What is First American Financial Corporation's earnings per share (EPS)?

First American Financial Corporation (FAF) reported diluted earnings per share of $6.00 for fiscal year 2025. This represents a 376.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

First American Financial Corporation (FAF) Financials

FAF

Trailing 12 months to June 30, 2026

Revenue $8.0B +22.6% YoY

Net Income $745.1M +294.9% YoY

EPS (Diluted) $7.22 +296.7% YoY

Free Cash Flow $832.3M +24.9% YoY

Market Cap $6.6B as of Oct 16, 2026

Price / Sales 0.8x on $8.0B revenue, trailing 12 months to June 30, 2026

Price / Earnings 8.9x on $745.1M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $5.6B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 16, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 23, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 23, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FAF SEC filings page.

First American Financial Corporation (FAF) reported $8.0B in revenue over the twelve months to Jun 30, 2026, up 22.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FAF FY2025 2026-10-03

The business has rebounded sharply in FY2025, but its uneven earnings pattern and liability-heavy funding remain central.

Net income jumped to $622M in FY2025 from $131M in FY2024. Operating cash flow reached $951M, only modestly above $898M a year earlier, so the profit rebound was not mirrored proportionally in cash.

Revenue recovered to $7.5B in FY2025 after $6.0B in FY2023. Net margin expanded to 8.3% from 2.1% in FY2024, indicating that the rebound carried much more profit per dollar of revenue, although the supplied figures do not identify whether mix or costs drove it.

Liabilities were $10.7B against $5.5B of equity in FY2025, leaving the balance sheet funded more by obligations than owners’ capital. Debt-to-equity was 1.9x, down from 2.0x in FY2024, so leverage eased but remains structurally important.

Financial Health Signals

Financial health score not available

First American Financial Corporation does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

6/6

First American Financial Corporation passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.53x

For every $1 of reported earnings, First American Financial Corporation generates $1.53 in operating cash flow ($950.8M OCF vs $621.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$2.1B

YoY+15.0%

QoQ+15.2%

5Y CAGR-1.3%

10Y CAGR+4.5%

First American Financial Corporation generated $2.1B in revenue in Q2 2026. This represents an increase of 15.0% from the same quarter a year earlier. Against the prior quarter it is up 15.2%.

Net Income

$218.5M

YoY+49.6%

QoQ+74.7%

5Y CAGR-6.3%

10Y CAGR+7.9%

First American Financial Corporation reported $218.5M in net income in Q2 2026. This represents an increase of 49.6% from the same quarter a year earlier. Against the prior quarter it is up 74.7%.

EPS (Diluted)

$2.12

YoY+50.4%

QoQ+75.2%

5Y CAGR-4.9%

10Y CAGR+8.7%

First American Financial Corporation earned $2.12 per diluted share (EPS) in Q2 2026. This represents an increase of 50.4% from the same quarter a year earlier. Against the prior quarter it is up 75.2%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$317.4M

YoY+2.6%

QoQ+1070.6%

5Y CAGR+8.2%

10Y CAGR+6.3%

First American Financial Corporation generated $317.4M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 2.6% from the same quarter a year earlier. Against the prior quarter it is up 1070.6%.

Cash & Debt

$2.6B

YoY+29.2%

QoQ+7.7%

5Y CAGR+3.4%

10Y CAGR+7.8%

First American Financial Corporation held $2.6B in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.55

YoY+1.9%

QoQ0.0%

5Y CAGR+3.6%

10Y CAGR+7.8%

First American Financial Corporation paid $0.55 per share in dividends in Q2 2026. This represents an increase of 1.9% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

102M

YoY+0.3%

QoQ+0.2%

5Y CAGR-1.5%

10Y CAGR-0.7%

First American Financial Corporation had 102M shares outstanding in Q2 2026. This represents an increase of 0.3% from the same quarter a year earlier. Against the prior quarter it is up 0.2%.

Margins & Returns

Net Margin

10.3%

YoY+2.4pp

QoQ+3.5pp

5Y change-3.0pp

10Y change+2.8pp

First American Financial Corporation's net profit margin was 10.3% in Q2 2026, showing the share of revenue converted to profit. This is up 2.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 3.5 percentage points.

Return on Equity

3.9%

YoY+1.0pp

QoQ+1.6pp

5Y change-1.9pp

10Y change+0.4pp

First American Financial Corporation's ROE was 3.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.0 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.6 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$20.5M

YoY-66.1%

QoQ-38.8%

First American Financial Corporation spent $20.5M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 66.1% from the same quarter a year earlier. Against the prior quarter it is down 38.8%.

