What is Enact Holdings, Inc.'s earnings per share (EPS)?

Enact Holdings, Inc. (ACT) reported diluted earnings per share of $4.52 for fiscal year 2025. This represents a 3.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Enact Holdings, Inc. (ACT) Financials

ACT

Trailing 12 months to June 30, 2026

Revenue $1.3B +2.5% YoY

Net Income $683.3M +0.9% YoY

EPS (Diluted) $4.75 +8.0% YoY

Operating Cash Flow $720.8M +2.9% YoY

Market Cap $6.5B as of Oct 22, 2026

Price / Sales 5.1x on $1.3B revenue, trailing 12 months to June 30, 2026

Price / Earnings 9.4x on $683.3M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $5.4B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 22, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ACT SEC filings page.

Enact Holdings, Inc. (ACT) reported $1.3B in revenue over the twelve months to Jun 30, 2026, up 2.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ACT FY2025 2026-10-03

Cash-backed earnings support equity growth and substantial shareholder distributions rather than balance-sheet leverage as the business expands.

The earnings-to-cash relationship strengthened in FY2025: operating cash flow reached $724.5M against net income of $674.2M, whereas FY2024 cash flow and net income were nearly equal. That widening surplus points to improved cash conversion without relying on reported profit growth; net income actually eased from $688.1M to $674.2M.

The balance sheet is becoming more equity-funded: total assets rose from $6.5B in FY2024 to $6.9B in FY2025, while liabilities barely moved. Equity reached $5.4B and debt-to-equity was 0.1x, so retained capital—not additional borrowing—absorbed the expansion.

Capital allocation explains the financing outflow: FY2025 buybacks and dividends totaled $503.2M, almost matching the $515.1M financing outflow. With operating cash flow at $724.5M and investing outflow at $226.4M, the reported cash pattern indicates distributions were funded primarily from operations after investing uses rather than from new financing.

Financial Health Signals

Financial Health Score (5 of 6 dimensions) 85/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed: here 5 of 6, with the others left out rather than counted as zero. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Enact Holdings, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Loss Ratio measures the claims an insurer paid out against the premiums it earned, so a lower ratio leaves more of every premium dollar with the company. Enact Holdings, Inc. scores 98/100 on it among other insurers.

Premium Growth

Enact Holdings, Inc. reported revenue of $1.2B in fiscal year 2025, against $1.2B in fiscal year 2024. Premium Growth ranks insurers on the three-year path of the premiums they write rather than on total revenue, and Enact Holdings, Inc. scores 29/100 among other insurers.

Capital

100

Enact Holdings, Inc. funded 77.7% of its assets with shareholders' equity at the end of fiscal year 2025, holding $5.4B of equity against $6.9B of assets. Capital ranks insurers on that cushion, and Enact Holdings, Inc. scores 100/100 among other insurers.

Investment Yield

n/a

Not available for Enact Holdings, Inc., so it is left out of the overall score, which averages the 5 of 6 dimensions that can be computed.

Combined Ratio

Combined Ratio puts claims and running costs together against premiums earned, and a figure under 100% means the underwriting made money before any investment income was counted. Enact Holdings, Inc. scores 98/100 on it among other insurers.

Stability

Enact Holdings, Inc. reported net income of $674.2M in fiscal year 2025, against $688.1M in fiscal year 2024. Stability ranks insurers on how steady net income has been across five years, and Enact Holdings, Inc. scores 99/100 among other insurers.

Piotroski F-Score Partial

5/7

Enact Holdings, Inc. passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) does not pass.

Key Financial Metrics

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Earnings & Revenue

Revenue

$317.3M

YoY+4.1%

QoQ+1.7%

5Y CAGR+2.8%

Enact Holdings, Inc. generated $317.3M in revenue in Q2 2026. This represents an increase of 4.1% from the same quarter a year earlier. Against the prior quarter it is up 1.7%.

Net Income

$174.8M

YoY+4.2%

QoQ+4.2%

5Y CAGR+6.0%

Enact Holdings, Inc. reported $174.8M in net income in Q2 2026. This represents an increase of 4.2% from the same quarter a year earlier. Against the prior quarter it is up 4.2%.

