AEGON (AEG) director Caroline Ramsay reports 13,229 Common Shares held

Rhea-AI Filing Summary

AEGON LTD. director Caroline Frances Ramsay has reported ownership of 13,229 Common Shares. This position includes 9,854 Common Shares that are subject to time-based vesting in line with the applicable grant agreements, indicating that a substantial portion of her holding will vest over time.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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1. Name and Address of Reporting Person^*

Ramsay Caroline Frances

(Last) (First) (Middle)

WORLD TRADE CENTER,

SCHIPHOL BOULEVARD 223

(Street)

SCHIPHOL 1118 BH

(City) (State) (Zip)

NETHERLANDS

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/18/2026

3. Issuer Name and Ticker or Trading Symbol
AEGON LTD. [ AEG ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Shares	13,229(1)	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 9,854 Common Shares that are subject to time based vesting in accordance with the applicable grant agreements.

Remarks:

Exhibit 24 - Power of Attorney.

	/s/ Caroline Macefield, Attorney-in-Fact	03/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

How many AEGON (AEG) shares does director Caroline Frances Ramsay report owning?

Caroline Frances Ramsay reports owning 13,229 Common Shares of AEGON LTD. This figure reflects her direct ownership as shown in the filing and forms the basis of her disclosed equity interest in the company.

What portion of Caroline Frances Ramsay’s AEGON (AEG) shares are subject to vesting?

Out of her total holdings, 9,854 Common Shares are subject to time-based vesting. These shares will vest according to the applicable grant agreements, so they are not fully vested immediately but become available over a specified period.

What type of security does Caroline Frances Ramsay hold in AEGON (AEG)?

Caroline Frances Ramsay holds Common Shares of AEGON LTD. The filing shows a direct ownership position, with a combination of vested shares and additional time-based vesting shares governed by grant agreements.

Does the AEGON (AEG) Form 3 show any recent buy or sell transactions by Caroline Frances Ramsay?

The filing does not show any explicit buy or sell transaction. It reports her holding of 13,229 Common Shares, including 9,854 subject to time-based vesting, rather than a new market purchase or sale.

What does time-based vesting mean for AEGON (AEG) shares held by Caroline Frances Ramsay?

Time-based vesting means 9,854 Common Shares will become fully owned over time under grant agreements. She has rights to these shares, but they vest gradually according to the schedule and conditions defined in those agreements.