Every 10-Q that Enact Holdings, Inc. (ACT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow ACT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full ACT filings page.
Enact Holdings, Inc. reported strong profitability for the quarter ended June 30, 2026, with net income of 174,838 (thousand) versus 167,808 (thousand) a year earlier and diluted EPS of $1.25. Total revenues were 317,308 (thousand), as stable premiums combined with higher net investment income.
The loss ratio rose to 14% from 10% as favorable reserve releases were 37,966 (thousand), down from 46,353 (thousand), while current‑year mortgage delinquencies drove 66,528 (thousand) of losses incurred. New insurance written reached $15.2 billion, up 15%, and primary persistency was 80%.
Capital remains robust. Equity was 5,395,535 (thousand); EMICO’s risk‑to‑capital ratio was 9.9:1 and PMIERs available assets of 5,002 (million) exceeded net required assets of 3,108 (million) for a 161% sufficiency ratio. Year‑to‑date, Enact repurchased 4,479,192 shares for 186,536 (thousand) and paid common dividends of $0.45 per share.
Enact Holdings, Inc. generated solid Q1 2026 results with net income of $167.8M, up slightly from $165.8M a year earlier. Total revenue was $312.1M, supported by higher net investment income of $70.9M.
New insurance written reached $12.8B, about 30% above Q1 2025, driven by increased refinance activity, while the loss ratio rose to 15% from 12% as new delinquencies increased but still benefited from $39M of favorable reserve development.
Capital strength remained high: under PMIERs, available assets of $5,016M exceeded required assets of $3,097M by $1,919M (sufficiency ratio 162%). The company continued sizable shareholder returns, repurchasing 2.29 million shares for $93.2M and paying a $0.21 per-share dividend, with a new $500M repurchase authorization and a planned dividend increase to $0.24.
Enact Holdings, Inc. reported Q3 results reflecting steady revenue with softer earnings. Total revenues were $311.5 million versus $309.6 million a year ago, while net income was $163.5 million versus $180.7 million. Diluted EPS was $1.10 compared with $1.15. Net investment income rose to $68.6 million, offset by higher losses incurred of $35.9 million versus $12.2 million.
The balance sheet strengthened as equity reached $5.32 billion and accumulated other comprehensive income improved to $(41.8) million from $(207.5) million at year-end, helped by unrealized gains in the portfolio. Year-to-date, operating cash flow was $538.3 million. Capital returns continued with $105.4 million in share repurchases and $31.0 million in dividends during Q3. The company ended the quarter with $543.6 million in cash and cash equivalents and $744.1 million in long-term borrowings. As of November 3, 2025, common shares outstanding were 144,395,767.
Enact also added protection through reinsurance, including excess-of-loss coverage providing approximately $260 million for policies written in 2026 and $170 million for 2027.