What is Assured Guaranty, LTD's earnings per share (EPS)?

Assured Guaranty, LTD (AGO) reported diluted earnings per share of $10.26 for fiscal year 2025. This represents a 49.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Assured Guaranty, LTD (AGO) Financials

AGO

Trailing 12 months to June 30, 2026

Revenue $940.0M -10.6% YoY

Net Income $351.0M -25.0% YoY

EPS (Diluted) $7.50 -17.8% YoY

Operating Cash Flow $324.0M +42.1% YoY

Market Cap $3.0B as of Oct 3, 2026

Price / Sales 3.2x on $940.0M revenue, trailing 12 months to June 30, 2026

Price / Earnings 8.6x on $351.0M net income, trailing 12 months to June 30, 2026

Price / Book 0.5x on $5.6B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 3, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the AGO SEC filings page.

Assured Guaranty, LTD (AGO) reported $940.0M in revenue over the twelve months to Jun 30, 2026, down 10.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AGO FY2025 2026-10-03

The business is balance-sheet-led: earnings are positive, leverage is modest, and cash generation varies sharply with portfolio flows.

The clearest earnings-quality signal is the gap between FY2025 net income of $503M and operating cash flow of $259M, after cash flow swung from -$2.48B in FY2022 to $461M in FY2023. Alongside assets falling from $18.2B in FY2021 to $12.2B in FY2025, that volatility suggests reported cash flow is shaped by balance-sheet movements rather than smooth profit conversion.

FY2025 return on assets was 4.1% and return on equity was 8.9%, making returns on capital more informative than operating margins here. Assets were roughly 11x revenue, so balance-sheet scale—not sales volume alone—drives the economics.

Long-term debt stayed near $1.7B from FY2021 through FY2025 while debt-to-equity was 0.3x in FY2025, indicating leverage did not expand with the asset base. FY2025 buybacks were $500M and dividends were $68M; together, they exceeded operating cash flow of $259M, so shareholder returns were not funded solely by that year's operating cash generation.

Financial Health Signals

Financial Health Score 45/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Assured Guaranty, LTD's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Loss Ratio measures the claims an insurer paid out against the premiums it earned, so a lower ratio leaves more of every premium dollar with the company. Assured Guaranty, LTD scores 91/100 on it among other insurers.

Premium Growth

Assured Guaranty, LTD reported revenue of $1.1B in fiscal year 2025, against $872.0M in fiscal year 2024. Premium Growth ranks insurers on the three-year path of the premiums they write rather than on total revenue, and Assured Guaranty, LTD scores 6/100 among other insurers.

Capital

Assured Guaranty, LTD funded 46.5% of its assets with shareholders' equity at the end of fiscal year 2025, holding $5.7B of equity against $12.2B of assets. Capital ranks insurers on that cushion, and Assured Guaranty, LTD scores 88/100 among other insurers.

Investment Yield

Not available for Assured Guaranty, LTD, and counted as zero in the overall score.

Combined Ratio

Combined Ratio puts claims and running costs together against premiums earned, and a figure under 100% means the underwriting made money before any investment income was counted. Assured Guaranty, LTD scores 20/100 on it among other insurers.

Stability

Assured Guaranty, LTD reported net income of $503.0M in fiscal year 2025, against $376.0M in fiscal year 2024. Stability ranks insurers on how steady net income has been across five years, and Assured Guaranty, LTD scores 64/100 among other insurers.

Piotroski F-Score Partial

6/7

Assured Guaranty, LTD passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.51x

For every $1 of reported earnings, Assured Guaranty, LTD generates $0.51 in operating cash flow ($259.0M OCF vs $503.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$195.0M

YoY-30.6%

QoQ-25.3%

5Y CAGR-0.1%

10Y CAGR-6.8%

Assured Guaranty, LTD generated $195.0M in revenue in Q2 2026. This represents a decrease of 30.6% from the same quarter a year earlier. Against the prior quarter it is down 25.3%.

Net Income

$39.0M

YoY-62.1%

QoQ-55.7%

5Y CAGR-16.8%

10Y CAGR-12.4%

Assured Guaranty, LTD reported $39.0M in net income in Q2 2026. This represents a decrease of 62.1% from the same quarter a year earlier. Against the prior quarter it is down 55.7%.

