What is Mgic Inv Cp's earnings per share (EPS)?

Mgic Inv Cp (MTG) reported diluted earnings per share of $3.14 for fiscal year 2025. This represents a 8.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Mgic Inv Cp Financials

MTG

Trailing 12 months to June 30, 2026

Revenue $1.2B -1.9% YoY

Net Income $707.9M -7.2% YoY

EPS (Diluted) $3.20 +4.9% YoY

Free Cash Flow $706.5M -8.4% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 29, 2026 Currency USD FYE December

Mgic Inv Cp (MTG) reported $1.2B in revenue over the twelve months to Jun 30, 2026, down 1.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI MTG FY2025 2026-08-29

MGIC's cash conversion supports a buyback-led per-share growth model rather than balance-sheet expansion.

The key earnings-quality shift is that cash generation overtook accounting profit: FY2025 operating cash flow was $853M against $738M of net income, whereas FY2024 cash flow was below net income. That improvement coincided with free-cash-flow margin reaching 70.2% from 59.9%, indicating 2025 cash conversion was not merely a profit rebound.

Share count fell from 315.6M in FY2021 to 215.0M in FY2025 while buybacks reached $789M in FY2025, making repurchases a central use of cash. Net income rose modestly across the period, yet diluted EPS reached 3.14; combined with the shrinking share base, this indicates per-share results were materially amplified by repurchases.

FY2025 total liabilities of $1.49B were well below equity of $5.15B, a balance-sheet structure that leaves substantial capital beneath obligations. But debt-to-equity rose to 0.3x from 0.1x in FY2023 while equity stayed broadly stable, so large distributions have not simply reduced leverage.

Financial Health Signals

Financial Health Score 70/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Mgic Inv Cp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

100

Premium Growth

Capital

Investment Yield

Not available for Mgic Inv Cp, and counted as zero in the overall score.

Combined Ratio

100

Stability

Piotroski F-Score Partial

4/6

Mgic Inv Cp passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.16x

For every $1 of reported earnings, Mgic Inv Cp generates $1.16 in operating cash flow ($852.8M OCF vs $738.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.2B

YoY+0.5%

5Y CAGR+0.2%

10Y CAGR+1.5%

Mgic Inv Cp generated $1.2B in revenue in fiscal year 2025. This represents an increase of 0.5% from the prior year.

Net Income

$738.3M

YoY-3.2%

5Y CAGR+10.6%

10Y CAGR-4.5%

Mgic Inv Cp reported $738.3M in net income in fiscal year 2025. This represents a decrease of 3.2% from the prior year.

EPS (Diluted)

$3.14

YoY+8.7%

5Y CAGR+19.5%

10Y CAGR+1.9%

Mgic Inv Cp earned $3.14 per diluted share (EPS) in fiscal year 2025. This represents an increase of 8.7% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$851.8M

YoY+17.7%

5Y CAGR+3.2%

10Y CAGR+18.4%

Mgic Inv Cp generated $851.8M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 17.7% from the prior year.

Cash & Debt

$369.0M

YoY+60.8%

5Y CAGR+5.1%

10Y CAGR+7.4%

Mgic Inv Cp held $369.0M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Shares Outstanding

215M

YoY-11.4%

5Y CAGR-8.7%

10Y CAGR-4.5%

Mgic Inv Cp had 215M shares outstanding in fiscal year 2025. This represents a decrease of 11.4% from the prior year.

Dividends Per Share

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

60.8%

YoY-2.3pp

5Y CAGR+23.6pp

Mgic Inv Cp's net profit margin was 60.8% in fiscal year 2025, showing the share of revenue converted to profit. This is down 2.3 percentage points from the prior year.

Return on Equity

14.3%

YoY-0.4pp

5Y CAGR+4.9pp

10Y CAGR-38.1pp

Mgic Inv Cp's ROE was 14.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.4 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$788.6M

YoY+38.5%

5Y CAGR+45.7%

Mgic Inv Cp spent $788.6M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 38.5% from the prior year.

