Welcome to our dedicated page for ACI WORLDWIDE SEC filings (Ticker: ACIW), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
ACI Worldwide, Inc. filings document regulatory disclosures for a Delaware payments software company whose common stock is listed on the Nasdaq Global Select Market under ACIW. Its 8-K reports furnish quarterly and annual operating results, Regulation FD materials, guidance-related disclosures and other material events tied to its payments technology business.
ACI Worldwide filings also cover governance, capital structure and financing matters. Proxy materials describe annual meeting proposals, director elections, board independence and stockholder voting matters, while current reports document board and executive responsibility changes. Capital-related filings identify common stock terms, credit agreement supplements, incremental term loan activity and senior note redemption actions.
ACI Worldwide, Inc. director Juan Benitez II bought 2,400 shares of the company’s common stock in an open-market transaction. The shares were purchased at an average price of $41.8962 per share, and this purchase increased his direct holdings to 16,881 shares of common stock.
ACI Worldwide director Adalio T. Sanchez reported buying 3,000 shares of ACI Worldwide common stock in an open‑market purchase on March 2, 2026 at a weighted average price of $40.9787 per share.
After this transaction, he directly holds 64,378 shares, and an additional 31,417 shares are held indirectly through a trust for which his spouse is trustee and his child is the beneficiary.
ACI Worldwide, Inc. director Kimberly A. deBeers filed an initial Form 3, which is a statement of beneficial ownership for company insiders. The filing does not report any buy, sell, acquisition, or disposition transactions, indicating this is an administrative ownership registration rather than a trading event.
ACI Worldwide, Inc. is a Delaware-based software company that provides intelligent payments orchestration to banks, intermediaries, merchants, and billers around the world. Its platforms handle digital payments, omni‑commerce, bill pay, and fraud management across ATMs, POS terminals, mobile, and online channels.
The company serves thousands of organizations in about 90 countries, including nearly all of the top 10 global banks and more than 80,000 merchants, and had 2,930 employees as of December 31, 2025. Solutions are delivered via on‑premises licenses, SaaS, PaaS, and hybrid cloud models using ACI’s private cloud and major public clouds.
ACI’s latest strategy highlights ACI Connetic, a cloud‑native payments hub, and expanded real‑time and account‑to‑account payments. Major risks discussed include intense competition, rapid technology change (including AI), cybersecurity and cloud outages, reliance on third‑party partners, acquisition and divestiture execution, international and macroeconomic pressures, regulatory compliance, and protection of intellectual property.
ACI Worldwide, Inc. reported strong 2025 results with total revenue of $1.76 billion, up 10%, and recurring revenue of $1.21 billion, up 11% from 2024. Net income rose 12% to $226.7 million, and total adjusted EBITDA increased 9% to $506.4 million, reflecting solid profitability.
The company generated $323 million in cash flow from operating activities, ended 2025 with $196 million in cash and $823 million of debt, and reported a net debt leverage ratio of 1.2x adjusted EBITDA. ACI repurchased about 4.2 million shares for $203 million, leaving $456 million available under its authorization and indicating continued capital returns.
Management guided 2026 revenue to a range of $1.88 billion to $1.91 billion, implying 7%–9% growth, with adjusted EBITDA between $530 million and $550 million. For Q1 2026, expected revenue is $405 million to $415 million and adjusted EBITDA is $88 million to $93 million. The filing also notes board refreshment: long‑time directors Charles Peters and Janet Estep resigned, and Kimberly deBeers joined as an independent director and will serve on the Audit and Nominating and Corporate Governance Committees.
ACI Worldwide, Inc. officer Ronald Craig Shultz disposed of common stock to cover taxes on vesting stock units. On February 11, 2026, he surrendered 371 shares at $40.33 per share and separately surrendered 743 shares at the same price in dispositions to the issuer.
According to the footnotes, these shares were turned in to pay tax liabilities triggered by the vesting of 749 and 1,498 restricted stock units granted on May 11, 2023. Following these transactions, Shultz held 39,794 shares of ACI Worldwide common stock directly.
ACI Worldwide, Inc. reported a leadership change in its technology organization. The company and Abe Kuruvilla, its Chief Technology Officer, agreed that his employment will end on January 15, 2026. Under the company’s existing severance policy, he will be eligible for severance and continued medical benefits.
Effective January 13, 2026, JP Krishnamoorthy, who serves as Chief Innovation and Technology Officer, has assumed Mr. Kuruvilla’s responsibilities. This keeps senior leadership coverage in place over the company’s technology and innovation functions while the transition occurs.
ACI Worldwide, Inc. reported an insider stock transaction by its Chief Financial Officer, Robert William Leibrock. On 12/24/2025, he disposed of 2,155 shares of common stock at a price of $48.87 per share. According to the explanation, these shares were surrendered to cover the tax liability triggered by the vesting of 6,855 shares, representing one twelfth of restricted stock units granted on September 24, 2025.
After this tax-related share surrender, Leibrock beneficially owns 162,343 shares of ACI Worldwide common stock in direct ownership.
ACI Worldwide, Inc. Chief Technology Officer Abraham Kuruvilla reported disposing of company stock to cover taxes on vesting restricted stock units. On 12/04/2025, he surrendered 1,283 shares of common stock at $46.35 per share, leaving 87,885 shares of common stock held directly after that transaction. He also surrendered 839 shares of common stock at $46.35 per share in a separate tax-related transaction.
The filing explains that 1,283 shares were used to pay taxes on the vesting of 3,261 shares from restricted stock units granted on March 4, 2024, and 839 shares were used to pay taxes on the vesting of 2,134 shares from restricted stock units granted on March 4, 2025. These are routine tax-withholding transactions rather than open-market sales.
ACI Worldwide (ACIW) insider activity: A company officer (GM, ACI Speedpay) reported two tax‑withholding sales on 11/11/2025 tied to RSU vesting. The transactions disposed of 270 shares at $48 and 642 shares at $48. Following these moves, beneficial ownership stood at 42,743 shares after the first sale and 42,101 shares after the second.
The filing notes the sales covered taxes from the vesting of 749 RSUs and 1,498 RSUs, which are one‑twelfth installments from awards granted on May 11, 2023.