EPS (Diluted)

$0.88

YoY-57.7%

QoQ-53.9%

5Y CAGR-7.4%

10Y CAGR-2.1%

Assured Guaranty, LTD earned $0.88 per diluted share (EPS) in Q2 2026. This represents a decrease of 57.7% from the same quarter a year earlier. Against the prior quarter it is down 53.9%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$331.0M

YoY+1.8%

QoQ-0.6%

5Y CAGR+2.3%

10Y CAGR+5.7%

Assured Guaranty, LTD held $331.0M in cash against $1.7B in long-term debt as of Q2 2026.

Dividends Per Share

$0.38

YoY+11.8%

QoQ0.0%

5Y CAGR+11.6%

10Y CAGR+11.3%

Assured Guaranty, LTD paid $0.38 per share in dividends in Q2 2026. This represents an increase of 11.8% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

44M

YoY-7.6%

QoQ-0.7%

5Y CAGR-9.6%

10Y CAGR-10.4%

Assured Guaranty, LTD had 44M shares outstanding in Q2 2026. This represents a decrease of 7.6% from the same quarter a year earlier. Against the prior quarter it is down 0.7%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

20.0%

YoY-16.6pp

QoQ-13.7pp

5Y change-30.0pp

10Y change-16.9pp

Assured Guaranty, LTD's net profit margin was 20.0% in Q2 2026, showing the share of revenue converted to profit. This is down 16.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 13.7 percentage points.

Return on Equity

0.7%

YoY-1.1pp

QoQ-0.9pp

5Y change-0.8pp

10Y change-1.6pp

Assured Guaranty, LTD's ROE was 0.7% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 1.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.9 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$45.0M

YoY-65.6%

QoQ-40.0%

5Y CAGR-12.6%

10Y CAGR-2.8%

Assured Guaranty, LTD spent $45.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 65.6% from the same quarter a year earlier. Against the prior quarter it is down 40.0%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

AGO Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AGO quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$940.0M	$1.1B+27.3%	$872.0M-36.5%	$1.4B+89.9%	$723.0M-14.7%	$848.0M-23.9%	$1.1B+15.8%	$963.0M-3.8%	$1.0B-42.4%	$1.7B+3.7%	$1.7B-24.0%	$2.2B+10.7%	$2.0B+24.0%	$1.6B+68.6%	$954.0M-47.1%	$1.8B
