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American Coastal Insurance Corp’s Chief Compliance/Risk Officer James Andy Gray received new equity awards in the form of options and stock units. He was granted 9,619 nonqualified stock options for common stock at an exercise price of $10.59 per share, expiring on May 12, 2036, with vesting in three equal annual installments.
He also received 14,400 performance stock units and 7,200 restricted stock units, each representing a right to one share of common stock. Both the performance units and restricted stock units vest over three years, with one third vesting in each period. The number of shares ultimately delivered for the performance units depends on performance factors and can range from 0% to 150% of the stated 14,400 units.
AMERICAN COASTAL INSURANCE Corp Chief Underwriting Officer Troy J. Crawford received new equity-based compensation awards. He was granted nonqualified stock options for 11,038 shares of common stock at an exercise price of $10.59 per share, plus 16,525 performance stock units and 8,263 restricted stock units.
The options and restricted stock units vest over three years in roughly equal annual installments. The performance stock units also vest over three years, and the actual shares delivered can range from 0% to 150% of the granted units based on specified performance factors.
AMERICAN COASTAL INSURANCE Corp Secretary Brooke Adler reported several equity compensation transactions on May 7, 2026. Adler exercised derivative awards, acquiring 11,234 shares of Common Stock, while 2,737 shares were disposed of to cover tax obligations at $10.85 per share. Additional exercises converted performance stock units, restricted stock units, and related dividend equivalent units into common stock. After these mostly routine compensation-related transactions, Adler directly holds 121,371 shares of Common Stock.
AMERICAN COASTAL INSURANCE Corp Chief Compliance/Risk Officer James Andy Gray reported equity award activity and related tax withholding. On May 7, he exercised awards covering 6,619 shares of Common Stock and had 3,042 shares withheld to cover tax or exercise obligations at $10.85 per share.
Following these transactions, he directly owned 207,504 shares of Common Stock. He also continued to hold derivative awards, including performance stock units, restricted stock units, and dividend equivalent units, which generally vest over three years and convert into one share of common stock per unit subject to time-based and performance-based vesting conditions.
AMERICAN COASTAL INSURANCE Corp President & CEO Brad Martz reported compensation-related equity activity rather than open-market trading. On May 7, he exercised awards to acquire 32,093 shares of common stock at an exercise price of $0.00 per share.
He also settled vested dividend equivalent, performance, and restricted stock units linked to a total of 24,070 shares of common stock. To cover tax obligations, 12,838 shares of common stock were disposed of at $10.85 per share through a tax-withholding mechanism, not an open-market sale. After these transactions, he directly holds 434,611 shares of common stock.
American Coastal Insurance Corp Chief Operating Officer Christopher Griffith reported routine equity award activity. On May 7, 2026, he exercised stock-based awards, including performance and restricted stock units and related dividend equivalent units, increasing his common stock holdings.
To cover tax obligations, 4,751 shares of common stock were disposed of at $10.85 per share through a tax-withholding transaction, not an open-market sale. After these transactions, Griffith directly holds 140,724 shares of common stock, with vested awards delivered as shares rather than cash.
AMERICAN COASTAL INSURANCE Corp Chief Financial Officer Svetlana Castle reported equity award activity rather than open-market trading. On May 7, 2026, she exercised or converted awards into 8,826 shares of common stock and related stock units, while 3,532 shares were withheld to cover tax obligations. After these transactions, she directly held 16,390 common shares. The filing also notes performance and restricted stock units, plus dividend equivalent units, that vest over three years based on service and, for performance units, the achievement of specified performance factors.
American Coastal Insurance Corporation reported Q1 2026 net income of $19.3 million, slightly below $21.3 million a year earlier, as total revenue held essentially flat at $71.2 million versus $72.2 million.
Net premiums earned edged down to $65.6 million, but losses and loss adjustment expenses fell to $10.2 million, supporting profitability. Diluted earnings per share were $0.39 compared with $0.43 in Q1 2025. Operating cash flow swung to an outflow of $5.7 million, driven largely by shifts in reinsurance payables and loss payments.
Cash, cash equivalents and restricted cash totaled $238.9 million, down from $292.9 million at year-end, reflecting a $36.6 million common dividend and $5.0 million of share repurchases. Stockholders’ equity increased to $331.7 million, helped by earnings, while Florida-domiciled AmCoastal generated statutory net income of $20.3 million and surplus of $336.0 million, remaining above regulatory capital requirements.
AMERICAN COASTAL INSURANCE Corp President & CEO Brad Martz reported compensation-related share movements rather than open-market trading. On 2026-05-04, 22,589 shares of Common Stock were disposed of at $11.65 per share to satisfy tax obligations by delivering shares.
On the same date, he exercised or converted various stock-based awards, including Performance Stock Units, restricted stock units and related Dividend Equivalent Units, receiving additional Common Stock at a $0.00 exercise price. Following these transactions, he directly held 415,356 shares of Common Stock.
AMERICAN COASTAL INSURANCE Corp Chief Operating Officer Christopher Griffith reported routine equity compensation activity. On May 4, 2026, he exercised awards covering 31,057 shares of common stock and related stock units, including performance and restricted stock units and dividend equivalent units.
To cover tax obligations, 11,495 shares of common stock were disposed of at $11.65 per share through a tax-withholding transaction, not an open-market sale. After these transactions, Griffith holds 132,637 shares of common stock directly, with no remaining derivative positions shown in this filing.