AMERICAN COASTAL (ACIC) underwriting chief buys 3,200 company shares

Rhea-AI Filing Summary

AMERICAN COASTAL INSURANCE Corp Chief Underwriting Officer Troy J. Crawford purchased 3,200 shares of common stock in an open‑market transaction. The shares were bought at an average price of $11.085 per share, bringing his directly held stake to 12,585 shares following the transaction.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Crawford Troy J

(Last) (First) (Middle)

570 CARILLON PARKWAY, SUITE 100

(Street)

ST. PETERSBURG FL 33716

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AMERICAN COASTAL INSURANCE Corp [ ACIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Underwriting Officer

3. Date of Earliest Transaction (Month/Day/Year)
02/23/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/23/2026	02/23/2026	P		3,200	A	$11.085	12,585	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Alexander Baty, Attorney-in-Fact for Troy Crawford	02/24/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did ACIC’s Troy J. Crawford report?

Troy J. Crawford reported buying 3,200 shares of AMERICAN COASTAL INSURANCE Corp common stock in an open‑market transaction. The filing shows this increased his directly owned position and reflects a net purchase with no reported sales in the same filing.

At what price did ACIC’s Chief Underwriting Officer buy shares?

The shares were purchased at an average price of $11.085 per share. This transaction price comes directly from the Form 4 and applies to the 3,200 common shares acquired in the open‑market purchase reported for AMERICAN COASTAL INSURANCE Corp.

How many ACIC shares does Troy J. Crawford own after this trade?

After the reported transaction, Troy J. Crawford directly owns 12,585 shares of AMERICAN COASTAL INSURANCE Corp common stock. This total includes the newly acquired 3,200 shares and is disclosed as the post‑transaction ownership figure in the Form 4 filing.

Was the ACIC insider transaction a buy or a sell?

The transaction was a buy, specifically an open‑market purchase of common stock. The Form 4 identifies the code as “P” for purchase and classifies the move as a net buy with no corresponding sale transactions reported in this filing.

What type of security did the ACIC insider purchase?

The insider purchased AMERICAN COASTAL INSURANCE Corp common stock, classified as a non‑derivative security. All 3,200 shares reported in the Form 4 relate to this common stock acquisition, with the ownership shown as direct rather than through an indirect entity.