EPS (Diluted)

$1.25

YoY+12.6%

QoQ+5.9%

5Y CAGR+9.3%

Enact Holdings, Inc. earned $1.25 per diluted share (EPS) in Q2 2026. This represents an increase of 12.6% from the same quarter a year earlier. Against the prior quarter it is up 5.9%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$448.4M

YoY-26.8%

QoQ-18.3%

5Y CAGR+0.6%

Enact Holdings, Inc. held $448.4M in cash against $745.2M in long-term debt as of Q2 2026.

Dividends Per Share

$0.24

YoY+14.3%

QoQ+14.3%

Enact Holdings, Inc. paid $0.24 per share in dividends in Q2 2026. This represents an increase of 14.3% from the same quarter a year earlier. Against the prior quarter it is up 14.3%.

Shares Outstanding

137M

YoY-6.8%

QoQ-1.5%

5Y CAGR-3.3%

Enact Holdings, Inc. had 137M shares outstanding in Q2 2026. This represents a decrease of 6.8% from the same quarter a year earlier. Against the prior quarter it is down 1.5%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

55.1%

YoY+0.1pp

QoQ+1.3pp

5Y change+7.7pp

Enact Holdings, Inc.'s net profit margin was 55.1% in Q2 2026, showing the share of revenue converted to profit. This is up 0.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.3 percentage points.

Return on Equity

3.2%

YoY0.0pp

QoQ+0.1pp

5Y change0.0pp

Enact Holdings, Inc.'s quarterly ROE was 3.2% in Q2 2026: one quarter's net income over shareholder equity, not annualized. That is unchanged from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$93.3M

YoY+10.4%

QoQ+0.2%

Enact Holdings, Inc. spent $93.3M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 10.4% from the same quarter a year earlier. Against the prior quarter it is up 0.2%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

ACT Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ACT quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Revenue	$1.3B	$1.2B+2.8%	$1.2B+4.2%	$1.2B+5.4%	$1.1B-2.0%	$1.1B+1.0%	$1.1B+13.0%	$978.9M
SG&A Expenses	N/A	$208.3M-2.3%	$213.3M+0.4%	$212.5M-6.4%	$226.9M-1.9%	$231.5M+7.6%	$215.0M	N/A
Interest Expense	$50.2M	$49.9M-2.4%	$51.2M-1.4%	$51.9M+0.3%	$51.7M+1.4%	$51.0M+179.6%	$18.2Mn/m	$0
Income Tax	$183.0M	$184.6M-2.8%	$190.0M+2.1%	$186.0M-4.2%	$194.1M+30.7%	$148.5M+45.6%	$102.0M-34.5%	$155.8M
Net Income	$683.3M	$674.2M-2.0%	$688.1M+3.4%	$665.5M-5.5%	$704.2M+28.8%	$546.7M+47.6%	$370.4M-45.3%	$677.6M
EPS (Basic)	N/A	$4.54+3.2%	$4.40+6.3%	$4.14-4.2%	$4.32+28.6%	$3.36+48.0%	$2.27-45.4%	$4.16
EPS (Diluted)	$4.75	$4.52+3.4%	$4.37+6.3%	$4.11-4.6%	$4.31+28.3%	$3.36+48.0%	$2.27-45.4%	$4.16
Diluted Shares (Avg)	N/A	149M-5.2%	158M-2.7%	162M-0.9%	163M+0.3%	163M0.0%	163M0.0%	163M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$317.3M+4.1%	$312.1M+1.7%	$312.7M+3.6%	$311.5M+0.6%	$304.9M+2.0%	$306.8M+5.2%	$301.8M+1.9%	$309.6M+3.5%
Interest Expense	$12.5M+1.5%	$12.4M+0.6%	$12.5M+1.7%	$12.9M+4.9%	$12.3M-9.9%	$12.3M-5.2%	$12.3M-5.3%	$12.3M-5.0%
Income Tax	$45.1M-3.3%	$45.6M-0.1%	$45.9M+1.8%	$46.3M-5.0%	$46.7M-8.7%	$45.6M+1.6%	$45.1M+6.3%	$48.8M-0.2%
Net Income	$174.8M+4.2%	$167.8M+1.2%	$177.2M+8.9%	$163.5M-9.5%	$167.8M-8.6%	$165.8M+3.0%	$162.7M+3.5%	$180.7M+10.0%
EPS (Basic)	$1.25+11.6%	$1.18+8.3%	$1.22+15.1%	$1.11-4.3%	$1.12-4.3%	$1.09+7.9%	$1.06+7.1%	$1.16+12.6%
EPS (Diluted)	$1.25+12.6%	$1.18+9.3%	$1.22+15.1%	$1.10-4.3%	$1.11-4.3%	$1.08+6.9%	$1.06+8.2%	$1.15+12.7%
Diluted Shares (Avg)	140M-6.9%	143M-6.7%	N/A	148M-5.5%	151M-4.9%	153M-4.5%	N/A	157M-2.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