Capital Expenditures

$1.0M

YoY-12.7%

5Y CAGR-20.9%

10Y CAGR-14.0%

Mgic Inv Cp invested $1.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 12.7% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

MTG Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

MTG quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$1.2B	$1.2B+0.5%	$1.2B+4.6%	$1.2B-1.5%	$1.2B-1.1%	$1.2B-1.1%	$1.2B-1.2%	$1.2B+8.0%	$1.1B+5.4%	$1.1B+0.3%	$1.1B+2.0%	$1.0B+10.5%	$942.6M-9.3%	$1.0B-24.6%	$1.4B-8.4%	$1.5B
Interest Expense	$35.6M	$35.6M0.0%	$35.6M-3.5%	$36.9M-23.2%	$48.1M-32.7%	$71.4M+19.7%	$59.6M+13.2%	$52.7M-0.6%	$53.0M-7.1%	$57.0M+0.6%	$56.7M-17.8%	$68.9M-1.0%	$69.6M-12.6%	$79.7M-19.8%	$99.3M-3.8%	$103.3M
Income Tax	$176.7M	$190.2M-7.5%	$205.7M+8.7%	$189.3M-15.8%	$224.7M+34.7%	$166.8M+47.4%	$113.2M-35.0%	$174.2M+0.1%	$174.1M-59.4%	$428.7M+149.0%	$172.2M+125.2%	-$684.3M-24768.8%	$2.8M-24.9%	$3.7M+336.2%	-$1.6M-198.2%	$1.6M
Net Income	$707.9M	$738.3M-3.2%	$763.0M+7.0%	$712.9M-17.6%	$865.3M+36.3%	$635.0M+42.3%	$446.1M-33.8%	$673.8M+0.5%	$670.1M+88.4%	$355.8M+3.9%	$342.5M-70.8%	$1.2B+365.2%	$251.9M+605.4%	-$49.8M+94.6%	-$927.1M-90.8%	-$485.9M
EPS (Diluted)	$3.20	$3.14+8.7%	$2.89+16.1%	$2.49-10.8%	$2.79+50.8%	$1.85+43.4%	$1.29-30.3%	$1.85+3.9%	$1.78+87.4%	$0.95+10.5%	$0.86-66.9%	$2.60+306.3%	$0.64+500.0%	-$0.16	-$4.59-89.7%	-$2.42

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$295.4M-0.6%	$297.1M-0.5%	$298.7M-1.9%	$304.5M+0.1%	$304.2M-0.6%	$306.2M+1.6%	$301.4M-1.7%	$306.6M
Interest Expense	$8.9M0.0%	$8.9M0.0%	$8.9M-0.1%	$8.9M+0.1%	$8.9M0.0%	$8.9M0.0%	$8.9M-0.1%	$8.9M
Income Tax	$47.8M+15.1%	$41.5M-4.3%	$43.4M-1.3%	$44.0M-18.0%	$53.6M+8.9%	$49.2M-1.6%	$50.0M-8.0%	$54.3M
Net Income	$182.1M+10.2%	$165.3M-2.4%	$169.3M-11.4%	$191.1M-0.7%	$192.5M+3.8%	$185.5M+0.4%	$184.7M-7.6%	$200.0M
EPS (Diluted)	$0.86+13.2%	$0.76+1.3%	$0.75-9.6%	$0.83+2.5%	$0.81+8.0%	$0.75+4.2%	$0.72-6.5%	$0.77

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income.

