What is Radian Group Inc.'s earnings per share (EPS)?

Radian Group Inc. (RDN) reported diluted earnings per share of $4.14 for fiscal year 2025. This represents a 5.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Radian Group Inc. (RDN) Financials

RDN

Trailing 12 months to June 30, 2026

Revenue $1.6B +37.1% YoY

Net Income $536.3M -8.6% YoY

EPS (Diluted) $3.89 -2.0% YoY

Free Cash Flow $1.4B +220.2% YoY

Market Cap $4.5B as of Oct 10, 2026

Price / Sales 2.7x on $1.6B revenue, trailing 12 months to June 30, 2026

Price / Earnings 8.4x on $536.3M net income, trailing 12 months to June 30, 2026

Price / Book 0.9x on $4.8B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the RDN SEC filings page.

Radian Group Inc. (RDN) reported $1.6B in revenue over the twelve months to Jun 30, 2026, up 37.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI RDN FY2025 2026-10-03

The business remains highly profitable, but cash generation swings sharply while capital returns and leverage reshape its balance sheet.

The clearest earnings-quality break appears in FY2024: net income held near $604M while operating cash flow turned negative at -$664M. In FY2025, operating cash flow recovered only to $120M against net income of $583M, showing that reported profitability and cash realization can diverge materially across periods.

Debt-to-equity fell from 0.9x to 0.2x between FY2024 and FY2025, showing a sharp move away from leverage. Yet ROE also eased from 13.1% to 12.2%, so the cleaner capital structure did not translate into higher reported returns.

FY2025 shareholder distributions totaled about $578M, nearly five times operating cash flow of $120M; that mismatch means capital returns were not funded by that year's operating cash generation alone.

Financial Health Signals

Financial Health Score 69/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Radian Group Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Loss Ratio measures the claims an insurer paid out against the premiums it earned, so a lower ratio leaves more of every premium dollar with the company. Radian Group Inc. scores 99/100 on it among other insurers.

Premium Growth

Radian Group Inc. reported revenue of $1.2B in fiscal year 2025, against $1.2B in fiscal year 2024. Premium Growth ranks insurers on the three-year path of the premiums they write rather than on total revenue, and Radian Group Inc. scores 26/100 among other insurers.

Capital

Radian Group Inc. funded 58.9% of its assets with shareholders' equity at the end of fiscal year 2025, holding $4.8B of equity against $8.1B of assets. Capital ranks insurers on that cushion, and Radian Group Inc. scores 92/100 among other insurers.

Investment Yield

Not available for Radian Group Inc., and counted as zero in the overall score.

Combined Ratio

Combined Ratio puts claims and running costs together against premiums earned, and a figure under 100% means the underwriting made money before any investment income was counted. Radian Group Inc. scores 99/100 on it among other insurers.

Stability

Radian Group Inc. reported net income of $582.6M in fiscal year 2025, against $604.4M in fiscal year 2024. Stability ranks insurers on how steady net income has been across five years, and Radian Group Inc. scores 98/100 among other insurers.

Piotroski F-Score Partial

5/6

Radian Group Inc. passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Low Quality

0.21x

For every $1 of reported earnings, Radian Group Inc. generates $0.21 in operating cash flow ($119.9M OCF vs $582.6M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$575.0M

YoY+92.6%

QoQ+23.3%

5Y CAGR+11.3%

10Y CAGR+5.7%

Radian Group Inc. generated $575.0M in revenue in Q2 2026. This represents an increase of 92.6% from the same quarter a year earlier. Against the prior quarter it is up 23.3%.

Net Income

$115.9M

YoY-18.3%

QoQ-6.6%

5Y CAGR-5.7%

10Y CAGR+1.7%

Radian Group Inc. reported $115.9M in net income in Q2 2026. This represents a decrease of 18.3% from the same quarter a year earlier. Against the prior quarter it is down 6.6%.

EPS (Diluted)

$0.85

YoY-16.7%

QoQ-4.5%

5Y CAGR+1.2%

10Y CAGR+6.8%

Radian Group Inc. earned $0.85 per diluted share (EPS) in Q2 2026. This represents a decrease of 16.7% from the same quarter a year earlier. Against the prior quarter it is down 4.5%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$342.7M

YoY+148.0%

QoQ+20.6%

Radian Group Inc. generated $342.7M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 148.0% from the same quarter a year earlier. Against the prior quarter it is up 20.6%.

