Affinity Bancshares (AFBI) furnishes Q4 2025 earnings release and data

Rhea-AI Filing Summary

Affinity Bancshares, Inc. furnished a current report noting that it has released its financial results for the quarter ended December 31, 2025. The company issued a press release and supplemental financial information dated January 23, 2026, which provide details on its operations and financial condition for the period.

The press release is included as Exhibit 99.1 and the supplemental financial information as Exhibit 99.2, with both furnished to the SEC rather than filed. The report is signed on behalf of Affinity Bancshares, Inc. by Brandi Pajot, Senior Vice President and Chief Financial Officer.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 23, 2026

Affinity Bancshares, Inc.

(Exact name of Registrant as Specified in Its Charter)

Maryland			001-39914	82-1147778
(State or Other Jurisdiction of Incorporation)			(Commission File Number)	(IRS Employer Identification No.)
3175 Highway 278
Covington, Georgia				30014
(Address of Principal Executive Offices)				(Zip Code)

Registrant’s Telephone Number, Including Area Code: 770 786-7088

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, $0.01 par value per share		AFBI		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On January 23, 2026, Affinity Bancshares, Inc. issued a press release announcing its financial results for the quarter ended December 31, 2025. The press release is attached to this Current Report as Exhibit 99.1. This Current Report and the press release are being furnished to the Securities and Exchange Commission and shall not be deemed “filed” for any purpose.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.	Exhibit
99.1	Press Release dated January 23, 2026
99.2	Supplemental Financial Information dated January 23, 2026
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

			AFFINITY BANCSHARES, INC.
Date:	January 23, 2026	By:	/s/ Brandi Pajot
			Brandi Pajot Senior Vice President and Chief Financial Officer

FAQ

What did Affinity Bancshares (AFBI) disclose in this 8-K filing?

Affinity Bancshares, Inc. disclosed that it issued a press release announcing its financial results for the quarter ended December 31, 2025, and furnished that release and related supplemental financial information as exhibits.

Which period’s results does Affinity Bancshares (AFBI) discuss in the furnished materials?

The furnished press release discusses Affinity Bancshares, Inc.’s financial results for the quarter ended December 31, 2025.

What exhibits are attached to the Affinity Bancshares (AFBI) 8-K?

Exhibit 99.1 is a press release dated January 23, 2026, Exhibit 99.2 is supplemental financial information dated January 23, 2026, and Exhibit 104 is the cover page interactive data file embedded within the Inline XBRL document.

Are the Affinity Bancshares (AFBI) earnings materials considered filed with the SEC?

The company states that the current report and the press release are being furnished to the SEC and shall not be deemed filed for any purpose.

Who signed the Affinity Bancshares (AFBI) current report?

The report was signed on behalf of Affinity Bancshares, Inc. by Brandi Pajot, Senior Vice President and Chief Financial Officer.

On what date did Affinity Bancshares (AFBI) issue its press release on quarterly results?

Affinity Bancshares, Inc. issued its press release announcing quarterly financial results on January 23, 2026.