Enact EVP gets RSUs via dividend reinvestment

Enact Holdings EVP and Chief Risk Officer Michael Derstine reported routine equity compensation activity.

Rhea-AI Filing Summary

Enact Holdings EVP and Chief Risk Officer Michael Derstine reported routine equity compensation activity. On June 18, 2026, he acquired 78 Restricted Stock Units (RSUs) through dividend reinvestment tied to a $0.24 per-share quarterly dividend. Each RSU will convert into one share of common stock, vesting in three equal annual installments beginning on February 16, 2025, February 21, 2026, and February 13, 2027, depending on the original grant.

Insider Trade Summary

Grant/Award: 78 shares

Grant/Award 3 txns

Insider Derstine Michael

Role EVP and Chief Risk Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	15	$0.00	$0.00
Grant/Award	Restricted Stock Units	24	$0.00	$0.00
Grant/Award	Restricted Stock Units	39	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 13,523 contracts (Direct)

Footnotes (5)

1. F1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.
2. F2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.
3. F3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.
4. F4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.
5. F5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Key Figures

RSUs acquired (grant 1): 39 RSUs RSUs acquired (grant 2): 24 RSUs RSUs acquired (grant 3): 15 RSUs +2 more

5 metrics

RSUs acquired (grant 1) 39 RSUs Restricted Stock Units acquired on June 18, 2026

RSUs acquired (grant 2) 24 RSUs Restricted Stock Units acquired on June 18, 2026

RSUs acquired (grant 3) 15 RSUs Restricted Stock Units acquired on June 18, 2026

Dividend per share $0.24 per share Quarterly dividend paid June 18, 2026 that generated additional RSUs

RSUs after transaction (largest grant) 6,901 RSUs Total Restricted Stock Units in one grant following June 18, 2026 award

Key Terms

Restricted Stock Units, quarterly dividend, vest, convert to Common Stock

4 terms

Restricted Stock Units financial

"Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

quarterly dividend financial

"resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026."

A quarterly dividend is a payment a company gives to its shareholders four times a year, usually as a share of its profits. It's like getting a small bonus every few months for owning the company's stock, which can provide a steady income. Investors watch these payments to see how well a company is doing and whether it’s a good investment.

vest financial

"Restricted Stock Units vest and convert to Common Stock in three equal annual installments"

A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.

convert to Common Stock financial

"Restricted Stock Units vest and convert to Common Stock in three equal annual installments"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Enact Holdings (ACT) report for Michael Derstine?

Enact Holdings reported that EVP and Chief Risk Officer Michael Derstine acquired 78 Restricted Stock Units on June 18, 2026. These RSUs were credited under dividend reinvestment terms rather than through an open-market stock purchase.

How were the new RSUs for Enact Holdings (ACT) EVP Michael Derstine generated?

The new RSUs were generated under award agreement reinvestment terms tied to a $0.24 per-share quarterly dividend paid on June 18, 2026. Instead of receiving cash, additional Restricted Stock Units were credited to Derstine’s existing equity awards.

When will Michael Derstine’s Enact Holdings (ACT) RSUs vest and convert to stock?

The RSUs vest and convert to Enact Holdings common stock in three equal annual installments. According to the filing, installments begin on February 16, 2025, February 21, 2026, and February 13, 2027, depending on the specific underlying grant.

What does 1:1 settlement mean for Enact Holdings (ACT) RSUs in this Form 4?

Each Restricted Stock Unit will settle into one share of Enact Holdings common stock on vesting. A 1:1 settlement ratio means the 78 RSUs reported represent rights to receive 78 shares if vesting conditions are met.

Did Michael Derstine buy or sell Enact Holdings (ACT) shares in the market?

The Form 4 shows only grant/award acquisitions of Restricted Stock Units, not open-market trades. Transactions were coded “A” for awards and reflect equity compensation via dividend reinvestment, with no reported market purchases or sales.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/23/2026 - 04:08 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Derstine Michael

(Last) (First) (Middle)

C/O ENACT HOLDINGS, INC.

8325 SIX FORKS ROAD

(Street)

RALEIGH NORTH CAROLINA 27615

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Enact Holdings, Inc. [ ACT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP and Chief Risk Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/18/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	06/18/2026		A		15		(2)	(2)	Common Stock	15	$0(3)	2,526	D
Restricted Stock Units	(1)	06/18/2026		A		24		(4)	(4)	Common Stock	24	$0(3)	4,096	D
Restricted Stock Units	(1)	06/18/2026		A		39		(5)	(5)	Common Stock	39	$0(3)	6,901	D

Explanation of Responses:

1. Each restricted stock unit will settle into shares of Issuer common stock on a 1:1 basis.

2. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 16, 2025.

3. Additional restricted stock units acquired pursuant to reinvestment terms in the restricted stock unit award agreement resulting from a quarterly dividend at $0.24 per share, paid on June 18, 2026.

4. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 21, 2026.

5. Restricted Stock Units vest and convert to Common Stock in three equal annual installments beginning on February 13, 2027.

Remarks:

	/s/ Joe Jacumin, by power of attorney	06/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)