Capital Expenditures

$39.2M

YoY-25.2%

QoQ+2.3%

5Y CAGR+0.1%

10Y CAGR+2.3%

First American Financial Corporation invested $39.2M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 25.2% from the same quarter a year earlier. Against the prior quarter it is up 2.3%.

R&D Spending

Not reported for Q2 2026.

FAF Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FAF quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$8.0B	$7.5B+21.6%	$6.1B+2.1%	$6.0B-21.1%	$7.6B-17.5%	$9.2B+30.1%	$7.1B+14.3%	$6.2B+7.9%	$5.7B-0.4%	$5.8B+3.5%	$5.6B+7.7%	$5.2B+10.6%	$4.7B-5.6%	$5.0B+9.1%	$4.5B+18.9%	$3.8B
SG&A Expenses	$2.4B	$2.3B+9.7%	$2.1B+3.5%	$2.0B-15.0%	$2.3B-0.5%	$2.4B+21.1%	$1.9B+7.5%	$1.8B+3.3%	$1.7B+1.5%	$1.7B+4.1%	$1.7B+3.8%	$1.6B+11.1%	$1.4B-3.6%	$1.5B+11.5%	$1.3B+13.3%	$1.2B
Interest Expense	$171.4M	$157.0M+4.9%	$149.6M+12.9%	$132.5M+42.5%	$93.0M+28.5%	$72.4M+27.0%	$57.0M+18.8%	$48.0M+17.1%	$41.0M+13.9%	$36.0M+11.7%	$32.2M+10.7%	$29.1M+51.2%	$19.2M+25.8%	$15.3M+68.8%	$9.1M-24.9%	$12.1M
Income Tax	$232.9M	$201.0M+512.8%	$32.8M-44.3%	$58.9M-2.5%	$60.4M-84.6%	$392.2M+75.9%	$223.0M+14.4%	$195.0M+45.9%	$133.6M+469.5%	$23.5M-82.5%	$134.1M-6.8%	$143.9M+23.7%	$116.3M-5.9%	$123.6M-25.4%	$165.7M+220.4%	$51.7M
Net Income	$745.1M	$621.8M+374.3%	$131.1M-39.5%	$216.8M-17.6%	$263.0M-78.8%	$1.2B+78.3%	$696.0M-1.6%	$707.0M+49.0%	$474.5M+12.2%	$423.0M+23.3%	$343.0M+19.1%	$288.1M+23.4%	$233.5M+25.3%	$186.4M-38.1%	$301.0M+284.6%	$78.3M
EPS (Basic)	N/A	$6.02+377.8%	$1.26-39.4%	$2.08-15.4%	$2.46-78.0%	$11.18+80.9%	$6.18-1.3%	$6.26+48.7%	$4.21+11.1%	$3.79+22.3%	$3.10+17.0%	$2.65+21.6%	$2.18+25.3%	$1.74-38.5%	$2.83+282.4%	$0.74
EPS (Diluted)	$7.22	$6.00+376.2%	$1.26-39.1%	$2.07-15.5%	$2.45-78.0%	$11.14+80.8%	$6.16-1.0%	$6.22	$4.19	$3.76+21.7%	$3.09+17.9%	$2.62+21.9%	$2.15+25.7%	$1.71-38.3%	$2.77+279.5%	$0.73
Diluted Shares (Avg)	N/A	104M-0.6%	104M-0.3%	105M-2.5%	107M-3.7%	111M-1.4%	113M-0.6%	114M	113M	112M+1.2%	111M+1.2%	110M+1.0%	109M-0.4%	109M+0.5%	109M+1.5%	107M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$2.1B+15.0%	$1.8B+16.2%	$2.0B+21.6%	$2.0B+40.7%	$1.8B+14.2%	$1.6B+11.1%	$1.7B+17.9%	$1.4B-5.1%
SG&A Expenses	$614.3M+7.6%	$568.2M+12.1%	$607.3M+12.1%	$574.9M+9.8%	$571.1M+12.2%	$506.7M+4.5%	$541.9M+8.1%	$523.6M+7.8%
Interest Expense	$45.7M+20.3%	$41.9M+19.0%	$43.9M+0.5%	$39.9M+10.2%	$38.0M+7.3%	$35.2M+2.6%	$43.7M+31.2%	$36.2M+1.1%
Income Tax	$64.8M+34.7%	$37.0M+69.7%	$74.0M+174.1%	$57.1M+239.3%	$48.1M+36.6%	$21.8M+87.9%	$27.0M+558.5%	-$41.0M-8100.0%
Net Income	$218.5M+49.6%	$125.1M+68.6%	$211.9M+192.7%	$189.6M+282.3%	$146.1M+25.9%	$74.2M+58.9%	$72.4M+112.3%	-$104.0M-6017.6%
EPS (Basic)	$2.13+51.1%	$1.21+68.1%	$2.06+194.3%	$1.84+284.0%	$1.41+27.0%	$0.72+60.0%	$0.70+112.1%	-$1.00-4900.0%
EPS (Diluted)	$2.12+50.4%	$1.21+70.4%	$2.05+192.9%	$1.84+284.0%	$1.41+27.0%	$0.71+57.8%	$0.70+118.7%	-$1.00-4900.0%
Diluted Shares (Avg)	103M-0.8%	103M-0.9%	N/A	103M-0.5%	104M-0.5%	104M-0.2%	N/A	104M-0.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

