[8-K] Affinity Bancshares, Inc. Reports Material Event

Rhea-AI Filing Summary

Nikul Patel, a director of Champion Homes, Inc. (NYSE: SKY), filed a Form 4 disclosing the grant of 2,259 restricted stock units (RSUs) on 07/24/2025 under the company’s 2018 Equity Incentive Plan. Each RSU converts into one share of common stock and will vest in full on the earlier of the first anniversary of the vesting commencement date or the 2026 Annual Meeting, assuming continued board service.
The award, recorded at an indicative reference price of $66.39 per share, increases Patel’s direct beneficial ownership to 6,679 shares. No derivative instruments were involved, and no cash changed hands.
This appears to be a routine director equity grant designed to align compensation with shareholder interests; it carries no immediate strategic, operational, or financial implications for Champion Homes.

Insights

Insider Trading Analyst

TL;DR: Routine RSU grant; minor ownership increase; neutral market impact.

The 2,259-share RSU award—worth roughly $150k—reflects standard board compensation. Patel’s holdings rise to 6,679 shares, well under 0.1% of outstanding stock, and vest within a year subject to service. There were no open-market trades or derivative exercises. Given SKY’s multi-billion-dollar market cap, the filing is informational with negligible signalling value. Investors should view it as housekeeping rather than a catalyst.

false000182340600018234062025-07-252025-07-25

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 25, 2025

Affinity Bancshares, Inc.

(Exact name of Registrant as Specified in Its Charter)

Maryland			001-39914	82-1147778
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
3175 Highway 278
Covington, Georgia				30014
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 770 786-7088

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.01 par value per share		AFBI		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On July 25, 2025, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended June 30, 2025. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.	Exhibit
99.1	Press Release dated July 25, 2025
99.2	Supplemental Financial Information dated July 25, 2025
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

			AFFINITY BANCSHARES, INC.
Date:	July 25, 2025	By:	/s/ Brandi Pajot
			Brandi Pajot Senior Vice President and Chief Financial Officer

FAQ

What insider transaction did Nikul Patel report for Champion Homes (SKY)?

2,259 restricted stock units were granted on 07/24/2025 under the 2018 Equity Incentive Plan.

When will the 2,259 RSUs granted to Nikul Patel vest?

They vest in full on the earlier of the first anniversary of the vesting commencement date or the 2026 annual shareholder meeting.

How many Champion Homes shares does Nikul Patel now beneficially own?

After the grant he directly owns 6,679 shares.

Was the transaction an open-market purchase or sale?

No. It was a restricted stock unit award; no open-market transaction occurred.

What is the indicative value of the RSU grant reported in the Form 4?

At the reported price of $66.39, the grant is worth roughly $150,000.

Does this Form 4 filing impact Champion Homes’ financial guidance?

No. The filing is routine compensation disclosure and has no stated effect on earnings or guidance.