ACT Balance Sheet

ACT quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Total Assets	$6.9B+5.7%	$6.5B+5.3%	$6.2B+8.4%	$5.7B-2.7%	$5.9B+3.8%	$5.7B	N/A
Cash & Equivalents	$582.5M-2.8%	$599.4M-2.6%	$615.7M+19.8%	$513.8M+20.7%	$425.8M-6.0%	$452.8M-22.6%	$585.1M
Short-Term Investments	$0-100.0%	$3.4M-83.3%	$20.2M+563.6%	$3.0Mn/m	$0n/m	$0	N/A
Total Liabilities	$1.5B+0.8%	$1.5B-2.1%	$1.6B-3.1%	$1.6B-8.6%	$1.8B-0.6%	$1.8B	N/A
Long-Term Debt	$744.5M+0.2%	$743.0M-0.3%	$745.4M+0.3%	$742.8M+0.3%	$740.4M+0.3%	$738.2M	N/A
Total Equity	$5.4B+7.2%	$5.0B+7.9%	$4.6B+13.0%	$4.1B-0.1%	$4.1B+5.8%	$3.9B+1.4%	$3.8B
Retained Earnings	$3.7B+17.7%	$3.1B+22.5%	$2.6B+21.4%	$2.1B+27.4%	$1.6B+26.5%	$1.3B	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$7.0B+2.7%	$7.0B+3.6%	$6.9B+5.7%	$6.9B+4.2%	$6.8B+6.7%	$6.7B+6.6%	$6.5B+5.3%	$6.6B+9.9%
Cash & Equivalents	$448.4M-26.8%	$549.0M-13.6%	$582.5M-2.8%	$543.6M-19.3%	$613.0M-12.3%	$635.3M+3.4%	$599.4M-2.6%	$673.4M-0.7%
Short-Term Investments	$49.1M+1536.9%	N/A	$0-100.0%	$2.0M+29.2%	$3.0M-75.6%	$3.7M-62.9%	$3.4M-83.3%	$1.6M-91.5%
Total Liabilities	$1.6B+0.7%	$1.6B+1.0%	$1.5B+0.8%	$1.6B-0.1%	$1.6B+1.8%	$1.6B+0.8%	$1.5B-2.1%	$1.6B+1.1%
Long-Term Debt	$745.2M+0.2%	$744.9M+0.2%	$744.5M+0.2%	$744.1M+0.2%	$743.8M+0.2%	$743.4M-0.4%	$743.0M-0.3%	$742.7M-0.3%
Total Equity	$5.4B+3.3%	$5.3B+4.4%	$5.4B+7.2%	$5.3B+5.6%	$5.2B+8.2%	$5.1B+8.6%	$5.0B+7.9%	$5.0B+13.0%
Retained Earnings	$4.0B+16.4%	$3.8B+16.9%	$3.7B+17.7%	$3.5B+18.0%	$3.4B+19.7%	$3.3B+21.5%	$3.1B+22.5%	$3.0B+18.1%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Long-Term Investments, Goodwill, Current Liabilities, Non-Current Liabilities.

