Enact Holdings (ACT) controller receives multiple restricted stock unit awards

Rhea-AI Filing Summary

Enact Holdings, Inc. Controller James McMullen reported multiple small grants of restricted stock units on March 19, 2026. He acquired awards of 5, 7, 8, 9 and 14 restricted stock units, each convertible into the same number of shares of common stock on a 1:1 basis.

According to the filing, one set of units was acquired under dividend reinvestment terms tied to a $0.21 per-share quarterly dividend paid on March 19, 2026. The various restricted stock unit awards vest and convert into common stock in three equal annual installments beginning on different dates between February 16, 2025 and February 13, 2027.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McMullen James

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NORTH CAROLINA 27615

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Controller

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	03/19/2026		A		5		(2)	(2)	Common Stock	5	$0(3)	811	D
Restricted Stock Units	(1)	03/19/2026		A		7		(4)	(4)	Common Stock	7	$0(3)	1,182	D
Restricted Stock Units	(1)	03/19/2026		A		8		(5)	(5)	Common Stock	8	$0(3)	1,387	D
Restricted Stock Units	(1)	03/19/2026		A		14		(6)	(6)	Common Stock	14	$0(3)	2,627	D
Restricted Stock Units	(1)	03/19/2026		A		9		(7)	(7)	Common Stock	9	$0(3)	1,716	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.21 per share, paid on March 19, 2026.

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on April 1, 2025.

5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

6. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on October 1, 2026.

7. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Remarks:

	/s/ Joe Jacumin, by power of attorney	03/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Enact Holdings (ACT) insider James McMullen report on this Form 4?

James McMullen, Controller at Enact Holdings, reported grants of restricted stock units on March 19, 2026. These awards are part of his equity compensation and do not involve any open-market stock purchases or sales, only additional units that may convert into common shares over time.

How many restricted stock units did Enact Holdings controller receive?

The filing shows James McMullen received several small restricted stock unit awards of 5, 7, 8, 9 and 14 units. Each unit is designed to convert into one share of Enact Holdings common stock, adding modest incremental equity to his existing deferred compensation position.

How do James McMullen’s Enact Holdings restricted stock units convert to common stock?

Each restricted stock unit held by James McMullen will settle into one share of Enact Holdings common stock on a 1:1 basis. Conversion occurs as the awards vest, following the specific three-year vesting schedules described in the Form 4 footnotes for each grant.

When do the Enact Holdings restricted stock units reported by James McMullen vest?

The restricted stock units vest and convert into common stock in three equal annual installments. Vesting for different awards begins on February 16, 2025, April 1, 2025, February 21, 2026, October 1, 2026, and February 13, 2027, according to the detailed footnotes.

Were any of James McMullen’s Enact Holdings RSUs tied to dividends?

Yes. One group of restricted stock units was acquired under dividend reinvestment terms in the award agreement. These additional units resulted from a quarterly dividend of $0.21 per share paid on March 19, 2026, increasing his compensation-linked equity position slightly without cash transactions.

Did James McMullen buy or sell Enact Holdings stock in the market in this filing?

No market purchases or sales were reported. All transactions are coded as “A” for grants or awards of restricted stock units with a price of $0.00 per unit, reflecting compensation grants instead of open-market trading activity in Enact Holdings shares.