Cash & Debt

$119.0M

YoY+438.9%

QoQ+114.7%

5Y CAGR-2.5%

10Y CAGR+8.0%

Radian Group Inc. held $119.0M in cash against $696.9M in long-term debt as of Q2 2026.

Dividends Per Share

$0.26

YoY0.0%

QoQ0.0%

5Y CAGR+12.7%

10Y CAGR+58.8%

Radian Group Inc. paid $0.26 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

132M

YoY-2.3%

QoQ-0.5%

5Y CAGR-6.5%

10Y CAGR-4.7%

Radian Group Inc. had 132M shares outstanding in Q2 2026. This represents a decrease of 2.3% from the same quarter a year earlier. Against the prior quarter it is down 0.5%.

Margins & Returns

Net Margin

20.2%

YoY-27.3pp

QoQ-6.5pp

5Y change-25.9pp

10Y change-9.6pp

Radian Group Inc.'s net profit margin was 20.2% in Q2 2026, showing the share of revenue converted to profit. This is down 27.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 6.5 percentage points.

Return on Equity

2.4%

YoY-0.8pp

QoQ-0.2pp

5Y change-1.2pp

10Y change-1.1pp

Radian Group Inc.'s ROE was 2.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.2 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$80.3M

YoY-64.0%

QoQ+60.6%

5Y CAGR-2.3%

Radian Group Inc. spent $80.3M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 64.0% from the same quarter a year earlier. Against the prior quarter it is up 60.6%.

Capital Expenditures

$225K

YoY-81.2%

QoQ-70.0%

Radian Group Inc. invested $225K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 81.2% from the same quarter a year earlier. Against the prior quarter it is down 70.0%.

R&D Spending

Not reported for Q2 2026.

