Enact Holdings (ACT) director awarded 3,939.791 deferred stock units as retainer

Rhea-AI Filing Summary

FISK JOHN D reported acquisition or exercise transactions in this Form 4 filing.

Enact Holdings director John D. Fisk received a grant of 3,939.791 Deferred Stock Units as part of his annual retainer fee. The award is tied to a reference price of $43.149 per share of Common Stock. Following this grant, Fisk holds 34,645.248 Deferred Stock Units directly. These units will be settled in shares of Common Stock one year after his service as a director ends.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider FISK JOHN D

Role null

Type	Security	Shares	Price	Value
Grant/Award	Deferred Stock Units	3,939.791	$0.00	--

Holdings After Transaction: Deferred Stock Units — 34,645.248 shares (Direct, null)

Footnotes (1)

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director. The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock.

Key Figures

Deferred Stock Units granted: 3,939.791 units Reference share price: $43.149 per share Total Deferred Stock Units held: 34,645.248 units

3 metrics

Deferred Stock Units granted 3,939.791 units Director annual retainer grant

Reference share price $43.149 per share Basis for calculating Deferred Stock Units

Total Deferred Stock Units held 34,645.248 units Holdings after reported grant

Key Terms

Deferred Stock Units, annual retainer fee, Common Stock

3 terms

Deferred Stock Units financial

"Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director."

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

annual retainer fee financial

"The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock."

Common Stock financial

"Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director."

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FISK JOHN D

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NORTH CAROLINA 27615

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/13/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Units	(1)	05/13/2026		A		3,939.791		(1)	(1)	Common Stock	3,939.791	$0(2)	34,645.248	D

Explanation of Responses:

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

2. The number of Deferred Stock Units acquired represents a portion of the Reporting Person's annual retainer fee and was based on a price of $43.149 per share of Common Stock.

Remarks:

	/s/ Joe Jacumin, by power of attorney	05/15/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Enact Holdings (ACT) report for John D. Fisk?

Enact Holdings reported that director John D. Fisk received 3,939.791 Deferred Stock Units as a compensation award. These units are part of his annual retainer and represent the right to receive Common Stock after his board service ends.

How many Deferred Stock Units does John D. Fisk hold after this Enact (ACT) Form 4?

After this grant, John D. Fisk holds a total of 34,645.248 Deferred Stock Units. This figure reflects his aggregate deferred equity-based compensation position tied to Enact Holdings Common Stock as reported in the Form 4.

At what price was the Enact (ACT) Deferred Stock Unit grant to John D. Fisk calculated?

The number of Deferred Stock Units granted to John D. Fisk was based on a reference price of $43.149 per share of Enact Holdings Common Stock. This price was used to convert a portion of his annual retainer into equity units.

When do John D. Fisk’s Enact (ACT) Deferred Stock Units become payable?

John D. Fisk’s Deferred Stock Units become payable in shares of Enact Holdings Common Stock one year after his termination of service as a director. This structure defers delivery of shares until after he leaves the board.

Is the Enact (ACT) Form 4 transaction a market buy or sell by John D. Fisk?

No, the Form 4 shows a compensation-related grant, not a market trade. The transaction is coded as an acquisition (A) of Deferred Stock Units representing part of John D. Fisk’s annual director retainer fee.