[Form 4] Enact Holdings, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Enact Holdings insider reported grant and settlement of restricted stock units. The Form 4 shows that Evan Stolove, EVP, General Counsel & Secretary, received three separate awards of restricted stock units (RSUs) on 09/08/2025 that will convert 1:1 into common stock. The reported transactions show additions of 17, 27, and 33 RSUs, resulting in beneficial ownership counts of 3,153, 4,979, and 6,047 shares respectively after each reported award. The filing notes vesting schedules for the awards in three equal annual installments beginning on 02/09/2024, 02/16/2025, and 02/21/2026, and that additional RSUs arose from a quarterly dividend reinvestment tied to a $0.21 per share dividend paid 09/08/2025.

Insights

Corporate Governance Expert

TL;DR: Routine insider equity grants and dividend reinvestment, consistent with executive compensation and retention practices.

The Form 4 documents non-discretionary equity settlement activity rather than open-market trading. The grants convert 1:1 to common shares and follow multi-year vesting schedules, aligning executive incentives with shareholder outcomes. The filing discloses a dividend reinvestment that increased RSU counts, which is a common mechanism to preserve value for executives when cash dividends are paid. No sales, loans, or pledges are disclosed.

Compensation Analyst

TL;DR: Small incremental RSU additions and scheduled vesting indicate retention-focused compensation rather than immediate monetization.

The reported additions are modest in absolute size (17, 27, 33 RSUs) and vest over three years in equal installments, which supports long-term alignment. The reinvestment from a $0.21 per share dividend resulted in additional RSUs, showing a plan-level mechanism to compound equity holdings. There is no indication of acceleration, repricing, or change to award terms in this filing.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Stolove Evan

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Gen. Counsel & Secretary

3. Date of Earliest Transaction (Month/Day/Year)
09/08/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	09/08/2025		A		17		(2)	(2)	Common Stock	17	$0(3)	3,153	D
Restricted Stock Units	(1)	09/08/2025		A		27		(4)	(4)	Common Stock	27	$0(3)	4,979	D
Restricted Stock Units	(1)	09/08/2025		A		33		(5)	(5)	Common Stock	33	$0(3)	6,047	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 9, 2024

3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.21 per share, paid on September 8, 2025.

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025

5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026

Remarks:

	/s/ Joe Jacumin, by power of attorney	09/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What transactions did Enact Holdings (ACT) insider Evan Stolove report on Form 4?

The filing reports grants/settlements of 17, 27, and 33 restricted stock units on 09/08/2025 that convert 1:1 into common stock.

When do the reported RSUs vest for the awards disclosed by Evan Stolove?

The RSUs vest and convert in three equal annual installments beginning on 02/09/2024, 02/16/2025, and 02/21/2026, respectively.

Did the Form 4 show any sales of Enact Holdings stock by the reporting person?

No. The Form 4 shows acquisitions of RSUs and resulting beneficial ownership counts; it does not report any sales.

How did the dividend affect the RSU holdings reported on 09/08/2025?

Additional RSUs were acquired pursuant to reinvestment terms from a quarterly dividend of $0.21 per share paid on 09/08/2025.

What are the beneficial ownership totals reported after the transactions?

The filing lists beneficial ownership counts of 3,153, 4,979, and 6,047 shares following the respective reported transactions.