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$178.0M+17.1%	$152.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$88.0M	$89.0M-2.2%	$91.0M+1.1%	$90.0M+11.1%	$81.0M-6.9%	$87.0M+2.4%	$85.0M-4.5%	$89.0M-5.3%	$94.0M-3.1%	$97.0M-4.9%	$102.0M+1.0%	$101.0M+9.8%	$92.0M+12.2%	$82.0M-10.9%	$92.0M-7.1%	$99.0M
Income Tax	$37.0M	$119.0M+24.0%	$96.0M+203.2%	-$93.0M-945.5%	$11.0M-81.0%	$58.0M+28.9%	$45.0M-28.6%	$63.0M+6.8%	$59.0M-77.4%	$261.0M+91.9%	$136.0M-63.7%	$375.0M-15.3%	$443.0M+32.6%	$334.0M+1418.2%	$22.0M-91.4%	$256.0M
Net Income	$351.0M	$503.0M+33.8%	$376.0M-49.1%	$739.0M+496.0%	$124.0M-68.1%	$389.0M+7.5%	$362.0M-10.0%	$402.0M-22.8%	$521.0M-28.6%	$730.0M-17.1%	$881.0M-16.6%	$1.1B-2.9%	$1.1B+34.7%	$808.0M+634.5%	$110.0M-85.8%	$773.0M
EPS (Basic)	N/A	$10.39+48.2%	$7.01-44.1%	$12.54+543.1%	$1.95-63.1%	$5.29+25.4%	$4.22+4.5%	$4.04-14.6%	$4.73-21.8%	$6.05-8.5%	$6.61-7.2%	$7.12+13.0%	$6.30+45.8%	$4.32+644.8%	$0.58	$0.00
EPS (Diluted)	$7.50	$10.26+49.3%	$6.87-44.1%	$12.30+540.6%	$1.92-63.3%	$5.23+24.8%	$4.19+4.8%	$4.00-14.5%	$4.68-21.5%	$5.96-9.1%	$6.56-7.3%	$7.08+13.1%	$6.26+45.6%	$4.30+654.4%	$0.57	$0.00
Diluted Shares (Avg)	N/A	49M-10.3%	54M-8.9%	60M-6.7%	64M-14.0%	74M-13.8%	86M-14.0%	100M-10.0%	111M-9.0%	122M-8.8%	134M-10.0%	149M-14.2%	174M-7.5%	188M-1.6%	191M+2.8%	186M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$195.0M-30.6%	$261.0M-24.3%	$277.0M+77.6%	$207.0M-23.0%	$281.0M+39.1%	$345.0M+40.8%	$156.0M-52.3%	$269.0M-33.3%
Interest Expense	$22.0M-4.3%	$22.0M0.0%	$22.0M-4.3%	$22.0M0.0%	$23.0M0.0%	$22.0M-4.3%	$23.0M0.0%	$22.0M-8.3%
Income Tax	$9.0M-66.7%	-$20.0M-145.5%	$27.0M+237.5%	$21.0M-52.3%	$27.0M+107.7%	$44.0M+41.9%	$8.0M+104.5%	$44.0M+2.3%
Net Income	$39.0M-62.1%	$88.0M-50.0%	$119.0M+561.1%	$105.0M-38.6%	$103.0M+32.1%	$176.0M+61.5%	$18.0M-95.2%	$171.0M+8.9%
EPS (Basic)	$0.88-58.1%	$1.94-44.4%	$2.57+484.1%	$2.20-31.9%	$2.10+46.9%	$3.49+79.9%	$0.44-93.2%	$3.23+21.9%
EPS (Diluted)	$0.88-57.7%	$1.91-44.5%	$2.53+488.4%	$2.18-31.2%	$2.08+47.5%	$3.44+82.0%	$0.43-93.2%	$3.17+21.9%
Diluted Shares (Avg)	45M-9.7%	45M-10.5%	N/A	48M-10.1%	49M-10.2%	51M-11.2%	N/A	53M-10.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