ACT Cash Flow Statement

ACT quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Operating Cash Flow	$720.8M	$724.5M+5.6%	$686.3M+8.6%	$632.0M+12.8%	$560.5M-2.0%	$572.1M-18.8%	$704.4M+40.9%	$500.0M
Stock-Based Compensation	N/A	$19.0M+1.3%	$18.8M+22.9%	$15.3M+54.6%	$9.9M+560.6%	$1.5Mn/m	$0n/m	$0
Investing Cash Flow	-$328.9M	-$226.4Mn/m	-$320.5Mn/m	-$229.4Mn/m	-$220.3Mn/m	-$398.8Mn/m	-$1.1B-746.0%	$176.0M
Financing Cash Flow	-$556.4M	-$515.1Mn/m	-$382.0Mn/m	-$300.7Mn/m	-$252.3Mn/m	-$200.3M-166.7%	$300.3Mn/m	-$250.0M
Dividends Paid	$124.5M	$120.8M+8.2%	$111.7M-47.5%	$213.0M-15.1%	$250.8M+25.2%	$200.3M-54.2%	$437.4M+74.9%	$250.0M
Share Buybacks	$419.1M	$382.4M+56.7%	$244.0M+178.0%	$87.8M+5628.6%	$1.5Mn/m	$0n/m	$0	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$118.5M-0.8%	$224.0M-1.2%	$186.3M+12.1%	$192.0M+2.1%	$119.5M-17.4%	$226.7M+21.1%	$166.1M-12.6%	$188.1M+21.5%
Stock-Based Compensation	N/A	$5.2M+33.7%	N/A	N/A	N/A	$3.9M-1.7%	N/A	N/A
Investing Cash Flow	-$92.3Mn/m	-$125.5Mn/m	$10.1Mn/m	-$121.3Mn/m	-$25.6M-179.5%	-$89.6Mn/m	-$136.9Mn/m	-$102.3Mn/m
Financing Cash Flow	-$126.8Mn/m	-$132.0Mn/m	-$157.4Mn/m	-$140.1Mn/m	-$116.2Mn/m	-$101.3Mn/m	-$103.2Mn/m	-$111.5Mn/m
Dividends Paid	$33.5M+6.3%	$29.8M+6.0%	$30.3M+6.7%	$31.0M+7.6%	$31.5M+8.3%	$28.1M+10.3%	$28.4M-79.6%	$28.8M+12.4%
Share Buybacks	$93.3M+10.4%	$93.2M+42.8%	$127.0M+70.2%	$105.5M+48.6%	$84.6M+74.0%	$65.3M+31.3%	$74.6M+313.9%	$71.0M+1028.2%

Not reported in any period shown, so not listed: Depreciation & Amortization, Capital Expenditures, Free Cash Flow.

ACT Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ACT quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Net Margin	54.6%-2.7pp	57.3%-0.4pp	57.7%-6.6pp	64.3%+15.4pp	48.9%+15.4pp	33.5%-35.8pp	69.2%
Return on Equity	12.6%-1.2pp	13.8%-0.6pp	14.4%-2.8pp	17.2%+3.8pp	13.3%+3.8pp	9.5%-8.2pp	17.7%
Return on Assets	9.8%-0.8pp	10.5%-0.2pp	10.8%-1.6pp	12.3%+3.0pp	9.3%+2.8pp	6.6%	N/A
Debt-to-Equity	0.140.0x	0.150.0x	0.160.0x	0.180.0x	0.180.0x	0.19	N/A
Liabilities-to-Equity	0.290.0x	0.310.0x	0.34-0.1x	0.390.0x	0.430.0x	0.46	N/A
Asset Turnover	0.180.0x	0.180.0x	0.190.0x	0.190.0x	0.190.0x	0.20	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	55.1%+0.1pp	53.8%-0.3pp	56.6%+2.7pp	52.5%-5.9pp	55.0%-6.4pp	54.0%-1.2pp	53.9%+0.8pp	58.4%+3.4pp
Return on Equity	3.2%0.0pp	3.1%-0.1pp	3.3%+0.1pp	3.1%-0.5pp	3.2%-0.6pp	3.2%-0.2pp	3.3%-0.1pp	3.6%-0.1pp
Return on Assets	2.5%0.0pp	2.4%-0.1pp	2.6%+0.1pp	2.4%-0.4pp	2.5%-0.4pp	2.5%-0.1pp	2.5%0.0pp	2.7%0.0pp
Debt-to-Equity	0.140.0x	0.140.0x	0.140.0x	0.140.0x	0.140.0x	0.150.0x	0.150.0x	0.150.0x
Liabilities-to-Equity	0.290.0x	0.300.0x	0.290.0x	0.290.0x	0.300.0x	0.310.0x	0.310.0x	0.310.0x
Asset Turnover	0.050.0x	0.040.0x	0.050.0x	0.050.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Enact Holdings, Inc. ACT	FY2025	$1.2B	$674.2M	54.6%	$6.5B	85/100
Essent Group LTD ESNT	FY2025	$1.3B	$690.0M	54.7%	$5.9B	82/100
Radian Group Inc. RDN	FY2025	$1.2B	$582.6M	48.7%	$4.6B	83/100
MGIC Investment Corp. MTG	FY2025	$1.2B	$738.3M	60.8%	$5.7B	84/100
First American Financial Corporation FAF	FY2025	$7.5B	$621.8M	8.3%	$6.6B	60/100
Axis Capital Holders Limited AXS	FY2025	$6.6B	$1.0B	15.4%	$7.6B	54/100

