[Form 4] Enact Holdings, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Michael A. Bless, a director of Enact Holdings, Inc. (ACT), acquired 145 deferred stock units on 09/08/2025. The units were recorded as an acquisition under a director award and were credited due to reinvestment of a dividend paid on 09/08/2025 at $0.21 per share. The deferred stock units are payable in shares of common stock one year after the director’s termination of service. Following the reported transaction the filing shows beneficial ownership of 26,350.538 shares held directly.

Insights

Corporate Governance Expert

TL;DR: Routine director award and dividend reinvestment; modest increase in director-owned equity, payable after service ends.

This Form 4 documents a standard director compensation event rather than an open-market purchase or sale. The acquisition of 145 deferred stock units reflects dividend reinvestment under the director award agreement and carries customary deferred payout terms, payable in shares one year after termination of service. The disclosed post-transaction beneficial ownership of 26,350.538 shares provides transparency on the director’s stake. There is no indication of departures from typical governance practice or unusual timing in the filing.

Securities Analyst

TL;DR: Non-material equity accrual for a board member; does not materially change ownership profile.

The transaction code indicates an award acquisition rather than market activity. The 145 deferred stock units, acquired at an attributed dividend reinvestment rate of $0.21 per share, increase the director’s deferred compensation and eventual share count but are not immediately dilutive and are subject to deferred issuance timing. The filing supplies clear transaction and ownership figures, supporting standard disclosure expectations for insiders.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

BLESS MICHAEL A

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/08/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Stock Units	(1)	09/08/2025		A		145		(1)	(1)	Common Stock	145	$0(2)	26,350.538	D

Explanation of Responses:

1. Deferred Stock Units become payable in shares of Common Stock one year after termination of service as a director.

2. Additional deferred stock units acquired pursuant to reinvestment terms under the director award agreement from a dividend paid on September 8, 2025, at $0.21 per share.

Remarks:

	/s/ Joe Jacumin, by power of attorney	09/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Enact Holdings director Michael A. Bless report on Form 4 (ACT)?

He reported acquisition of 145 deferred stock units on 09/08/2025, resulting from dividend reinvestment recorded at $0.21 per share.

How many shares does Michael A. Bless beneficially own after the transaction?

26,350.538 shares are reported as beneficially owned following the transaction.

When are the deferred stock units payable to the director?

Deferred stock units become payable in shares one year after termination of service as a director.

What was the transaction date and filing date shown on the Form 4?

Transaction date: 09/08/2025. Form signature date: 09/10/2025.

Was this Form 4 an individual filing or filed by multiple persons?

Form filed by one reporting person is indicated on the filing.