AGO Balance Sheet

AGO quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$12.2B+2.3%	$11.9B-5.1%	$12.5B-25.6%	$16.8B-7.5%	$18.2B+18.7%	$15.3B+7.0%	$14.3B+5.3%	$13.6B-5.8%	$14.4B+2.0%	$14.2B-2.7%	$14.5B-2.5%	$14.9B-8.4%	$16.3B-5.5%	$17.2B-2.6%	$17.7B
Cash & Equivalents	$419.0M+227.3%	$128.0M-55.2%	$286.0M+38.2%	$207.0M-39.5%	$342.0M+14.8%	$298.0M+62.8%	$183.0M+76.0%	$104.0M-27.8%	$144.0M+13.4%	$127.0M-23.5%	$166.0M+121.3%	$75.0M-59.2%	$184.0M+33.3%	$138.0M-35.8%	$215.0M
Short-Term Investments	$903.0M-26.0%	$1.2B-26.5%	$1.7B+105.1%	$810.0M-33.9%	$1.2B+43.9%	$851.0M-32.9%	$1.3B+73.9%	$729.0M+16.3%	$627.0M+6.3%	$590.0M+49.0%	$396.0M-48.4%	$767.0M-15.2%	$904.0M+10.6%	$817.0M+11.3%	$734.0M
Long-Term Investments	$12.0M	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	$0-100.0%	$117.0M0.0%	$117.0M0.0%	$117.0M0.0%	$117.0M	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$6.4B+0.6%	$6.3B-6.3%	$6.8B-41.4%	$11.6B-1.3%	$11.7B+35.7%	$8.6B+12.4%	$7.7B+8.9%	$7.0B-7.2%	$7.6B-0.7%	$7.6B-9.8%	$8.5B-7.4%	$9.2B-18.0%	$11.2B-8.8%	$12.2B-6.2%	$13.1B
Long-Term Debt	$1.7B+0.3%	$1.7B+0.3%	$1.7B+1.1%	$1.7B+0.1%	$1.7B+36.7%	$1.2B-0.9%	$1.2B+0.2%	$1.2B-4.6%	$1.3B-1.1%	$1.3B+0.5%	$1.3B+0.2%	$1.3B+58.9%	$816.0M-2.4%	$836.0M-19.5%	$1.0B
Total Equity	$5.7B+3.1%	$5.5B-3.8%	$5.7B+12.8%	$5.1B-19.5%	$6.3B-5.3%	$6.6B+0.1%	$6.6B+1.3%	$6.6B-4.2%	$6.8B+5.2%	$6.5B+7.3%	$6.1B+5.3%	$5.8B+12.6%	$5.1B+2.4%	$5.0B+7.4%	$4.7B
Retained Earnings	$5.8B-0.8%	$5.9B-3.2%	$6.1B+8.8%	$5.6B-6.9%	$6.0B-2.5%	$6.1B-2.4%	$6.3B-1.2%	$6.4B+8.2%	$5.9B+11.4%	$5.3B+18.1%	$4.5B+28.2%	$3.5B+40.8%	$2.5B+41.9%	$1.7B+2.4%	$1.7B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$12.6B+4.5%	$12.6B+5.8%	$12.2B+2.3%	$12.1B-1.5%	$12.1B+0.1%	$11.9B-1.9%	$11.9B-5.1%	$12.3B+2.9%
Cash & Equivalents	$331.0M+1.8%	$333.0M+83.0%	$419.0M+227.3%	$164.0M-5.7%	$325.0M+198.2%	$182.0M+32.8%	$128.0M-55.2%	$174.0M+51.3%
Short-Term Investments	$792.0M-15.7%	$768.0M-33.7%	$903.0M-26.0%	$1.3B-10.4%	$939.0M-45.3%	$1.2B-29.8%	$1.2B-26.5%	$1.5B+4.3%
Long-Term Investments	$116.0M	$0	$12.0M	$0	$0	$0	$0	$0
Total Liabilities	$7.1B+10.9%	$7.1B+12.6%	$6.4B+0.6%	$6.4B-2.2%	$6.4B-2.0%	$6.3B-3.2%	$6.3B-6.3%	$6.5B-2.0%
Long-Term Debt	$1.7B+0.3%	$1.7B+0.3%	$1.7B+0.3%	$1.7B+0.2%	$1.7B+0.3%	$1.7B+0.3%	$1.7B+0.3%	$1.7B+0.3%
Total Equity	$5.6B-1.3%	$5.5B-0.9%	$5.7B+3.1%	$5.7B-1.2%	$5.6B+1.7%	$5.6B-0.7%	$5.5B-3.8%	$5.7B+9.1%
Retained Earnings	$5.8B-0.9%	$5.8B-1.4%	$5.8B-0.8%	$5.8B-2.0%	$5.9B-1.2%	$5.9B-1.8%	$5.9B-3.2%	$6.0B+2.4%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities.