FAF Balance Sheet

FAF quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$16.2B+8.9%	$14.9B-11.3%	$16.8B+12.4%	$15.0B-9.1%	$16.5B+28.6%	$12.8B+11.1%	$11.5B+8.4%	$10.6B+11.0%	$9.6B+8.4%	$8.8B+7.2%	$8.2B+7.7%	$7.6B+16.6%	$6.6B+7.9%	$6.1B+13.3%	$5.4B
Cash & Equivalents	$1.4B-19.3%	$1.7B-52.3%	$3.6B+194.7%	$1.2B-0.4%	$1.2B-3.7%	$1.3B-14.2%	$1.5B+1.3%	$1.5B+5.8%	$1.4B+37.9%	$1.0B-2.1%	$1.0B-13.7%	$1.2B+42.6%	$834.8M+24.5%	$670.5M+50.8%	$444.7M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0-100.0%	$159.8M-13.2%	$184.0M-4.5%	$192.6M-4.1%	$200.8M
Goodwill	$1.8B+0.8%	$1.8B-0.2%	$1.8B+0.5%	$1.8B+13.3%	$1.6B+15.1%	$1.4B+19.8%	$1.2B+0.6%	$1.1B+2.8%	$1.1B+9.4%	$1.0B+5.5%	$964.3M+0.5%	$959.9M+13.5%	$846.0M0.0%	$845.9M+3.4%	$818.4M
Total Liabilities	$10.7B+7.2%	$10.0B-16.4%	$11.9B+16.2%	$10.3B-3.7%	$10.7B+35.5%	$7.9B+11.0%	$7.1B+3.0%	$6.9B+13.1%	$6.1B+4.7%	$5.8B+6.1%	$5.5B+7.7%	$5.1B+24.1%	$4.1B+10.9%	$3.7B+11.2%	$3.3B
Total Equity	$5.5B+12.0%	$4.9B+1.2%	$4.8B+4.1%	$4.7B-19.2%	$5.8B+17.5%	$4.9B+11.1%	$4.4B+18.1%	$3.7B+7.5%	$3.5B+15.7%	$3.0B+9.4%	$2.7B+6.9%	$2.6B+4.9%	$2.5B+4.5%	$2.3B+15.7%	$2.0B
Retained Earnings	$4.0B+10.9%	$3.6B-2.5%	$3.7B-0.1%	$3.7B+0.9%	$3.7B+38.6%	$2.7B+22.9%	$2.2B+31.4%	$1.6B+25.4%	$1.3B+25.2%	$1.0B+24.9%	$838.1M+26.5%	$662.3M+27.2%	$520.8M+34.6%	$387.0M+210.1%	$124.8M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$18.9B+16.4%	$17.9B+15.7%	$16.2B+8.9%	$17.6B+6.3%	$16.3B+7.4%	$15.5B+5.4%	$14.9B-11.3%	$16.6B+12.9%
Cash & Equivalents	$2.6B+29.2%	$2.4B+19.1%	$1.4B-19.3%	$2.9B-1.4%	$2.0B-0.8%	$2.0B+35.8%	$1.7B-52.3%	$3.0B+87.0%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.8B+0.2%	$1.8B+0.5%	$1.8B+0.8%	$1.8B+0.4%	$1.8B+0.3%	$1.8B+0.1%	$1.8B-0.2%	$1.8B+0.6%
Total Liabilities	$13.3B+19.5%	$12.4B+18.8%	$10.7B+7.2%	$12.3B+7.2%	$11.1B+7.7%	$10.5B+5.7%	$10.0B-16.4%	$11.5B+13.0%
Total Equity	$5.6B+9.6%	$5.5B+9.4%	$5.5B+12.0%	$5.3B+4.1%	$5.1B+6.5%	$5.0B+4.9%	$4.9B+1.2%	$5.1B+12.5%
Retained Earnings	$4.2B+13.9%	$4.1B+12.2%	$4.0B+10.9%	$3.9B+7.1%	$3.7B-1.0%	$3.6B-1.8%	$3.6B-2.5%	$3.6B-3.7%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

