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Affinity Bancshares (NASDAQ: AFBI) director receives $23 per share cash in merger

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Affinity Bancshares, Inc. director Ginn Marshall L. reported issuer-directed dispositions dated August 1, 2026 tied to a cash merger. Common stock blocks of 13,094 and 7,708 shares and stock options over 5,000, 10,500 and 16,747 underlying shares were converted into the right to receive $23.00 cash per share, with options paid $23.00 less their exercise price.

Positive

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Negative

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Insider Ginn Marshall L.
Role Director
Type Security Shares Price Value
Disposition Stock Options F2 -- -- --
Disposition Stock Options F2 -- -- --
Disposition Stock Options F2 -- -- --
Disposition Common Stock F1 13,094 -- --
Disposition Common Stock F1 7,708 -- --
Holdings After Transaction: Stock Options — 0 shares (Direct); Common Stock — 0 shares (Direct)
Footnotes (2)
  1. F1. Pursuant to the Agreement and Plan of Merger, dated March 30, 2026, by and among the Issuer, Affinity Bank, National Association, Fidelity BancShares (N.C.), Inc., The Fidelity Bank, and TFB Merger Subsidiary, Inc. (the "Merger Agreement"), each issued and outstanding share of Issuer common stock was converted into the right to receive $23.00 cash consideration.
  2. F2. Pursuant to the Merger Agreement, each stock option was converted into the right to receive $23.00 cash consideration less the exercise price of such option.
Cash consideration per common share $23.00 Each issued and outstanding share of common stock converted into the right to receive cash
Common stock block disposed 13,094 shares Common stock converted into the right to receive $23.00 cash consideration under the Merger Agreement
Additional common stock block disposed 7,708 shares Second block of common stock converted into the right to receive $23.00 cash consideration
Option underlying shares at $14.4900 5,000 shares Stock option with $14.4900 exercise price converted into cash of $23.00 minus exercise price per share
Option underlying shares at $14.8700 10,500 shares Stock option with $14.8700 exercise price converted into cash of $23.00 minus exercise price per share
Option underlying shares at $11.1400 16,747 shares Stock option with $11.1400 exercise price converted into cash of $23.00 minus exercise price per share
Agreement and Plan of Merger regulatory
"Pursuant to the Agreement and Plan of Merger, dated March 30, 2026"
An Agreement and Plan of Merger is a formal document where two companies agree to combine into one, outlining how the process will happen. It’s like a step-by-step plan for merging, and it matters because it shows both sides have agreed on the details before the official transition takes place.
Merger Agreement regulatory
"Pursuant to the Merger Agreement, each stock option was converted"
A merger agreement is a binding contract that lays out the exact terms for two companies to combine, including the price, what each side will deliver, and the conditions that must be met before the deal is completed. Investors care because it sets the timetable, payouts and risks — like a blueprint or prenup that shows whether the deal is likely to close, how ownership will change, and what could cancel or alter the payout they expect.
Disposition to issuer regulatory
"transaction code description "Disposition to issuer" for these entries"
stock option financial
"each stock option was converted into the right to receive $23.00 cash"
A stock option is a contract that gives you the right to buy or sell a company's stock at a specific price within a certain time frame. People use them to potentially make money if the stock's price moves favorably or to protect against losses. It's like holding a coupon that can be used to buy or sell stock at a set price later on.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transactions did Ginn Marshall L. report for AFBI on this Form 4?

Ginn Marshall L. reported issuer-directed dispositions on August 1, 2026. Two common stock blocks of 13,094 and 7,708 shares and three stock option grants over 5,000, 10,500 and 16,747 underlying shares were converted in connection with a cash merger.

What cash consideration did AFBI shareholders receive in the reported merger?

Each issued and outstanding Affinity Bancshares share was converted into the right to receive $23.00 in cash. This same $23.00 reference price also applied to options, which received cash equal to $23.00 per share minus the applicable exercise price.

How were AFBI stock options held by Ginn Marshall L. treated under the merger?

Each stock option was converted into the right to receive $23.00 in cash per underlying share, less the exercise price of that option. Reported grants covered 5,000, 10,500 and 16,747 underlying shares with exercise prices of $14.4900, $14.8700 and $11.1400, respectively.

Were the AFBI insider transactions made under a Rule 10b5-1 trading plan?

The Rule 10b5-1 checkbox for this filing is not checked, indicating the dispositions were not affirmatively reported as made under a Rule 10b5-1 trading plan. The footnotes describe merger consideration mechanics but do not reference any pre-arranged trading plan.

What are the key dates and terms of the AFBI merger affecting this Form 4?

An Agreement and Plan of Merger dated March 30, 2026 provided that each common share receives $23.00 cash and each stock option receives $23.00 minus its exercise price. The related insider dispositions are dated August 1, 2026.

What were the exercise prices and expirations of the AFBI options in this Form 4?

Reported stock options had exercise prices of $14.4900 (expiring November 16, 2033), $14.8700 (expiring May 24, 2032) and $11.1400 (expiring April 23, 2029), each converted into cash equal to $23.00 per share less the respective exercise price.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
X
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Ginn Marshall L.

(Last)(First)(Middle)
3175 HIGHWAY 278

(Street)
COVINGTON GEORGIA 30014

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Affinity Bancshares, Inc. [ AFBI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/01/2026D13,094D(1)0D
Common Stock08/01/2026D7,708D(1)0D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$14.4908/01/2026D$5,00011/16/202411/16/2033Common Stock5,000(2)0D
Stock Options$14.8708/01/2026D$10,50005/24/202305/24/2032Common Stock10,500(2)0D
Stock Options$11.1408/01/2026D$16,74704/23/202004/23/2029Common Stock16,747(2)0D
Explanation of Responses:
1. Pursuant to the Agreement and Plan of Merger, dated March 30, 2026, by and among the Issuer, Affinity Bank, National Association, Fidelity BancShares (N.C.), Inc., The Fidelity Bank, and TFB Merger Subsidiary, Inc. (the "Merger Agreement"), each issued and outstanding share of Issuer common stock was converted into the right to receive $23.00 cash consideration.
2. Pursuant to the Merger Agreement, each stock option was converted into the right to receive $23.00 cash consideration less the exercise price of such option.
/s/ Ned A. Quint, pursuant to power of attorney08/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)