Welcome to our dedicated page for Aci Worldwide SEC filings (Ticker: ACIW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Payment infrastructure companies like ACI Worldwide file SEC documents that reveal how transaction volumes, recurring software revenue, and global expansion drive financial performance. ACI's 10-K annual reports break down results across three segments: Banks, Merchants, and Billers, each with distinct revenue recognition patterns that affect how earnings are reported quarter to quarter.
For investors analyzing payment technology stocks, ACI's quarterly 10-Q filings show the balance between software license revenue (recognized upfront) and SaaS subscription revenue (recognized over time). This distinction matters because the company has been transitioning clients from traditional software licenses to cloud-hosted subscriptions, affecting how revenue appears in financial statements.
Form 4 insider transaction filings track when executives and directors buy or sell ACIW shares. In payment technology companies where growth depends on landing large financial institution contracts, insider trading patterns can provide signals about business momentum that may not yet appear in earnings reports.
ACI's 8-K filings disclose material events including significant customer wins, acquisitions, and partnership announcements. The company has pursued growth through acquiring complementary payment technology businesses, and 8-K filings document these transactions as they occur.
The proxy statement (DEF 14A) details executive compensation structures, including how performance metrics tied to recurring revenue and customer retention factor into bonus calculations. Understanding management incentives helps evaluate whether leadership priorities align with long-term shareholder interests.
Our platform provides AI-powered summaries that explain what each filing means for ACIW investors, making it easier to track the company's progress toward its strategic objectives without reading hundreds of pages of regulatory documents.
Adalio T. Sanchez, a director of ACI Worldwide, Inc. (ACIW), reported share transfers on September 12, 2025. The filing shows 23,236 ACIW shares moved from a grantor retained annuity trust dated September 12, 2023 ("GRAT #4") to a trust for which Mr. Sanchez's spouse is trustee and his child is beneficiary. Separately, 12,763 shares were distributed from GRAT #4 to Mr. Sanchez.
The filing notes that the 23,236 shares moved to the Trust continue to be reported as indirectly held, that the 12,763 shares distributed to Mr. Sanchez had previously been shown as indirectly held, and that GRAT #4 has terminated. The Form 4 is signed by Mr. Sanchez on 09/16/2025.
Erich J. Litch, GM Payment Software at ACI Worldwide (ACIW), reported share dispositions executed on 09/04/2025. The Form 4 shows two sets of shares were surrendered to cover tax withholding at a price of $49.64 per share: 277 shares (one-twelfth of RSUs granted 03/04/2024) and 1,358 shares (one-twelfth of RSUs granted 03/04/2025), totaling 1,635 shares surrendered. Following the transactions the filing lists beneficial ownership figures of 18,884 and 18,444 shares for the two reported lines respectively.
The report is signed by an attorney-in-fact on behalf of Mr. Litch on 09/08/2025. The filing indicates the dispositions were routine tax-withholding events tied to the vesting of restricted stock units rather than open-market sales.
Ronald Craig Shultz, an officer (GM, ACI Speedpay) of ACI Worldwide, Inc. (ACIW), reported two non-derivative dispositions of common stock on 09/04/2025 at a price of $49.64 per share. The Form 4 shows 283 shares disposed to cover tax withholding related to the vesting of 783 restricted stock units granted March 4, 2024, and 561 shares disposed to cover tax withholding related to the vesting of 1,552 restricted stock units granted March 4, 2025. The filing lists post-transaction beneficial ownership figures of 43,574 and 43,013 shares on the respective lines. All transactions are reported as dispositions and are explained as share surrenders to satisfy tax obligations upon vesting.
Kuruvilla Abraham, Chief Technology Officer of ACI Worldwide, Inc. (ACIW), reported stock dispositions on 09/04/2025. The Form 4 shows he surrendered 1,283 shares and 839 shares at a price of $49.64 each to cover tax liabilities arising from the vesting of restricted stock units. The first surrender covered tax on 3,261 vested RSUs from a grant dated March 4, 2024; the second covered tax on 2,134 vested RSUs from a grant dated March 4, 2025. The report lists beneficial ownership amounts of 101,946 and 101,107 shares following the respective transactions. The form is dated and signed 09/08/2025.
Ronald Craig Shultz, an officer of ACI Worldwide (ACIW) serving as GM, ACI Speedpay, reported dispositions of common stock on 08/11/2025. The form shows two surrender transactions: 270 shares and 541 shares surrendered at a price of $44.39 per share to cover tax liabilities arising from RSU vesting. The explanations state these surrenders paid taxes on the vesting of 749 and 1,498 restricted stock units originally granted on May 11, 2023. The reported beneficial ownership following the transactions is shown as 44,398 and 43,857 shares respectively. No derivative transactions or other open-market sales are reported in this filing.
Scott W. Behrens, a former Chief Financial Officer and reporting person at ACI Worldwide (ACIW), reported a tax-related surrender of common stock tied to restricted stock unit vesting. The Form 4 shows a disposition on 08/11/2025 of 2,084 shares at $44.39 per share, which the filer explains were surrendered to satisfy the tax liability from the vesting of 4,661 restricted stock units granted on May 11, 2023. After the surrender the reporting person beneficially owned 532,354 shares. Table II lists no derivative transactions.
No other compensatory or open-market sales are reported on this form; the filing records a withholding-surrender tied to compensation vesting rather than an independent market sale.
ACI Worldwide, Inc. (ACIW) Form 3 shows that Robert William Leibrock, identified as a Director and Chief Financial Officer, filed an initial Section 16 report for an event dated 07/01/2025. The filing—signed by an attorney-in-fact on 08/08/2025—states no securities are beneficially owned by the reporting person at the time of this statement. The form is an initial disclosure of ownership status and does not list any non-derivative or derivative holdings.
ACI Worldwide director Janet O Estep reported a significant insider transaction on Form 4, disclosing the sale of 4,500 shares of common stock on June 18, 2025 at a price of $44.66 per share.
Following this transaction, Estep retains direct beneficial ownership of 77,631 shares of ACI Worldwide common stock. The sale represents approximately 5.5% reduction in her direct holdings.
This insider sale was executed as a standard market transaction, and the reporting person has provided the standard undertaking to furnish additional transaction details to the SEC staff, issuer, or security holders upon request.
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