FAF Cash Flow Statement

FAF quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$1.0B	$950.8M+5.9%	$897.5M+153.3%	$354.3M-54.4%	$777.6M-36.3%	$1.2B+12.4%	$1.1B+18.8%	$913.0M+15.1%	$793.2M+25.5%	$632.1M+29.2%	$489.4M-11.2%	$551.3M+52.9%	$360.6M-4.7%	$378.5M-11.9%	$429.7M+214.4%	$136.7M
Depreciation & Amortization	N/A	$216.2M+4.2%	$207.4M+10.0%	$188.5M+12.5%	$167.5M+5.7%	$158.4M+6.3%	$149.0M+15.5%	$129.0M+2.4%	$125.9M-1.7%	$128.1M+29.3%	$99.0M+15.7%	$85.6M0.0%	$85.6M+14.3%	$74.9M0.0%	$75.0M-2.5%	$76.9M
Stock-Based Compensation	N/A	$68.4M+31.5%	$52.0M+5.9%	$49.1M-27.0%	$67.3M+25.6%	$53.6M+3.1%	$52.0M+23.8%	$42.0M+2.1%	$41.1M+10.0%	$37.4M+9.6%	$34.1M+40.2%	$24.3M+26.1%	$19.3M-13.4%	$22.3M+50.3%	$14.8M-0.9%	$15.0M
Capital Expenditures	$171.7M	$188.3M-13.7%	$218.3M-17.1%	$263.4M+1.4%	$259.8M+61.9%	$160.5M+40.8%	$114.0M+6.5%	$107.0M-9.5%	$118.2M-11.9%	$134.2M+1.5%	$132.3M+6.9%	$123.7M+27.2%	$97.2M+11.6%	$87.1M+3.9%	$83.9M+20.2%	$69.8M
Free Cash Flow	$832.3M	$762.5M+12.3%	$679.2M+647.2%	$90.9M-82.4%	$517.8M-51.1%	$1.1B+9.1%	$971.0M+20.5%	$806.0M+19.4%	$675.0M+35.6%	$497.9M+39.4%	$357.2M-16.5%	$427.6M+62.3%	$263.4M-9.6%	$291.3M-15.7%	$345.8M+417.0%	$66.9M
Investing Cash Flow	-$2.2B	-$1.5B-217.4%	-$458.7M-176.5%	$599.5M+252.5%	-$393.0M+88.4%	-$3.4B-139.8%	-$1.4B-213.1%	-$452.0M+63.0%	-$1.2B-215.3%	-$387.2M+36.5%	-$610.1M	N/A	N/A	-$465.2M-11.4%	-$417.7M-2959.1%	-$13.7M
Financing Cash Flow	$1.8B	$161.2M+107.0%	-$2.3B-262.3%	$1.4B+478.1%	-$376.4M-117.7%	$2.1B+1781.5%	$113.0M+125.4%	-$445.0M-186.5%	$514.7M+302.1%	$128.0M+19.9%	$106.8M	N/A	N/A	$252.8M+18.3%	$213.7M+151.1%	-$418.2M
Dividends Paid	$224.3M	$223.0M+1.0%	$220.7M+1.9%	$216.6M-0.4%	$217.5M+2.1%	$213.0M+7.0%	$199.0M+5.9%	$188.0M+5.3%	$178.5M+12.1%	$159.3M+21.1%	$131.5M+21.2%	$108.5M+20.7%	$89.9M+75.2%	$51.3M+14.8%	$44.7M+77.3%	$25.2M
Share Buybacks	$87.6M	$122.3M+78.5%	$68.5M-5.8%	$72.7M-83.5%	$440.7M+344.3%	$99.2M-28.6%	$139.0M+6850.0%	$2.0M-89.4%	$18.8M	$0-100.0%	$454K	$0	$0-100.0%	$64.6M	N/A	$2.5M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$356.6M-1.4%	$5.6M+110.6%	$369.3M+13.8%	$272.5M+15.0%	$361.8M+35.7%	-$52.8M-176.2%	$324.6M+878.4%	$236.9M+8.0%
Depreciation & Amortization	$53.6M+1.1%	$54.6M+4.0%	$55.9M+7.5%	$54.8M+3.0%	$53.0M+1.7%	$52.5M+4.8%	$52.0M+4.8%	$53.2M+12.5%
Stock-Based Compensation	$13.3M-22.7%	$27.1M-11.4%	N/A	$11.8M+21.6%	$17.2M+83.0%	$30.6M+30.8%	N/A	$9.7M+9.0%
Capital Expenditures	$39.2M-25.2%	$38.3M-8.2%	$44.8M-23.3%	$49.4M-4.1%	$52.4M-7.6%	$41.7M-19.3%	$58.4M+0.5%	$51.5M-21.7%
Free Cash Flow	$317.4M+2.6%	-$32.7M+65.4%	$324.5M+21.9%	$223.1M+20.3%	$309.4M+47.3%	-$94.5M-636.9%	$266.2M+366.7%	$185.4M+20.8%
Investing Cash Flow	-$845.1M-16.9%	-$815.7M-247.8%	-$144.5M-336.6%	-$353.7M-19.9%	-$723.2M-817.5%	-$234.5M-1.3%	-$33.1M-108.0%	-$295.0M-382.8%
Financing Cash Flow	$677.8M+102.0%	$1.9B+204.2%	-$1.8B-16.1%	$964.9M+0.8%	$335.5M+91.7%	$612.3M+131.7%	-$1.5B-191.6%	$957.0M+216.7%
Dividends Paid	$56.1M+1.4%	$56.2M+0.9%	$56.0M+0.9%	$56.0M+0.7%	$55.3M+1.1%	$55.7M+1.5%	$55.5M+1.8%	$55.6M+1.6%
Share Buybacks	$20.5M-66.1%	$33.5M+18.8%	$0-100.0%	$33.6M+108.7%	$60.5M+48.6%	$28.2M+705.7%	$8.2M-53.7%	$16.1M+73.1%