RDN Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

RDN quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$1.6B	$1.2B-0.8%	$1.2B+2.5%	$1.2B-1.1%	$1.2B-10.5%	$1.3B-7.6%	$1.4B-5.8%	$1.5B+19.9%	$1.3B+4.2%	$1.2B-1.4%	$1.2B+3.8%	$1.2B+11.2%	$1.1B+43.0%	$749.9M-16.9%	$902.7M-53.7%	$1.9B
Cost of Revenue	N/A	N/A	$38.3M-0.6%	$38.5M-53.3%	$82.4M-20.6%	$103.7M+20.5%	$86.1M-20.5%	$108.3M+10.4%	$98.1M-6.2%	$104.6M-8.4%	$114.2M	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-$207.1M+53.4%	-$444.2M-220.5%	$368.5M
EBITDA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-$126.9M+65.9%	-$371.8M-186.1%	$431.6M
Interest Expense	N/A	$68.3M-22.4%	$88.0M+2.1%	$86.2M+2.1%	$84.5M+0.1%	$84.3M+18.5%	$71.2M+26.4%	$56.3M-8.4%	$61.5M-2.0%	$62.8M-22.6%	$81.1M-10.9%	$91.1M+0.7%	$90.5M+21.2%	$74.6M+44.0%	$51.8M-15.6%	$61.4M
Income Tax	N/A	$173.0M-6.6%	$185.3M-1.5%	$188.0M-10.4%	$209.8M+27.8%	$164.2M+91.3%	$85.8M-51.4%	$176.7M+126.0%	$78.2M-65.4%	$225.6M+28.6%	$175.4M+12.2%	$156.3M+118.3%	-$852.4M-2606.5%	-$31.5M+34.8%	-$48.3M-172.8%	$66.4M
Net Income	$536.3M	$582.6M-3.6%	$604.4M+0.2%	$603.1M-18.8%	$742.9M+23.7%	$600.7M+52.6%	$393.6M-41.5%	$672.3M+10.9%	$606.0M+400.5%	$121.1M-60.7%	$308.3M+7.4%	$286.9M-70.1%	$959.5M+587.1%	-$197.0M+56.4%	-$451.5M-249.4%	$302.1M
EPS (Basic)	N/A	$4.18+5.6%	$3.96+3.9%	$3.81-13.8%	$4.42+38.6%	$3.19+58.7%	$2.01-37.6%	$3.22+13.8%	$2.83+405.4%	$0.56-61.6%	$1.46+1.4%	$1.44-72.3%	$5.20+540.7%	-$1.18+65.4%	-$3.41-249.6%	$2.28
EPS (Diluted)	$3.89	$4.14+5.6%	$3.92+4.0%	$3.77-13.3%	$4.35+37.7%	$3.16+58.0%	$2.00-37.5%	$3.20+15.5%	$2.77+403.6%	$0.55-59.9%	$1.37+12.3%	$1.22-70.7%	$4.16+452.5%	-$1.18+65.4%	-$3.41-250.9%	$2.26
Diluted Shares (Avg)	N/A	141M-8.7%	154M-3.7%	160M-6.2%	171M-10.3%	190M-3.2%	197M-6.5%	210M-3.8%	219M-0.8%	220M-3.9%	229M-6.9%	246M+5.3%	234M+40.6%	166M+25.5%	133M-1.0%	134M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Revenue	$575.0M+92.6%	$466.3M+58.2%	$300.5M+2.7%	$303.2M-3.3%	$298.6M0.0%	$294.8M-2.3%	$292.7M+10.3%	$313.4M+0.3%
Cost of Revenue	N/A	N/A	N/A	N/A	$8.4M-11.7%	$8.8M-6.0%	N/A	$9.5M+7.4%
Interest Expense	$22.3M+28.0%	$20.6M+24.9%	N/A	$17.2M-21.5%	$17.4M-35.6%	$16.5M-43.2%	N/A	$21.9M-6.0%
Income Tax	$32.5M-15.2%	$44.2M-5.2%	N/A	$45.9M-3.9%	$38.3M+5.7%	$46.6M+0.7%	N/A	$47.8M+7.5%
Net Income	$115.9M-18.3%	$124.1M-14.2%	$154.8M+4.4%	$141.4M-6.9%	$141.8M-6.7%	$144.6M-5.1%	$148.3M+3.9%	$151.9M-3.0%
EPS (Basic)	$0.85-17.5%	$0.90-9.1%	$1.13+14.1%	$1.04+4.0%	$1.03+4.0%	$0.990.0%	$0.99+8.8%	$1.00+1.0%
EPS (Diluted)	$0.85-16.7%	$0.89-9.2%	$1.12+14.3%	$1.03+4.0%	$1.02+4.1%	$0.980.0%	$0.98+7.7%	$0.99+1.0%
Diluted Shares (Avg)	136M-1.5%	138M-6.3%	138M-9.0%	138M-9.9%	138M-10.4%	148M-5.3%	152M	153M-4.4%

Not reported in any period shown, so not listed: Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

