Welcome to our dedicated page for Aci Worldwide SEC filings (Ticker: ACIW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
ACI Worldwide, Inc. (NASDAQ: ACIW) is a Delaware-incorporated payments software company whose common stock is listed on the Nasdaq Global Select Market. As a U.S. public company, it files reports with the Securities and Exchange Commission that provide detailed information on its financial performance, governance, capital structure and key corporate events.
On this SEC filings page, investors can access ACI Worldwide’s current reports on Form 8-K and related disclosures. Recent 8-K filings include announcements of quarterly financial results, where the company reports revenue, recurring revenue, net income and adjusted EBITDA, as well as updates on its Payment Software and Biller segments. Other 8-Ks cover changes to the Board of Directors, such as the appointment of independent directors, and financing activities, including amendments to its credit agreement and incremental term loans used in connection with the redemption of senior notes.
These filings also document ACI Worldwide’s registered securities, including its common stock trading under the symbol ACIW on the Nasdaq Global Select Market, and provide information about its jurisdiction of incorporation and principal corporate entities. Together with its periodic reports on Forms 10-K and 10-Q, which are accessible through EDGAR, the company’s SEC filings give a structured view of its business segments, non-GAAP measures such as adjusted EBITDA and recurring revenue, and risk factors described in its disclosures.
Stock Titan enhances access to ACIW filings by pairing real-time updates from EDGAR with AI-powered summaries that explain the significance of each document. Users can quickly understand key points from 8-Ks, 10-Ks, 10-Qs and other filings, review information on capital structure and debt arrangements, and examine governance changes and material agreements. This makes it easier to follow how ACI Worldwide reports on its payments software operations, financial condition and corporate actions over time.
ACI Worldwide, Inc. is a Delaware-based software company that provides intelligent payments orchestration to banks, intermediaries, merchants, and billers around the world. Its platforms handle digital payments, omni‑commerce, bill pay, and fraud management across ATMs, POS terminals, mobile, and online channels.
The company serves thousands of organizations in about 90 countries, including nearly all of the top 10 global banks and more than 80,000 merchants, and had 2,930 employees as of December 31, 2025. Solutions are delivered via on‑premises licenses, SaaS, PaaS, and hybrid cloud models using ACI’s private cloud and major public clouds.
ACI’s latest strategy highlights ACI Connetic, a cloud‑native payments hub, and expanded real‑time and account‑to‑account payments. Major risks discussed include intense competition, rapid technology change (including AI), cybersecurity and cloud outages, reliance on third‑party partners, acquisition and divestiture execution, international and macroeconomic pressures, regulatory compliance, and protection of intellectual property.
ACI Worldwide, Inc. reported strong 2025 results with total revenue of
The company generated
Management guided 2026 revenue to a range of
ACI Worldwide, Inc. officer Ronald Craig Shultz disposed of common stock to cover taxes on vesting stock units. On February 11, 2026, he surrendered 371 shares at
According to the footnotes, these shares were turned in to pay tax liabilities triggered by the vesting of 749 and 1,498 restricted stock units granted on
ACI Worldwide, Inc. reported a leadership change in its technology organization. The company and Abe Kuruvilla, its Chief Technology Officer, agreed that his employment will end on January 15, 2026. Under the company’s existing severance policy, he will be eligible for severance and continued medical benefits.
Effective January 13, 2026, JP Krishnamoorthy, who serves as Chief Innovation and Technology Officer, has assumed Mr. Kuruvilla’s responsibilities. This keeps senior leadership coverage in place over the company’s technology and innovation functions while the transition occurs.
ACI Worldwide, Inc. reported an insider stock transaction by its Chief Financial Officer, Robert William Leibrock. On 12/24/2025, he disposed of 2,155 shares of common stock at a price of $48.87 per share. According to the explanation, these shares were surrendered to cover the tax liability triggered by the vesting of 6,855 shares, representing one twelfth of restricted stock units granted on September 24, 2025.
After this tax-related share surrender, Leibrock beneficially owns 162,343 shares of ACI Worldwide common stock in direct ownership.
ACI Worldwide, Inc. Chief Technology Officer Abraham Kuruvilla reported disposing of company stock to cover taxes on vesting restricted stock units. On 12/04/2025, he surrendered 1,283 shares of common stock at
The filing explains that 1,283 shares were used to pay taxes on the vesting of 3,261 shares from restricted stock units granted on
ACI Worldwide (ACIW) insider activity: A company officer (GM, ACI Speedpay) reported two tax‑withholding sales on 11/11/2025 tied to RSU vesting. The transactions disposed of 270 shares at $48 and 642 shares at $48. Following these moves, beneficial ownership stood at 42,743 shares after the first sale and 42,101 shares after the second.
The filing notes the sales covered taxes from the vesting of 749 RSUs and 1,498 RSUs, which are one‑twelfth installments from awards granted on May 11, 2023.
ACI Worldwide (ACIW) disclosed an insider transaction on a Form 4. On November 10, 2025, Chief Technology Officer Abraham Kuruvilla sold 4,210 shares of common stock.
The sale occurred at a weighted average price of $47.6926, with individual trade prices ranging from $47.69 to $47.71. After this transaction, Kuruvilla beneficially owned 96,897 shares, held directly. No derivative securities were reported in this filing.
ACI Worldwide (ACIW) reported stronger Q3 2025 results. Total revenues were $482.4 million, up from $451.8 million a year ago. Net income rose to $91.3 million, and diluted EPS was $0.88. Operating income increased to $127.7 million as SaaS/PaaS revenue expanded to $246.9 million, with additional contributions from license ($162.0 million), maintenance ($51.4 million), and services ($22.1 million).
For the nine months, revenue reached $1.278 billion versus $1.141 billion, and net income grew to $162.3 million. Cash from operations was $201.1 million. The company redeemed in full its $400.0 million 5.750% Senior Notes due 2026 on June 18, 2025, funded in part by a $200.0 million incremental term loan, lowering interest expense. Total debt stood at $867.8 million at September 30, 2025, with $240.0 million on the revolver and $633.1 million in term loans.
ACI repurchased 3.07 million shares for $151.0 million year‑to‑date; on October 31, 2025, the Board approved a new $500.0 million authorization. Remaining performance obligations were $753.7 million, with approximately 55% expected over the next 12 months. Segment revenue was $284.0 million for Payment Software and $198.3 million for Biller.
ACI Worldwide (ACIW) furnished quarterly results materials. The company announced financial results for the three months ended September 30, 2025, and made the related materials available as exhibits.
The information was furnished under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure) and is not deemed filed for purposes of Section 18 of the Exchange Act. Included exhibits are a press release (Exhibit 99.1) and investor presentation materials (Exhibit 99.2).