FAF Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FAF quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	8.3%+6.2pp	2.1%-1.5pp	3.6%+0.2pp	3.5%-10.0pp	13.5%+3.6pp	9.8%-1.6pp	11.4%+3.1pp	8.3%+0.9pp	7.3%+1.2pp	6.2%+0.6pp	5.6%+0.6pp	5.0%+1.2pp	3.8%-2.9pp	6.6%+4.6pp	2.1%
Return on Equity	11.3%+8.6pp	2.7%-1.8pp	4.5%-1.2pp	5.7%-15.9pp	21.5%+7.3pp	14.2%-1.8pp	16.0%+3.3pp	12.7%+0.5pp	12.2%+0.8pp	11.4%+0.9pp	10.5%+1.4pp	9.1%+1.5pp	7.6%-5.2pp	12.8%+9.0pp	3.9%
Return on Assets	3.8%+2.9pp	0.9%-0.4pp	1.3%-0.5pp	1.8%-5.8pp	7.5%+2.1pp	5.4%-0.7pp	6.1%+1.7pp	4.5%0.0pp	4.4%+0.5pp	3.9%+0.4pp	3.5%+0.5pp	3.0%+0.2pp	2.8%-2.1pp	5.0%+3.5pp	1.5%
Debt-to-Equity	1.95-0.1x	2.03-0.4x	2.46+0.3x	2.21+0.4x	1.85+0.2x	1.600.0x	1.60-0.2x	1.84+0.1x	1.75-0.2x	1.93-0.1x	1.990.0x	1.98+0.3x	1.67+0.1x	1.58-0.1x	1.64
Asset Turnover	0.460.0x	0.41+0.1x	0.36-0.2x	0.51-0.1x	0.560.0x	0.550.0x	0.540.0x	0.54-0.1x	0.600.0x	0.630.0x	0.630.0x	0.61-0.1x	0.760.0x	0.750.0x	0.71
FCF Margin	10.2%-0.8pp	11.1%+9.6pp	1.5%-5.3pp	6.8%-4.7pp	11.5%-2.2pp	13.7%+0.7pp	13.0%+1.3pp	11.7%+3.1pp	8.6%+2.2pp	6.4%-1.9pp	8.3%+2.6pp	5.6%-0.2pp	5.9%-1.7pp	7.6%+5.9pp	1.8%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	10.3%+2.4pp	6.8%+2.1pp	10.3%+6.0pp	9.6%+17.0pp	7.9%+0.7pp	4.7%+1.4pp	4.3%+1.9pp	-7.4%-7.3pp
Return on Equity	3.9%+1.0pp	2.3%+0.8pp	3.9%+2.4pp	3.6%+5.6pp	2.9%+0.4pp	1.5%+0.5pp	1.5%+0.8pp	-2.0%-2.0pp
Return on Assets	1.1%+0.3pp	0.7%+0.2pp	1.3%+0.8pp	1.1%+1.7pp	0.9%+0.1pp	0.5%+0.2pp	0.5%+0.3pp	-0.6%-0.6pp
Debt-to-Equity	2.37+0.2x	2.26+0.2x	1.95-0.1x	2.32+0.1x	2.170.0x	2.080.0x	2.03-0.4x	2.250.0x
Asset Turnover	0.110.0x	0.100.0x	0.130.0x	0.110.0x	0.110.0x	0.100.0x	0.110.0x	0.080.0x
FCF Margin	15.0%-1.8pp	-1.8%+4.2pp	15.8%0.0pp	11.3%-1.9pp	16.8%+3.8pp	-6.0%-7.2pp	15.8%+22.8pp	13.2%+2.8pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
First American Financial Corporation FAF	FY2025	$7.5B	$621.8M	8.3%	$6.6B	—
Essent Group LTD ESNT	FY2025	$1.3B	$690.0M	54.7%	$5.7B	55/100
MGIC Investment Corp. MTG	FY2025	$1.2B	$738.3M	60.8%	$5.7B	70/100
Axis Capital Holders Limited AXS	FY2025	$6.6B	$1.0B	15.4%	$7.1B	36/100
Enact Holdings, Inc. ACT	FY2025	$1.2B	$674.2M	54.6%	$6.3B	71/100
Radian Group Inc. RDN	FY2025	$1.2B	$582.6M	48.7%	$4.4B	69/100