AGO Cash Flow Statement

AGO quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$324.0M	$259.0M+451.1%	$47.0M-89.8%	$461.0M+118.6%	-$2.5B-28.0%	-$1.9B-127.1%	-$853.0M-67.6%	-$509.0M-210.2%	$462.0M+6.7%	$433.0M+428.0%	-$132.0M-85.9%	-$71.0M-112.3%	$577.0M+136.5%	$244.0M+247.9%	-$165.0M-124.4%	$675.6M
Stock-Based Compensation	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$9.0M+28.6%	$7.0M0.0%	$7.0M-12.5%	$8.0M
Investing Cash Flow	$255.0M	$641.0M-17.8%	$780.0M+172.7%	$286.0M-83.6%	$1.7B+7465.2%	$23.0M-97.1%	$788.0M-32.6%	$1.2B+293.6%	$297.0M-13.9%	$345.0M-67.9%	$1.1B+8.2%	$994.0M+1135.4%	-$96.0M-114.1%	$681.0M-27.8%	$943.0M+68.1%	$561.0M
Financing Cash Flow	-$569.0M	-$616.0M+37.3%	-$983.0M-46.7%	-$670.0M-209.5%	$612.0M-68.8%	$2.0B+971.0%	$183.0M+131.3%	-$584.0M+26.5%	-$795.0M-3.8%	-$766.0M+21.7%	-$978.0M-15.5%	-$847.0M-44.8%	-$585.0M+33.4%	-$878.0M-2.6%	-$856.0M+24.4%	-$1.1B
Dividends Paid	$68.0M	$68.0M0.0%	$68.0M+1.5%	$67.0M+4.7%	$64.0M-3.0%	$66.0M-4.3%	$69.0M-6.8%	$74.0M+4.2%	$71.0M+1.4%	$70.0M+1.4%	$69.0M-4.2%	$72.0M-5.3%	$76.0M+1.3%	$75.0M+8.7%	$69.0M+109.1%	$33.0M
Share Buybacks	$369.0M	$500.0M-0.4%	$502.0M+152.3%	$199.0M-60.2%	$500.0M+0.8%	$496.0M+11.2%	$446.0M-10.8%	$500.0M0.0%	$500.0M-0.2%	$501.0M+63.7%	$306.0M-44.9%	$555.0M-5.9%	$590.0M+123.5%	$264.0M+1000.0%	$24.0M+4.3%	$23.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$40.0M-48.7%	$190.0M+118.4%	$39.0M-15.2%	$55.0M+223.5%	$78.0M+34.5%	$87.0M+217.6%	$46.0M-77.3%	$17.0M+109.6%
Investing Cash Flow	$25.0M-88.5%	-$60.0M-144.8%	$363.0M+53.8%	-$73.0M-135.8%	$217.0M+149.4%	$134.0M-47.0%	$236.0M+129.1%	$204.0M-34.4%
Financing Cash Flow	-$66.0M+58.0%	-$214.0M-25.9%	-$149.0M+54.0%	-$140.0M+11.9%	-$157.0M+9.2%	-$170.0M+48.0%	-$324.0M-136.5%	-$159.0M+20.5%
Dividends Paid	$17.0M0.0%	$19.0M0.0%	$15.0M-6.3%	$17.0M+6.3%	$17.0M0.0%	$19.0M0.0%	$16.0M0.0%	$16.0M0.0%
Share Buybacks	$45.0M-65.6%	$75.0M-37.5%	$131.0M+45.6%	$118.0M-9.9%	$131.0M-13.8%	$120.0M-7.0%	$90.0M-17.4%	$131.0M+104.7%

Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow.

AGO Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AGO quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	45.3%+2.2pp	43.1%-10.7pp	53.8%+36.7pp	17.2%-28.7pp	45.9%+13.4pp	32.5%-9.3pp	41.7%-10.3pp	52.0%+10.1pp	42.0%-10.5pp	52.5%+4.7pp	47.9%-6.7pp	54.6%+4.3pp	50.2%+38.7pp	11.5%-31.3pp	42.8%
Return on Equity	8.9%+2.0pp	6.8%-6.1pp	12.9%+10.5pp	2.5%-3.7pp	6.2%+0.7pp	5.5%-0.6pp	6.1%-1.9pp	8.0%-2.7pp	10.7%-2.9pp	13.6%-3.9pp	17.4%-1.5pp	18.9%+3.1pp	15.8%+13.6pp	2.2%-14.4pp	16.6%
Return on Assets	4.1%+1.0pp	3.2%-2.7pp	5.9%+5.2pp	0.7%-1.4pp	2.1%-0.2pp	2.4%-0.5pp	2.8%-1.0pp	3.8%-1.2pp	5.1%-1.2pp	6.2%-1.0pp	7.3%0.0pp	7.3%+2.3pp	5.0%+4.3pp	0.6%-3.7pp	4.4%
Debt-to-Equity	0.300.0x	0.310.0x	0.300.0x	0.33+0.1x	0.27+0.1x	0.180.0x	0.190.0x	0.190.0x	0.190.0x	0.200.0x	0.210.0x	0.23+0.1x	0.160.0x	0.17-0.1x	0.22
Asset Turnover	0.090.0x	0.070.0x	0.11+0.1x	0.040.0x	0.050.0x	0.070.0x	0.070.0x	0.070.0x	0.120.0x	0.120.0x	0.150.0x	0.130.0x	0.100.0x	0.060.0x	0.10

