total direct holdings of 103,500 shares after the transaction.