MTG Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

MTG quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$6.6B+1.4%	$6.5B+0.1%	$6.5B+5.2%	$6.2B-15.2%	$7.3B-0.4%	$7.4B+18.1%	$6.2B+9.7%	$5.7B+1.0%	$5.6B-2.0%	$5.7B-2.3%	$5.9B+11.4%	$5.3B-6.0%	$5.6B+0.5%	$5.6B-22.8%	$7.2B
Cash & Equivalents	$369.0M+60.8%	$229.5M-36.9%	$363.7M+11.1%	$327.4M+15.0%	$284.7M-1.1%	$288.0M+77.9%	$161.8M+6.6%	$151.9M+52.1%	$99.9M-35.7%	$155.4M-14.2%	$181.1M-8.5%	$197.9M-40.5%	$332.7M-67.6%	$1.0B+3.2%	$995.8M
Total Liabilities	$1.5B+8.5%	$1.4B-6.2%	$1.5B-6.7%	$1.6B-36.2%	$2.5B-7.2%	$2.7B+38.3%	$1.9B-8.4%	$2.1B-15.0%	$2.5B-22.6%	$3.2B-12.3%	$3.6B-14.1%	$4.2B-12.9%	$4.9B-9.7%	$5.4B-10.7%	$6.0B
Long-Term Debt	N/A	N/A	$643.2M-3.0%	$662.8M-42.2%	$1.1B-7.8%	$1.2B+49.3%	$832.8M+0.1%	$831.6M+0.1%	$830.4M-29.5%	$1.2B-3.6%	$1.2B-0.9%	$1.2B	N/A	N/A	N/A
Total Equity	$5.1B-0.5%	$5.2B+2.0%	$5.1B+9.2%	$4.6B-4.5%	$4.9B+3.5%	$4.7B+9.0%	$4.3B+20.3%	$3.6B+13.5%	$3.2B+23.8%	$2.5B+14.0%	$2.2B+115.7%	$1.0B+39.3%	$744.5M+278.1%	$196.9M-83.5%	$1.2B
Retained Earnings	$3.3B-4.5%	$3.4B-25.9%	$4.6B+14.7%	$4.0B+23.2%	$3.3B+23.0%	$2.6B+16.0%	$2.3B+38.3%	$1.6B+68.6%	$977.2M+54.5%	$632.6M+118.1%	$290.0M+134.0%	-$852.5M+20.7%	-$1.1B-8.5%	-$990.3M-8411.2%	-$11.6M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$6.5B+1.7%	$6.4B-3.4%	$6.6B+0.2%	$6.6B+1.3%	$6.5B+0.1%	$6.5B-0.2%	$6.5B-2.0%	$6.7B
Cash & Equivalents	$207.3M-11.8%	$235.1M-36.3%	$369.0M+38.2%	$266.9M-9.5%	$294.9M+42.5%	$207.0M-9.8%	$229.5M-20.5%	$288.6M
Total Liabilities	$1.5B+9.7%	$1.4B-7.5%	$1.5B+2.7%	$1.5B+4.7%	$1.4B-0.6%	$1.4B+1.5%	$1.4B-0.6%	$1.4B
Total Equity	$5.0B-0.5%	$5.0B-2.1%	$5.1B-0.5%	$5.2B+0.3%	$5.2B+0.3%	$5.1B-0.6%	$5.2B-2.3%	$5.3B
Retained Earnings	$3.2B-0.7%	$3.2B-1.7%	$3.3B-1.5%	$3.3B-0.8%	$3.3B-0.4%	$3.3B-1.9%	$3.4B-32.9%	$5.1B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Long-Term Debt.

