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Affinity Bancshares (AFBI) director’s shares converted to $23 cash in merger

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Affinity Bancshares, Inc. director Howard G. Roberts reported dispositions tied to a completed merger. Under the Merger Agreement, 23,941 directly held and 2,906 indirectly held common shares were converted into the right to receive $23.00 per share in cash. Stock options over 5,000, 10,500 and 16,747 underlying common shares, with exercise prices of $14.49, $14.87 and $11.14, were converted into cash equal to $23.00 minus each option’s exercise price.

Positive

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Negative

  • None.
Insider Roberts Howard G
Role Director
Type Security Shares Price Value
Disposition Stock Options F2 -- -- --
Disposition Stock Options F2 -- -- --
Disposition Stock Options F2 -- -- --
Disposition Common Stock F1 23,941 -- --
Disposition Common Stock F1 2,906 -- --
Holdings After Transaction: Stock Options — 0 shares (Direct); Common Stock — 0 shares (Direct); Common Stock — 0 shares (Indirect, As Custodian for Grandchildren)
Footnotes (2)
  1. F1. Pursuant to the Agreement and Plan of Merger, dated March 30, 2026, by and among the Issuer, Affinity Bank, National Association, Fidelity BancShares (N.C.), Inc., The Fidelity Bank, and TFB Merger Subsidiary, Inc. (the "Merger Agreement"), each issued and outstanding share of Issuer common stock was converted into the right to receive $23.00 cash consideration.
  2. F2. Pursuant to the Merger Agreement, each stock option was converted into the right to receive $23.00 cash consideration less the exercise price of such option
Cash consideration per common share $23.00 Each issued and outstanding share of common stock converted into right to receive cash
Direct common shares converted 23941.0000 shares Directly held AFBI common stock converted to $23.00 per share cash
Indirect common shares converted 2906.0000 shares Shares held as custodian for grandchildren converted to $23.00 per share cash
Options underlying shares (grant 1) 5000.0000 shares Stock options at $14.4900 exercise price converted to $23.00 minus exercise price
Options underlying shares (grant 2) 10500.0000 shares Stock options at $14.8700 exercise price converted to $23.00 minus exercise price
Options underlying shares (grant 3) 16747.0000 shares Stock options at $11.1400 exercise price converted to $23.00 minus exercise price
Agreement and Plan of Merger regulatory
"Pursuant to the Agreement and Plan of Merger, dated March 30, 2026"
An Agreement and Plan of Merger is a formal document where two companies agree to combine into one, outlining how the process will happen. It’s like a step-by-step plan for merging, and it matters because it shows both sides have agreed on the details before the official transition takes place.
cash consideration financial
"each issued and outstanding share of Issuer common stock was converted into the right to receive $23.00 cash consideration"
Cash consideration is the actual money paid to buy a company, asset, or stake rather than payment in shares or other forms. For investors it matters because cash payments deliver immediate, certain value and affect the buyer’s and seller’s cash reserves and balance sheets—like selling a car for cash versus taking a trade-in, one side gets instant spending power while the other changes its liquidity and risk profile.
stock option financial
"each stock option was converted into the right to receive $23.00 cash consideration less the exercise price"
A stock option is a contract that gives you the right to buy or sell a company's stock at a specific price within a certain time frame. People use them to potentially make money if the stock's price moves favorably or to protect against losses. It's like holding a coupon that can be used to buy or sell stock at a set price later on.
Disposition to issuer financial
"transaction_code_description": "Disposition to issuer""

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FAQ

What did Affinity Bancshares (AFBI) director Howard G. Roberts report in this Form 4?

Howard G. Roberts reported dispositions of common stock and stock options in connection with a merger. His AFBI shares and option awards were converted into rights to receive $23.00 cash per common share or $23.00 minus the applicable option exercise price.

How many AFBI common shares were converted and at what price?

Roberts reported 23,941 directly held and 2,906 indirectly held AFBI common shares converted. Each share became the right to receive $23.00 in cash under the Merger Agreement, representing all reported common stock positions in this filing.

What happened to Howard G. Roberts’ AFBI stock options in the merger?

His AFBI stock options over 5,000, 10,500 and 16,747 underlying shares, with exercise prices of $14.49, $14.87 and $11.14, were converted into the right to receive $23.00 minus the exercise price for each underlying share.

Were the AFBI insider transactions made under a Rule 10b5-1 trading plan?

The Form 4’s Rule 10b5-1 checkbox is not marked, and the footnotes do not describe a trading plan. The reported AFBI stock and option dispositions are disclosed as merger-related conversions, not as transactions executed under a pre-arranged trading plan.

Does Howard G. Roberts retain AFBI common stock after these reported transactions?

For the reported positions, the Form 4 shows 0.0000 shares of AFBI common stock following the transactions, both for directly held and custodian-held shares. This reflects the conversion of those shares into merger cash consideration under the Agreement and Plan of Merger.

How are indirect AFBI holdings by Howard G. Roberts treated in this filing?

Roberts reported 2,906.0000 AFBI shares held indirectly "As Custodian for Grandchildren," which were converted into the right to receive $23.00 per share in cash. After the merger-related disposition, the reported indirect common stock holdings for this position are 0.0000 shares.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
X
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Roberts Howard G

(Last)(First)(Middle)
3175 HIGHWAY 278

(Street)
COVINGTON GEORGIA 30014

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Affinity Bancshares, Inc. [ AFBI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/01/2026D23,941D(1)0D
Common Stock08/01/2026D2,906D(1)0IAs Custodian for Grandchildren
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$14.4908/01/2026D$5,00011/16/202411/16/2033Common Stock5,000(2)0D
Stock Options$14.8708/01/2026D$10,50005/24/202305/24/2032Common Stock10,500(2)0D
Stock Options$11.1408/01/2026D$16,74704/23/202004/23/2029Common Stock16,747(2)0D
Explanation of Responses:
1. Pursuant to the Agreement and Plan of Merger, dated March 30, 2026, by and among the Issuer, Affinity Bank, National Association, Fidelity BancShares (N.C.), Inc., The Fidelity Bank, and TFB Merger Subsidiary, Inc. (the "Merger Agreement"), each issued and outstanding share of Issuer common stock was converted into the right to receive $23.00 cash consideration.
2. Pursuant to the Merger Agreement, each stock option was converted into the right to receive $23.00 cash consideration less the exercise price of such option
/s/ Ned A. Quint, pursuant to power of attorney08/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)