Where Enact Holdings, Inc. Ranks

Frequently Asked Questions

What is Enact Holdings, Inc.'s annual revenue?

Enact Holdings, Inc. (ACT) reported $1.2B in total revenue for fiscal year 2025. This represents a 2.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Enact Holdings, Inc.'s revenue growing?

Enact Holdings, Inc. (ACT) revenue grew by 2.8% year-over-year, from $1.2B to $1.2B in fiscal year 2025.

Is Enact Holdings, Inc. profitable?

Yes, Enact Holdings, Inc. (ACT) reported a net income of $683.3M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $674.2M, with a net profit margin of 54.6%.

How much debt does Enact Holdings, Inc. have?

As of fiscal year 2025, Enact Holdings, Inc. (ACT) had $582.5M in cash and equivalents against $744.5M in long-term debt.

What is Enact Holdings, Inc.'s net profit margin?

Enact Holdings, Inc. (ACT) had a net profit margin of 54.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Enact Holdings, Inc. pay dividends?

Yes, Enact Holdings, Inc. (ACT) paid $0.81 per share in dividends during fiscal year 2025.

What is Enact Holdings, Inc.'s return on equity (ROE)?

Enact Holdings, Inc. (ACT) has a return on equity of 12.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Enact Holdings, Inc.'s operating cash flow?

Enact Holdings, Inc. (ACT) generated $724.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Enact Holdings, Inc.'s total assets?

Enact Holdings, Inc. (ACT) had $6.9B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Enact Holdings, Inc. buy back shares?

Yes, Enact Holdings, Inc. (ACT) spent $382.4M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Enact Holdings, Inc. have outstanding?

Enact Holdings, Inc. (ACT) had 142M shares outstanding as of fiscal year 2025.

What is Enact Holdings, Inc.'s debt-to-equity ratio?

Enact Holdings, Inc. (ACT) had a debt-to-equity ratio of 0.14 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.

What is Enact Holdings, Inc.'s liabilities-to-equity ratio?

Enact Holdings, Inc. (ACT) had a liabilities-to-equity ratio of 0.29 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.

What is Enact Holdings, Inc.'s return on assets (ROA)?

Enact Holdings, Inc. (ACT) had a return on assets of 9.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Enact Holdings, Inc.'s P/E ratio?

Enact Holdings, Inc. (ACT) trades at 9.4x earnings, its market capitalization divided by $683.3M net income, trailing 12 months to June 30, 2026. The market capitalization is $6.5B as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Enact Holdings, Inc.'s price-to-sales ratio?

Enact Holdings, Inc. (ACT) trades at 5.1x sales, its market capitalization divided by $1.3B revenue, trailing 12 months to June 30, 2026. The market capitalization is $6.5B as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Enact Holdings, Inc.'s Piotroski F-Score?

Enact Holdings, Inc. (ACT) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

How financially healthy is Enact Holdings, Inc.?

Enact Holdings, Inc. (ACT) scores 85 out of 100 on our Financial Health Score, indicating strong standing within its insurers peer group. The score is the average of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. For Enact Holdings, Inc. it averages the 5 of 6 dimensions that can be computed; the others are left out rather than counted as zero. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.