MTG Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

MTG quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$708.0M	$852.8M+17.6%	$725.0M+1.7%	$713.0M+9.7%	$650.0M-6.6%	$696.3M-4.9%	$732.3M+20.1%	$609.5M+11.9%	$544.5M+33.9%	$406.7M+80.9%	$224.8M+39.3%	$161.4M+139.8%	-$405.3M+58.3%	-$971.5M+38.1%	-$1.6B+16.7%	-$1.9B
Capital Expenditures	$1.5M	$1.0M-12.7%	$1.2M-41.3%	$2.0M-38.6%	$3.3M-20.9%	$4.1M+24.3%	$3.3M-41.3%	$5.6M-60.4%	$14.2M-11.4%	$16.1M+52.3%	$10.6M+127.9%	$4.6M-1.6%	$4.7M+474.0%	$820K	N/A	N/A
Free Cash Flow	$706.5M	$851.8M+17.7%	$723.9M+1.8%	$711.0M+9.9%	$646.8M-6.6%	$692.2M-5.0%	$729.0M+20.7%	$603.9M+13.9%	$530.3M+35.8%	$390.6M+82.3%	$214.2M+36.6%	$156.8M+138.2%	-$410.0M+57.8%	-$972.4M	N/A	N/A
Investing Cash Flow	$119.6M	$228.4M+260.8%	-$142.0M+20.8%	-$179.2M-143.7%	$410.5M+355.4%	-$160.7M+79.2%	-$772.5M-83.0%	-$422.1M-32.8%	-$317.8M-4.7%	-$303.6M-225.1%	-$93.4M+3.7%	-$97.0M	N/A	-$854.1M-151.7%	$1.7B-5.7%	$1.8B
Financing Cash Flow	-$911.4M	-$940.3M-30.8%	-$719.0M-45.0%	-$496.0M+52.0%	-$1.0B-95.8%	-$527.3M-414.2%	$167.8M+196.8%	-$173.4M-1.1%	-$171.6M-8.2%	-$158.6M-1.0%	-$157.1M-93.4%	-$81.2M	N/A	$1.1B+2229.1%	-$53.1M+70.3%	-$178.7M
Dividends Paid	$134.6M	$132.5M+1.5%	$130.5M+6.1%	$123.0M+10.8%	$110.9M+17.8%	$94.2M+14.8%	$82.1M+95.8%	$41.9M	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	$754.1M	$788.6M+38.5%	$569.5M+68.9%	$337.2M-12.6%	$385.6M+32.6%	$290.8M+142.4%	$120.0M-4.6%	$125.8M-23.0%	$163.4M	$0-100.0%	$147.1M	$0	$0	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$185.0M+140.5%	$76.9M-66.7%	$230.8M+7.1%	$215.4M+17.7%	$183.0M-18.2%	$223.7M+22.6%	$182.4M-0.3%	$182.9M
Capital Expenditures	$473K+157.1%	$184K-69.4%	$601K+115.4%	$279K+1295.0%	$20K-84.0%	$125K-75.7%	$514K+34.9%	$381K
Free Cash Flow	$184.5M+140.5%	$76.7M-66.7%	$230.2M+7.0%	$215.1M+17.6%	$183.0M-18.1%	$223.5M+22.9%	$181.9M-0.3%	$182.5M
Investing Cash Flow	-$2.8M-106.0%	$46.8M-51.0%	$95.6M+578.7%	-$20.0M-116.6%	$120.4M+271.9%	$32.4M+263.8%	-$19.8M-42.9%	-$13.8M
Financing Cash Flow	-$216.6M+13.3%	-$249.7M-12.2%	-$222.6M0.0%	-$222.5M-2.5%	-$217.2M+21.9%	-$278.0M-22.1%	-$227.6M-44.7%	-$157.2M
Dividends Paid	$31.6M-10.1%	$35.2M+5.4%	$33.4M-3.0%	$34.4M+11.9%	$30.8M-9.3%	$33.9M+3.1%	$32.9M-2.2%	$33.7M
Share Buybacks	$184.7M-4.0%	$192.4M+1.7%	$189.2M+0.7%	$187.9M+0.8%	$186.4M-17.2%	$225.2M+15.7%	$194.7M+57.5%	$123.6M