RDN Balance Sheet

RDN quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$8.1B-6.5%	$8.7B+14.4%	$7.6B+7.5%	$7.1B-9.9%	$7.8B-1.4%	$7.9B+16.7%	$6.8B+7.8%	$6.3B+7.0%	$5.9B+0.6%	$5.9B+3.9%	$5.6B-17.5%	$6.8B+21.7%	$5.6B-4.8%	$5.9B-11.3%	$6.7B
Cash & Equivalents	$24.8M+29.2%	$19.2M+1.2%	$19.0M-66.2%	$56.2M-62.8%	$151.1M+71.9%	$87.9M-5.2%	$92.7M-2.8%	$95.4M+18.4%	$80.6M+54.5%	$52.1M+11.2%	$46.9M+53.9%	$30.5M+33.2%	$22.9M-22.2%	$29.4M-10.9%	$33.0M
Short-Term Investments	$1.6B+290.4%	$410.6M-37.8%	$660.6M+64.3%	$402.1M-27.1%	$551.5M-10.8%	$618.0M+19.2%	$518.4M-1.9%	$528.4M+27.1%	$415.7M-43.9%	$741.5M-31.1%	$1.1B-17.2%	$1.3B+39.0%	$935.9M+20.4%	$777.5M-38.4%	$1.3B
Accounts Receivable	$120.2M-0.7%	$121.0M-2.3%	$123.9M+3.4%	$119.8M-3.4%	$124.0M+2.2%	$121.3M+29.5%	$93.6M+19.0%	$78.7M+8.4%	$72.6M-6.5%	$77.6M+25.8%	$61.7M-28.0%	$85.8M+84.7%	$46.4M-46.9%	$87.5M-14.7%	$102.6M
Long-Term Investments	$10.1M+27.4%	$7.9M-7.9%	$8.6M	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	$0	$0-100.0%	$9.8M0.0%	$9.8M0.0%	$9.8M	N/A	N/A	N/A	N/A	N/A	$191.9M+9039.6%	$2.1M	N/A	N/A
Total Liabilities	$3.3B-17.8%	$4.1B+27.2%	$3.2B+1.6%	$3.1B-12.2%	$3.6B-2.3%	$3.7B+32.8%	$2.8B-2.3%	$2.8B-2.6%	$2.9B-3.0%	$3.0B-4.9%	$3.1B-32.7%	$4.7B-0.2%	$4.7B-9.4%	$5.2B-5.6%	$5.5B
Long-Term Debt	$1.1B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.0B-4.0%	$1.1B-12.3%	$1.2B+2.3%	$1.2B+28.2%	$930.1M+40.2%	$663.6M-18.9%	$818.6M
Total Equity	$4.8B+3.4%	$4.6B+5.1%	$4.4B+12.2%	$3.9B-8.0%	$4.3B-0.6%	$4.3B+5.8%	$4.0B+16.1%	$3.5B+16.3%	$3.0B+4.4%	$2.9B+15.0%	$2.5B+19.1%	$2.1B+123.2%	$939.6M+27.6%	$736.3M-37.7%	$1.2B
Retained Earnings	$5.1B+9.3%	$4.7B+10.6%	$4.2B+12.1%	$3.8B+19.1%	$3.2B+18.5%	$2.7B+12.3%	$2.4B+39.0%	$1.7B+54.0%	$1.1B+11.9%	$997.9M+44.3%	$691.7M+70.0%	$406.8M+173.7%	-$552.2M-55.5%	-$355.2M-469.2%	$96.2M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Total Assets	$10.7B+11.2%	$10.7B+21.5%	$8.1B-6.5%	$8.2B-2.6%	$9.6B+17.8%	$8.8B+13.0%	$8.7B+14.4%	$8.4B+14.1%
Cash & Equivalents	$119.0M+438.9%	$55.4M+129.3%	$24.8M+29.2%	$15.3M-45.6%	$22.1M+60.2%	$24.2M-10.4%	$19.2M+1.2%	$28.1M-49.4%
Short-Term Investments	$622.9M+24.0%	$624.4M+18.6%	$1.6B+290.4%	$618.6M+43.1%	$502.5M-29.3%	$526.7M-25.1%	$410.6M-37.8%	$432.4M-12.2%
Accounts Receivable	N/A	N/A	$120.2M-0.7%	$128.8M-7.0%	$130.0M-5.6%	$127.7M-1.8%	$121.0M-2.3%	$138.4M-4.3%
Long-Term Investments	$59.4M+621.1%	$62.1M+656.5%	$10.1M+27.4%	$8.8M	$8.2M	$8.2M	$7.9M-7.9%	$0
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	$0	N/A
Total Liabilities	$5.8B+14.9%	$5.8B+39.8%	$3.3B-17.8%	$3.6B-4.5%	$5.1B+39.5%	$4.2B+25.9%	$4.1B+27.2%	$3.7B+15.3%
Long-Term Debt	$696.9M	$773.9M	$1.1B	N/A	N/A	N/A	N/A	N/A
Total Equity	$4.8B+7.0%	$4.8B+4.8%	$4.8B+3.4%	$4.7B-1.0%	$4.5B+0.2%	$4.6B+3.3%	$4.6B+5.1%	$4.7B+13.1%
Retained Earnings	$5.3B+8.0%	$5.2B+8.7%	$5.1B+9.3%	$5.0B+9.3%	$4.9B+9.8%	$4.8B+10.2%	$4.7B+10.6%	$4.6B+10.8%

Not reported in any period shown, so not listed: Current Assets, Inventory, Current Liabilities, Non-Current Liabilities.