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	20.0%-16.6pp	33.7%-17.3pp	43.0%+31.4pp	50.7%-12.9pp	36.6%-2.0pp	51.0%+6.5pp	11.5%	63.6%+24.6pp
Return on Equity	0.7%-1.1pp	1.6%-1.6pp	2.1%+1.8pp	1.9%-1.1pp	1.8%+0.4pp	3.1%+1.2pp	0.3%-6.3pp	3.0%0.0pp
Return on Assets	0.3%-0.5pp	0.7%-0.8pp	1.0%+0.8pp	0.9%-0.5pp	0.9%+0.2pp	1.5%+0.6pp	0.1%-2.8pp	1.4%+0.1pp
Debt-to-Equity	0.310.0x	0.310.0x	0.300.0x	0.300.0x	0.300.0x	0.300.0x	0.310.0x	0.300.0x
Asset Turnover	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.030.0x	0.010.0x	0.020.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Assured Guaranty, LTD AGO	FY2025	$1.1B	$503.0M	45.3%	$3.0B	45/100
Radian Group Inc. RDN	FY2025	$1.2B	$582.6M	48.7%	$4.1B	69/100
NMI Holdings Inc. NMIH	FY2025	$706.4M	$388.9M	55.0%	$2.9B	74/100
Enact Holdings, Inc. ACT	FY2025	$1.2B	$674.2M	54.6%	$6.1B	71/100
Essent Group LTD ESNT	FY2025	$1.3B	$690.0M	54.7%	$5.3B	55/100
MGIC Investment Corp. MTG	FY2025	$1.2B	$738.3M	60.8%	$5.4B	70/100

Where Assured Guaranty, LTD Ranks

Frequently Asked Questions

What is Assured Guaranty, LTD's annual revenue?

Assured Guaranty, LTD (AGO) reported $1.1B in total revenue for fiscal year 2025. This represents a 27.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Assured Guaranty, LTD's revenue growing?

Assured Guaranty, LTD (AGO) revenue grew by 27.3% year-over-year, from $872.0M to $1.1B in fiscal year 2025.

Is Assured Guaranty, LTD profitable?

Yes, Assured Guaranty, LTD (AGO) reported a net income of $503.0M in fiscal year 2025, with a net profit margin of 45.3%.

How much debt does Assured Guaranty, LTD have?

As of fiscal year 2025, Assured Guaranty, LTD (AGO) had $419.0M in cash and equivalents against $1.7B in long-term debt.

What is Assured Guaranty, LTD's net profit margin?

Assured Guaranty, LTD (AGO) had a net profit margin of 45.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Assured Guaranty, LTD pay dividends?

Yes, Assured Guaranty, LTD (AGO) paid $1.36 per share in dividends during fiscal year 2025.

What is Assured Guaranty, LTD's return on equity (ROE)?

Assured Guaranty, LTD (AGO) has a return on equity of 8.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Assured Guaranty, LTD's operating cash flow?

Assured Guaranty, LTD (AGO) generated $259.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Assured Guaranty, LTD's total assets?

Assured Guaranty, LTD (AGO) had $12.2B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Assured Guaranty, LTD buy back shares?

Yes, Assured Guaranty, LTD (AGO) spent $500.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Assured Guaranty, LTD have outstanding?

Assured Guaranty, LTD (AGO) had 45M shares outstanding as of fiscal year 2025.

What is Assured Guaranty, LTD's debt-to-equity ratio?

Assured Guaranty, LTD (AGO) had a debt-to-equity ratio of 0.30 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Assured Guaranty, LTD's return on assets (ROA)?

Assured Guaranty, LTD (AGO) had a return on assets of 4.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Assured Guaranty, LTD's P/E ratio?

Assured Guaranty, LTD (AGO) trades at 8.6x earnings, its market capitalization divided by net income of $351.0M net income, trailing 12 months to June 30, 2026. The market capitalization is $3.0B as of Oct 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Assured Guaranty, LTD's price-to-sales ratio?

Assured Guaranty, LTD (AGO) trades at 3.2x sales, its market capitalization divided by revenue of $940.0M revenue, trailing 12 months to June 30, 2026. The market capitalization is $3.0B as of Oct 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Assured Guaranty, LTD's Piotroski F-Score?

Assured Guaranty, LTD (AGO) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Assured Guaranty, LTD's earnings high quality?

Assured Guaranty, LTD (AGO) has an earnings quality ratio of 0.51x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Assured Guaranty, LTD?

Assured Guaranty, LTD (AGO) scores 45 out of 100 on our Financial Health Score, indicating moderate standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.