American Coastal Insurance Corp (ACIC) director receives 5,000-share grant

Rhea-AI Filing Summary

Hogan Michael reported acquisition or exercise transactions in this Form 4 filing.

American Coastal Insurance Corp director Michael Hogan received an equity grant of 5,000 shares of Common Stock, recorded at a price of $0.00 per share, on May 26, 2026. Following this award, his direct ownership increased to a reported total of 366,753.745 shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Hogan Michael

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	5,000	$0.00	--

Holdings After Transaction: Common Stock — 366,753.745 shares (Direct, null)

Footnotes (1)

Key Figures

Equity grant: 5,000 shares Transaction price per share: $0.00 per share Holdings after transaction: 366,753.745 shares

3 metrics

Equity grant 5,000 shares Common Stock award to director on May 26, 2026

Transaction price per share $0.00 per share Reported for the 5,000-share grant

Holdings after transaction 366,753.745 shares Director’s direct ownership following the grant

Key Terms

grant/award acquisition, Common Stock, non-derivative, Form 4

4 terms

grant/award acquisition financial

"transaction_action: "grant/award acquisition" describing the Form 4 code A"

Common Stock financial

"security_title: "Common Stock" for the 5,000-share award"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

non-derivative financial

"transaction_type: "non-derivative" for the reported common stock grant"

Form 4 regulatory

"INSIDER FILING DATA (Form 4) heading for this insider report"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Hogan Michael

(Last) (First) (Middle)

C/O AMERICAN COASTAL INSURANCE CORP

570 CARILLON PARKWAY, SUITE 100

(Street)

ST PETERSBURG FLORIDA 33716

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
AMERICAN COASTAL INSURANCE Corp [ ACIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/26/2026		A		5,000	A	$0.00	366,753.745	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ Alexander Baty, Attorney-in-Fact for Michael Hogan	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did ACIC director Michael Hogan report?

Director Michael Hogan reported receiving a grant of 5,000 American Coastal Insurance Corp common shares. The Form 4 classifies this as a grant, award, or other acquisition, rather than an open-market purchase, and it increases his directly held equity position in the company.

Was Michael Hogan’s ACIC share transaction a market purchase or a grant?

The transaction was a grant or award, not an open-market purchase. It is coded as an “A” transaction on the Form 4, described as a grant, award, or other acquisition, with a reported transaction price of $0.00 per share for the 5,000 common shares.

How many ACIC shares does Michael Hogan hold after this Form 4 transaction?

After receiving the 5,000-share grant, Michael Hogan is reported to hold 366,753.745 American Coastal Insurance Corp common shares directly. This figure reflects his total direct ownership immediately following the award, as disclosed in the Form 4 transaction details.

What does transaction code "A" mean in Michael Hogan’s ACIC Form 4?

Transaction code “A” on the Form 4 indicates a grant, award, or other acquisition of securities. In this case, it reflects an equity award of 5,000 American Coastal Insurance Corp common shares to director Michael Hogan, rather than a voluntary market trade.

Does the ACIC Form 4 show any stock sales by Michael Hogan?

The disclosure does not show any stock sales by Michael Hogan. It reports one acquisition transaction coded as a grant or award of 5,000 common shares, with no entries for open-market sales or other dispositions in the summarized transaction data.