RDN Cash Flow Statement

RDN quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$1.4B	$119.9M+118.1%	-$663.6M-225.3%	$529.4M+36.3%	$388.3M-30.3%	$557.1M-15.4%	$658.4M-5.2%	$694.4M+2.5%	$677.8M+88.0%	$360.6M-5.5%	$381.7M+3156.8%	$11.7M+108.0%	-$146.3M+78.0%	-$664.9M-30.3%	-$510.5M+43.1%	-$897.8M
Depreciation & Amortization	N/A	$10.0M-33.3%	$15.0M+25.0%	$12.0M-20.0%	$15.0M-6.3%	$16.0M-12.6%	$18.3M-12.0%	$20.8M+7.2%	$19.4M-66.6%	$58.0M+208.7%	$18.8M-4.6%	$19.7M-65.6%	$57.3M-28.5%	$80.1M+10.7%	$72.4M+14.7%	$63.1M
Stock-Based Compensation	N/A	$44.7M+16.2%	$38.5M-6.5%	$41.1M+8.1%	$38.1M+34.2%	$28.4M+47.8%	$19.2M-10.4%	$21.4M+21.3%	$17.6M+30.8%	$13.5M-17.2%	$16.3M-29.2%	$23.0M-46.5%	$43.0M-54.7%	$95.0M+234.8%	$28.4M+3027.3%	-$969K
Capital Expenditures	$2.9M	$4.2M+169.1%	$1.6M-81.7%	$8.5M-51.7%	$17.7M+40.2%	$12.6M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	$1.4B	$115.7M+117.4%	-$665.1M-227.7%	$520.9M+40.5%	$370.6M-31.9%	$544.5M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$234.7M	$127.3M-61.2%	$327.7M+208.9%	-$300.8M-5713.4%	-$5.2M-177.9%	-$1.9M+99.8%	-$883.2M-192.4%	-$302.0M+56.2%	-$689.4M-242.2%	-$201.5M-14.4%	-$176.1M-6405.8%	$2.8M+100.8%	-$336.0M-657.3%	$60.3M-90.9%	$661.1M-38.4%	$1.1B
Financing Cash Flow	-$1.0B	-$243.1M-168.1%	$357.2M+234.8%	-$265.1M+44.7%	-$479.2M+3.5%	-$496.8M-323.2%	$222.6M+155.2%	-$403.1M-1900.7%	$22.4M+117.9%	-$125.1M+38.5%	-$203.3M-33921.8%	$601K-99.9%	$482.0M-19.3%	$596.9M+486.1%	-$154.6M+4.2%	-$161.3M
Dividends Paid	$142.3M	$145.6M-4.2%	$152.0M+4.1%	$145.9M+7.7%	$135.4M+31.1%	$103.3M+6.0%	$97.5M+4628.7%	$2.1M-3.7%	$2.1M-0.6%	$2.2M+2.3%	$2.1M+5.5%	$2.0M+7.0%	$1.9M+14.3%	$1.6M+22.2%	$1.3M+0.4%	$1.3M
Share Buybacks	$130.3M	$431.9M+91.9%	$225.1M+68.8%	$133.3M-66.7%	$400.2M+0.3%	$399.1M+76.4%	$226.3M-24.6%	$300.2M+499.8%	$50.1M+834116.7%	$6K-100.0%	$100.2M-50.4%	$202.0M	$0	$0	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Operating Cash Flow	$342.9M+148.1%	$285.0M+320.3%	$407.0M+251.1%	$358.4M+250.6%	-$713.3M-244.1%	$67.8M+32.8%	-$269.4M-201.7%	-$237.9M-416.3%
Depreciation & Amortization	N/A	N/A	N/A	$2.6M-79.1%	$26.7M+34.2%	$14.4M+0.1%	N/A	$12.3M-7.9%
Capital Expenditures	$225K-81.2%	$749K-31.3%	$870K+405.8%	$1.0M-15.2%	$1.2M+12.5%	$1.1M-30.0%	$172K-97.1%	-$1.2M-71.2%
Free Cash Flow	$342.7M+148.0%	$284.3M+326.1%	$406.1M+250.6%	$357.4M+249.4%	-$714.5M-243.0%	$66.7M+34.8%	-$269.6M-204.0%	-$239.2M-437.1%
Investing Cash Flow	$50.0M-60.0%	-$180.6M-270.0%	-$77.3M-318.9%	-$26.7M-107.3%	$125.1M+12184.4%	$106.2M+244.7%	$35.3M+131.7%	$366.9M+469.0%
Financing Cash Flow	-$332.6M-157.1%	-$55.4M+70.4%	-$300.2M-222.3%	-$337.8M-194.7%	$582.1M+198.1%	-$187.2M-701.5%	$245.5M+229.0%	-$114.7M-719.1%
Dividends Paid	$37.3M-3.4%	$35.3M-5.3%	$34.9M-5.1%	$34.8M-6.3%	$38.6M-4.6%	$37.3M-0.7%	$36.7M+5.3%	$37.2M+3.7%
Share Buybacks	$80.3M-64.0%	$50.0M-76.1%	$0-100.0%	$0-100.0%	$223.0M+345.8%	$208.9M+317.7%	$76.0M+20.1%	$49.0M-2.0%

