American Coastal Insurance Corp Chief Operating Officer Christopher Griffith reported routine equity award activity. On May 7, 2026, he exercised stock-based awards, including performance and restricted stock units and related dividend equivalent units, increasing his common stock holdings.
To cover tax obligations, 4,751 shares of common stock were disposed of at $10.85 per share through a tax-withholding transaction, not an open-market sale. After these transactions, Griffith directly holds 140,724 shares of common stock, with vested awards delivered as shares rather than cash.
AMERICAN COASTAL INSURANCE Corp Chief Financial Officer Svetlana Castle reported equity award activity rather than open-market trading. On May 7, 2026, she exercised or converted awards into 8,826 shares of common stock and related stock units, while 3,532 shares were withheld to cover tax obligations. After these transactions, she directly held 16,390 common shares. The filing also notes performance and restricted stock units, plus dividend equivalent units, that vest over three years based on service and, for performance units, the achievement of specified performance factors.
American Coastal Insurance Corporation reported Q1 2026 net income of $19.3 million, slightly below $21.3 million a year earlier, as total revenue held essentially flat at $71.2 million versus $72.2 million.
Net premiums earned edged down to $65.6 million, but losses and loss adjustment expenses fell to $10.2 million, supporting profitability. Diluted earnings per share were $0.39 compared with $0.43 in Q1 2025. Operating cash flow swung to an outflow of $5.7 million, driven largely by shifts in reinsurance payables and loss payments.
Cash, cash equivalents and restricted cash totaled $238.9 million, down from $292.9 million at year-end, reflecting a $36.6 million common dividend and $5.0 million of share repurchases. Stockholders’ equity increased to $331.7 million, helped by earnings, while Florida-domiciled AmCoastal generated statutory net income of $20.3 million and surplus of $336.0 million, remaining above regulatory capital requirements.
AMERICAN COASTAL INSURANCE Corp President & CEO Brad Martz reported compensation-related share movements rather than open-market trading. On 2026-05-04, 22,589 shares of Common Stock were disposed of at $11.65 per share to satisfy tax obligations by delivering shares.
On the same date, he exercised or converted various stock-based awards, including Performance Stock Units, restricted stock units and related Dividend Equivalent Units, receiving additional Common Stock at a $0.00 exercise price. Following these transactions, he directly held 415,356 shares of Common Stock.
AMERICAN COASTAL INSURANCE Corp Chief Operating Officer Christopher Griffith reported routine equity compensation activity. On May 4, 2026, he exercised awards covering 31,057 shares of common stock and related stock units, including performance and restricted stock units and dividend equivalent units.
To cover tax obligations, 11,495 shares of common stock were disposed of at $11.65 per share through a tax-withholding transaction, not an open-market sale. After these transactions, Griffith holds 132,637 shares of common stock directly, with no remaining derivative positions shown in this filing.
AMERICAN COASTAL INSURANCE Corp Secretary Brooke Adler reported compensation-related stock transactions, not open-market trading. On May 4, 2026, she exercised multiple equity awards, including performance stock units, restricted stock units and related dividend equivalent units, converting them into shares of common stock at a stated exercise price of $0.00 per share.
A separate transaction shows 5,935 shares of common stock disposed of at $11.65 per share as a tax-withholding disposition, meaning shares were withheld to satisfy tax obligations rather than sold in the open market. Adler continues to hold a direct ownership stake after these transactions.
American Coastal Insurance Corporation reported solid profitability for the first quarter ended March 31, 2026, while navigating a softer commercial property market. Net income from continuing operations was $19.3 million, compared with $19.7 million a year earlier, and diluted earnings per share from continuing operations were $0.39 versus $0.40.
Total revenue was $71.2 million, down slightly from $72.2 million, as gross premiums written fell to $149.4 million from $197.9 million, a 24.5% decline driven by increased competition and lower pricing. Despite this, the combined ratio remained favorable at 66.0%, with an underlying combined ratio of 68.3%, both broadly consistent with last year.
Core income was $19.3 million, or $0.39 per diluted share, down from $20.7 million, or $0.42, reflecting lower premiums and the absence of prior-year discontinued operations. Return on equity based on GAAP net income was a robust 24.5%, while book value per share rose to $6.86, up 27.1% from $5.40 a year earlier and 5.4% from December 31, 2025.
American Coastal Insurance Corp’s Chief Compliance/Risk Officer James Andy Gray exercised multiple stock-based awards into common shares. On April 3, he converted performance stock units, restricted stock units, and dividend equivalent units into common stock, including a 9,829-share derivative exercise in common stock.
To cover tax obligations, 3,703 common shares were disposed of via share withholding, a non-market transaction, leaving him with 201,720 common shares held directly. He also continues to hold 16,833 performance stock units and 8,418 restricted stock units, which vest over three years based on service and performance conditions.
American Coastal Insurance Corp President & CEO Brad Martz exercised equity awards and settled related taxes using shares. On April 3 2026, he acquired 25,903 shares of common stock through the conversion of performance stock units, restricted stock units, and dividend equivalent units.
To cover tax obligations on this vesting, 10,365 common shares were withheld at $10.97 per share in a tax-withholding disposition. After these compensation-related transactions, Martz directly held 381,481 shares of American Coastal common stock. The actions reflect routine equity award vesting rather than open-market buying or selling.
American Coastal Insurance Corp’s Secretary Brooke Adler exercised equity awards and settled related tax obligations in company stock. On April 3, 2026, Adler exercised performance stock units, restricted stock units, and dividend equivalent units, each converting into an equal number of common shares.
These derivative exercises delivered common stock, including 12,509 shares of common stock reported as acquired in a single transaction. In a separate transaction coded “F,” 3,712 common shares at $10.97 per share were withheld to cover tax liabilities. Following these transactions, Adler directly holds 95,283 shares of American Coastal common stock.