Director Hood awarded 5,000 AMERICAN COASTAL (ACIC) shares, reports large indirect stakes

Filing Impact

(Neutral)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

HOOD III WILLIAM H. reported acquisition or exercise transactions in this Form 4 filing.

AMERICAN COASTAL INSURANCE Corp director William H. Hood III reported an equity compensation award and updated share holdings. He received a grant of 5,000 shares of Common Stock, bringing his directly held shares to 65,429. The filing also reports indirect ownership of 369,663 shares held through BBA Holdings LLC and 553,503 shares held through the William H. Hood III Revocable Trust. The transactions reflect reporting of compensation and ownership structure rather than open-market buying or selling.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider HOOD III WILLIAM H.

Role null

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	5,000	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 65,429 shares (Direct, null); Common Stock — 553,503 shares (Indirect, William H. Hood III Revocable Trust)

Footnotes (1)

Key Figures

Stock grant: 5,000 shares Direct holdings after grant: 65,429 shares Indirect holdings via BBA Holdings LLC: 369,663 shares +2 more

5 metrics

Stock grant 5,000 shares Common Stock award coded as grant/acquisition

Direct holdings after grant 65,429 shares Common Stock directly owned following award

Indirect holdings via BBA Holdings LLC 369,663 shares Common Stock held indirectly

Indirect holdings via revocable trust 553,503 shares Common Stock held indirectly in trust

Grant price $0.0000 per share Stated price for 5,000-share award

Key Terms

Grant, award, or other acquisition, indirect ownership, Revocable Trust, Common Stock, +1 more

5 terms

Grant, award, or other acquisition financial

"transaction_code_description: Grant, award, or other acquisition"

indirect ownership financial

"ownership_type: indirect with nature_of_ownership entities listed"

Revocable Trust financial

"nature_of_ownership: William H. Hood III Revocable Trust"

A revocable trust is a legal arrangement where the person who creates it keeps control and can change or cancel the trust at any time, while naming who will manage and receive the assets later. Think of it like a flexible folder for your investments and property that can be relabeled or reworked as circumstances change; it matters to investors because it determines how ownership is recorded, how easily assets transfer on incapacity or death, and whether holdings bypass public probate proceedings.

Common Stock financial

"security_title: Common Stock for all reported positions"

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

Form 4 regulatory

"INSIDER FILING DATA (Form 4)"

Form 4 is a official document that company insiders, such as executives or major shareholders, file with regulators whenever they buy or sell company shares. It provides transparency about how those with inside knowledge are trading, helping investors see if insiders are confident in the company's prospects or may be selling for personal reasons. This information can influence investor decisions by revealing insiders' perspectives on the company's value.

Form 4 Insider Transactions: What Each Field Means →

05/28/2026 - 04:15 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HOOD III WILLIAM H.

(Last)

(First)

(Middle)

C/O AMERICAN COASTAL INSURANCE CORP.

570 CARILLON PARKWAY, SUITE 100

(Street)

ST. PETERSBURG

FLORIDA

33716

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
AMERICAN COASTAL INSURANCE Corp [ ACIC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/26/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	05/26/2026		A		5,000	A	$0.00	65,429	D
Common Stock								553,503	I	William H. Hood III Revocable Trust
Common Stock								369,663	I	BBA Holdings LLC

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

	/s/ Alexander Baty, Attorney-in-Fact for William H Hood, III	05/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What insider transaction did William H. Hood III report for ACIC?

William H. Hood III reported receiving a grant of 5,000 shares of AMERICAN COASTAL INSURANCE Corp Common Stock. This award increased his directly held position to 65,429 shares, reflecting equity-based compensation rather than an open-market stock purchase.

How many AMERICAN COASTAL INSURANCE (ACIC) shares does Hood now hold directly?

After the reported grant, Hood holds 65,429 ACIC Common Stock shares directly. This figure comes from the Form 4 line showing total shares following the 5,000-share award, categorized as direct ownership in his own name.

What indirect ACIC shareholdings are associated with William H. Hood III?

The filing shows 369,663 ACIC Common Stock shares held indirectly through BBA Holdings LLC and 553,503 shares held through the William H. Hood III Revocable Trust. These positions are classified as indirect ownership, distinct from his personal direct holdings.

Was the ACIC Form 4 transaction a market purchase or sale?

No market purchase or sale was reported. The only specified transaction is an acquisition coded as a grant or award of 5,000 shares at a price of 0.0000, indicating equity compensation rather than an open-market trade.

What does transaction code "A" mean in the ACIC Form 4 filing?

Transaction code "A" in this ACIC Form 4 is described as a grant, award, or other acquisition. In this case, it reflects a 5,000-share Common Stock award to Hood, received at a stated price of 0.0000 per share.