Not reported in any period shown, so not listed: Stock-Based Compensation.

RDN Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

RDN quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	-27.6%+21.6pp	-49.2%-68.1pp	18.9%
Net Margin	48.7%-1.4pp	50.1%-1.1pp	51.2%-11.2pp	62.4%+17.2pp	45.2%+17.8pp	27.4%-16.7pp	44.0%-3.6pp	47.6%+37.7pp	9.9%-15.0pp	24.9%+0.8pp	24.1%-65.4pp	89.5%+115.7pp	-26.3%+23.7pp	-50.0%-65.5pp	15.5%
Return on Equity	12.2%-0.9pp	13.1%-0.6pp	13.7%-5.2pp	19.0%+4.9pp	14.1%+4.9pp	9.2%-7.4pp	16.6%-0.8pp	17.4%+13.3pp	4.0%-6.7pp	10.7%-0.8pp	11.5%-34.3pp	45.8%+66.7pp	-21.0%+40.3pp	-61.3%-86.9pp	25.6%
Return on Assets	7.2%+0.2pp	7.0%-1.0pp	7.9%-2.6pp	10.5%+2.9pp	7.7%+2.7pp	5.0%-4.9pp	9.9%+0.3pp	9.6%+7.5pp	2.1%-3.2pp	5.3%+0.2pp	5.1%-8.9pp	14.0%+17.5pp	-3.5%+4.1pp	-7.6%-12.2pp	4.5%
Debt-to-Equity	0.23-0.7x	0.88+0.2x	0.73-0.1x	0.800.0x	0.840.0x	0.86+0.2x	0.68-0.1x	0.81+0.5x	0.340.0x	0.37-0.1x	0.49-0.1x	0.57-0.4x	0.99+0.1x	0.90+0.2x	0.69
Asset Turnover	0.150.0x	0.140.0x	0.150.0x	0.170.0x	0.170.0x	0.180.0x	0.220.0x	0.200.0x	0.210.0x	0.210.0x	0.21+0.1x	0.160.0x	0.130.0x	0.15-0.1x	0.29
FCF Margin	9.7%+64.8pp	-55.1%-99.4pp	44.3%+13.1pp	31.1%-9.8pp	40.9%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Net Margin	20.2%-27.3pp	26.6%-22.4pp	51.5%+0.9pp	46.7%-1.8pp	47.5%-3.4pp	49.0%-1.5pp	50.7%-3.1pp	48.5%-1.6pp
Return on Equity	2.4%-0.8pp	2.6%-0.6pp	3.2%0.0pp	3.0%-0.2pp	3.2%-0.2pp	3.1%-0.3pp	3.2%0.0pp	3.2%-0.5pp
Return on Assets	1.1%-0.4pp	1.2%-0.5pp	1.9%+0.2pp	1.7%-0.1pp	1.5%-0.4pp	1.7%-0.3pp	1.7%-0.2pp	1.8%-0.3pp
Debt-to-Equity	0.14-1.0x	0.16-0.8x	0.23-0.7x	0.760.0x	1.13+0.3x	0.91+0.2x	0.88+0.2x	0.790.0x
Asset Turnover	0.050.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x
FCF Margin	59.6%	61.0%+38.3pp	135.1%	117.9%	-239.3%	22.6%+6.2pp	-92.1%-189.8pp	-76.3%-99.0pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Radian Group Inc. RDN	FY2025	$1.2B	$582.6M	48.7%	$4.5B	69/100
Enact Holdings, Inc. ACT	FY2025	$1.2B	$674.2M	54.6%	$6.3B	71/100
Essent Group LTD ESNT	FY2025	$1.3B	$690.0M	54.7%	$5.6B	55/100
Assured Guaranty, LTD AGO	FY2025	$1.1B	$503.0M	45.3%	$3.1B	45/100
NMI Holdings Inc. NMIH	FY2025	$706.4M	$388.9M	55.0%	$3.0B	74/100
MGIC Investment Corp. MTG	FY2025	$1.2B	$738.3M	60.8%	$5.6B	70/100