Where First American Financial Corporation Ranks

Frequently Asked Questions

What is First American Financial Corporation's annual revenue?

First American Financial Corporation (FAF) reported $7.5B in total revenue for fiscal year 2025. This represents a 21.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is First American Financial Corporation's revenue growing?

First American Financial Corporation (FAF) revenue grew by 21.6% year-over-year, from $6.1B to $7.5B in fiscal year 2025.

Is First American Financial Corporation profitable?

Yes, First American Financial Corporation (FAF) reported a net income of $621.8M in fiscal year 2025, with a net profit margin of 8.3%.

What is First American Financial Corporation's net profit margin?

First American Financial Corporation (FAF) had a net profit margin of 8.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does First American Financial Corporation pay dividends?

Yes, First American Financial Corporation (FAF) paid $2.18 per share in dividends during fiscal year 2025.

What is First American Financial Corporation's return on equity (ROE)?

First American Financial Corporation (FAF) has a return on equity of 11.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is First American Financial Corporation's free cash flow?

First American Financial Corporation (FAF) generated $762.5M in free cash flow during fiscal year 2025. This represents a 12.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is First American Financial Corporation's operating cash flow?

First American Financial Corporation (FAF) generated $950.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are First American Financial Corporation's total assets?

First American Financial Corporation (FAF) had $16.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are First American Financial Corporation's capital expenditures?

First American Financial Corporation (FAF) invested $188.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does First American Financial Corporation buy back shares?

Yes, First American Financial Corporation (FAF) spent $122.3M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does First American Financial Corporation have outstanding?

First American Financial Corporation (FAF) had 102M shares outstanding as of fiscal year 2025.

What is First American Financial Corporation's debt-to-equity ratio?

First American Financial Corporation (FAF) had a debt-to-equity ratio of 1.95 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is First American Financial Corporation's return on assets (ROA)?

First American Financial Corporation (FAF) had a return on assets of 3.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is First American Financial Corporation's P/E ratio?

First American Financial Corporation (FAF) trades at 8.9x earnings, its market capitalization divided by net income of $745.1M net income, trailing 12 months to June 30, 2026. The market capitalization is $6.6B as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is First American Financial Corporation's price-to-sales ratio?

First American Financial Corporation (FAF) trades at 0.8x sales, its market capitalization divided by revenue of $8.0B revenue, trailing 12 months to June 30, 2026. The market capitalization is $6.6B as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is First American Financial Corporation's Piotroski F-Score?

First American Financial Corporation (FAF) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are First American Financial Corporation's earnings high quality?

First American Financial Corporation (FAF) has an earnings quality ratio of 1.53x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.