MTG Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

MTG quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	60.8%-2.3pp	63.2%+1.5pp	61.7%-12.1pp	73.8%+20.2pp	53.5%+16.3pp	37.2%-18.3pp	55.5%-4.1pp	59.6%+26.3pp	33.4%+1.1pp	32.2%	112.5%	26.7%+31.5pp	-4.8%+62.5pp	-67.3%-35.0pp	-32.3%
Return on Equity	14.3%-0.4pp	14.8%+0.7pp	14.1%-4.6pp	18.6%+5.6pp	13.1%+3.6pp	9.5%-6.2pp	15.6%-3.1pp	18.7%+7.4pp	11.3%-2.2pp	13.4%-39.0pp	52.4%+28.1pp	24.3%+31.0pp	-6.7%+464.0pp	-470.7%-430.1pp	-40.6%
Return on Assets	11.1%-0.5pp	11.7%+0.8pp	10.9%-3.0pp	13.9%+5.3pp	8.7%+2.6pp	6.1%-4.8pp	10.8%-1.0pp	11.8%+5.5pp	6.3%+0.4pp	6.0%-14.0pp	20.0%+15.2pp	4.8%+5.7pp	-0.9%+15.7pp	-16.6%-9.9pp	-6.7%
Debt-to-Equity	0.290.0x	0.27+0.1x	0.130.0x	0.14-0.1x	0.240.0x	0.26+0.1x	0.190.0x	0.230.0x	0.26-0.2x	0.46-0.1x	0.55-0.6x	1.19-5.3x	6.52-20.8x	27.30+22.3x	5.03
FCF Margin	70.2%+10.2pp	59.9%-1.6pp	61.6%+6.4pp	55.1%-3.2pp	58.4%-2.4pp	60.8%+11.0pp	49.8%+2.6pp	47.2%+10.5pp	36.6%+16.5pp	20.2%+5.1pp	15.0%+58.5pp	-43.5%+50.1pp	-93.5%	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	61.7%+6.0pp	55.6%-1.0pp	56.7%-6.1pp	62.8%-0.5pp	63.3%+2.7pp	60.6%-0.7pp	61.3%-3.9pp	65.2%
Return on Equity	3.6%+0.3pp	3.3%0.0pp	3.3%-0.4pp	3.7%0.0pp	3.7%+0.1pp	3.6%0.0pp	3.6%-0.2pp	3.8%
Return on Assets	2.8%+0.2pp	2.6%0.0pp	2.5%-0.3pp	2.9%-0.1pp	2.9%+0.1pp	2.8%0.0pp	2.8%-0.2pp	3.0%
Debt-to-Equity	0.300.0x	0.270.0x	0.290.0x	0.280.0x	0.270.0x	0.270.0x	0.270.0x	0.26
FCF Margin	62.5%+36.6pp	25.8%-51.2pp	77.1%+6.4pp	70.7%+10.5pp	60.1%-12.8pp	73.0%+12.7pp	60.3%+0.8pp	59.5%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Mgic Inv Cp Ranks

Frequently Asked Questions

What is Mgic Inv Cp's annual revenue?

Mgic Inv Cp (MTG) reported $1.2B in total revenue for fiscal year 2025. This represents a 0.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Mgic Inv Cp's revenue growing?

Mgic Inv Cp (MTG) revenue grew by 0.5% year-over-year, from $1.2B to $1.2B in fiscal year 2025.

Is Mgic Inv Cp profitable?

Yes, Mgic Inv Cp (MTG) reported a net income of $738.3M in fiscal year 2025, with a net profit margin of 60.8%.

What is Mgic Inv Cp's net profit margin?

Mgic Inv Cp (MTG) had a net profit margin of 60.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Mgic Inv Cp's return on equity (ROE)?

Mgic Inv Cp (MTG) has a return on equity of 14.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Mgic Inv Cp's free cash flow?

Mgic Inv Cp (MTG) generated $851.8M in free cash flow during fiscal year 2025. This represents a 17.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Mgic Inv Cp's operating cash flow?

Mgic Inv Cp (MTG) generated $852.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Mgic Inv Cp's total assets?

Mgic Inv Cp (MTG) had $6.6B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Mgic Inv Cp's capital expenditures?

Mgic Inv Cp (MTG) invested $1.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Mgic Inv Cp buy back shares?

Yes, Mgic Inv Cp (MTG) spent $788.6M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Mgic Inv Cp have outstanding?

Mgic Inv Cp (MTG) had 215M shares outstanding as of fiscal year 2025.

What is Mgic Inv Cp's debt-to-equity ratio?

Mgic Inv Cp (MTG) had a debt-to-equity ratio of 0.29 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Mgic Inv Cp's return on assets (ROA)?

Mgic Inv Cp (MTG) had a return on assets of 11.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Mgic Inv Cp's Piotroski F-Score?

Mgic Inv Cp (MTG) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Mgic Inv Cp's earnings high quality?

Mgic Inv Cp (MTG) has an earnings quality ratio of 1.16x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Mgic Inv Cp?

Mgic Inv Cp (MTG) scores 70 out of 100 on our Financial Health Score, indicating strong standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.