Where Radian Group Inc. Ranks

Frequently Asked Questions

What is Radian Group Inc.'s annual revenue?

Radian Group Inc. (RDN) reported $1.2B in total revenue for fiscal year 2025. This represents a -0.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Radian Group Inc.'s revenue growing?

Radian Group Inc. (RDN) revenue declined by 0.8% year-over-year, from $1.2B to $1.2B in fiscal year 2025.

Is Radian Group Inc. profitable?

Yes, Radian Group Inc. (RDN) reported a net income of $582.6M in fiscal year 2025, with a net profit margin of 48.7%.

How much debt does Radian Group Inc. have?

As of fiscal year 2025, Radian Group Inc. (RDN) had $24.8M in cash and equivalents against $1.1B in long-term debt.

What is Radian Group Inc.'s net profit margin?

Radian Group Inc. (RDN) had a net profit margin of 48.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Radian Group Inc. pay dividends?

Yes, Radian Group Inc. (RDN) paid $1.02 per share in dividends during fiscal year 2025.

What is Radian Group Inc.'s return on equity (ROE)?

Radian Group Inc. (RDN) has a return on equity of 12.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Radian Group Inc.'s free cash flow?

Radian Group Inc. (RDN) generated $115.7M in free cash flow during fiscal year 2025. This represents a 117.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Radian Group Inc.'s operating cash flow?

Radian Group Inc. (RDN) generated $119.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Radian Group Inc.'s total assets?

Radian Group Inc. (RDN) had $8.1B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Radian Group Inc.'s capital expenditures?

Radian Group Inc. (RDN) invested $4.2M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Radian Group Inc. buy back shares?

Yes, Radian Group Inc. (RDN) spent $431.9M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Radian Group Inc. have outstanding?

Radian Group Inc. (RDN) had 136M shares outstanding as of fiscal year 2025.

What is Radian Group Inc.'s debt-to-equity ratio?

Radian Group Inc. (RDN) had a debt-to-equity ratio of 0.23 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Radian Group Inc.'s return on assets (ROA)?

Radian Group Inc. (RDN) had a return on assets of 7.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Radian Group Inc.'s P/E ratio?

Radian Group Inc. (RDN) trades at 8.4x earnings, its market capitalization divided by net income of $536.3M net income, trailing 12 months to June 30, 2026. The market capitalization is $4.5B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Radian Group Inc.'s price-to-sales ratio?

Radian Group Inc. (RDN) trades at 2.7x sales, its market capitalization divided by revenue of $1.6B revenue, trailing 12 months to June 30, 2026. The market capitalization is $4.5B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Radian Group Inc.'s Piotroski F-Score?

Radian Group Inc. (RDN) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Radian Group Inc.'s earnings high quality?

Radian Group Inc. (RDN) has an earnings quality ratio of 0.21x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Radian Group Inc.?

Radian Group Inc. (RDN) scores 69 out of 100 on our Financial Health Score, indicating strong standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.