Enact Holdings (ACT) controller reports RSU conversion and tax share withholding

Rhea-AI Filing Summary

Enact Holdings, Inc. controller James McMullen reported equity compensation activity involving restricted stock units and common stock. On February 9, 2026, 967 restricted stock units converted into 967 shares of common stock on a 1:1 basis, increasing his directly held common stock to 3,099 shares.

The company then withheld 327 shares of common stock at a price of $42.39 per share to cover tax obligations related to the vesting, reducing his directly held balance to 2,772 shares. The restricted stock units vest and convert to common stock in three equal annual installments beginning on February 9, 2024.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

McMullen James

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NC 27615

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Controller

3. Date of Earliest Transaction (Month/Day/Year)
02/09/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/09/2026		M		967	A	(1)	3,099	D
Common Stock	02/09/2026		F		327(2)	D	$42.39	2,772	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/09/2026		M			967	(3)	(3)	Common Stock	967	$0	0	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. The Company withheld shares of common stock to satisfy the tax withholding obligation for the Reporting Person's Restricted Stock Units that vested on February 9, 2026

3. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 9, 2024

Remarks:

	/s/ Joe Jacumin, by power of attorney	02/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Enact Holdings (ACT) report for James McMullen?

Enact Holdings reported that controller James McMullen had 967 restricted stock units convert into 967 shares of common stock on February 9, 2026. This reflects routine equity compensation vesting rather than an open-market stock purchase or sale.

How many Enact Holdings (ACT) shares does James McMullen own after this Form 4?

After the reported transactions, James McMullen directly owns 2,772 shares of Enact Holdings common stock. His balance first rose to 3,099 shares when 967 restricted stock units converted, then decreased when some shares were withheld for tax obligations.

Why did Enact Holdings withhold 327 shares from James McMullen’s vested stock units?

The company withheld 327 shares of common stock to satisfy tax withholding obligations related to McMullen’s restricted stock units that vested on February 9, 2026. This tax-withholding disposition was reported at a price of $42.39 per share.

What does the Form 4 say about Enact Holdings (ACT) restricted stock unit vesting?

The Form 4 states that restricted stock units vest and convert to common stock in three equal annual installments beginning on February 9, 2024. Each restricted stock unit settles into one share of Enact Holdings common stock on a 1:1 basis.

Was James McMullen’s Enact Holdings (ACT) transaction a market buy or sell?

The filing shows a derivative exercise/conversion of restricted stock units and a tax-withholding disposition, not an open-market buy or sell. Code M reflects unit conversion, while code F reflects shares withheld to cover associated tax liabilities.

What role does James McMullen hold at Enact Holdings (ACT)?

According to the Form 4, James McMullen is an officer of Enact Holdings serving as Controller. The reported equity transactions relate to his compensation in the form of restricted stock units that vest and convert into common shares over time.