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Affinity Bancshares (NASDAQ: AFBI) CFO receives $23 per share in merger

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Form Type
4

Rhea-AI Filing Summary

Pajot Brandi C reported disposition transactions in this Form 4 filing.

Affinity Bancshares, Inc. SVP and Chief Financial Officer Brandi C. Pajot reported the cash-out of her equity interests in connection with a merger. Each share of common stock was converted into the right to receive $23.00 in cash, covering 21,415 directly held shares and 5,484 ESOP shares, leaving no reported common stock holdings. Stock options covering 13,602, 10,000, 10,000 and 10,000 underlying shares at exercise prices between $7.77 and $14.49 were converted into cash equal to $23.00 minus the applicable exercise price.

Positive

  • None.

Negative

  • None.
Insider Pajot Brandi C
Role SVP - Chief Financial Officer
Type Security Shares Price Value
Disposition Stock Options F2 -- -- --
Disposition Stock Options F2 -- -- --
Disposition Stock Options F2 -- -- --
Disposition Stock Options F2 -- -- --
Disposition Common Stock F1 21,415 -- --
Disposition Common Stock F3, F1 5,484 -- --
Holdings After Transaction: Stock Options — 0 shares (Direct); Common Stock — 0 shares (Direct); Common Stock — 0 shares (Indirect, By ESOP)
Footnotes (3)
  1. F1. Pursuant to the Agreement and Plan of Merger, dated March 30, 2026, by and among the Issuer, Affinity Bank, National Association, Fidelity BancShares (N.C.), Inc., The Fidelity Bank, and TFB Merger Subsidiary, Inc. (the "Merger Agreement"), each issued and outstanding share of Issuer common stock was converted into the right to receive $23.00 cash consideration.
  2. F2. Pursuant to the Merger Agreement, each stock option was converted into the right to receive $23.00 cash consideration less the exercise price of such option.
  3. F3. Reflects transaction not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.
Merger cash consideration per share $23.00 Cash consideration for each issued and outstanding share of common stock under the merger agreement
Direct common shares converted 21,415 shares Directly held Affinity Bancshares common stock converted into the right to receive $23.00 per share
ESOP common shares converted 5,484 shares Common stock held indirectly by ESOP converted into the right to receive $23.00 per share
Option strike price $7.77 Stock options exercisable at $7.77 covering 13,602 underlying shares, expiring 2030-04-30
Option strike price $14.85 Stock options exercisable at $14.85 covering 10,000 underlying shares, expiring 2032-07-01
Option strike price $14.40 Stock options exercisable at $14.40 covering 10,000 underlying shares, expiring 2033-03-21
Option strike price $14.49 Stock options exercisable at $14.49 covering 10,000 underlying shares, expiring 2033-11-16
Agreement and Plan of Merger regulatory
"Pursuant to the Agreement and Plan of Merger, dated March 30, 2026"
An Agreement and Plan of Merger is a formal document where two companies agree to combine into one, outlining how the process will happen. It’s like a step-by-step plan for merging, and it matters because it shows both sides have agreed on the details before the official transition takes place.
cash consideration financial
"each share of Issuer common stock was converted into the right to receive $23.00 cash consideration"
Cash consideration is the actual money paid to buy a company, asset, or stake rather than payment in shares or other forms. For investors it matters because cash payments deliver immediate, certain value and affect the buyer’s and seller’s cash reserves and balance sheets—like selling a car for cash versus taking a trade-in, one side gets instant spending power while the other changes its liquidity and risk profile.
stock option financial
"each stock option was converted into the right to receive $23.00 cash consideration less the exercise price"
A stock option is a contract that gives you the right to buy or sell a company's stock at a specific price within a certain time frame. People use them to potentially make money if the stock's price moves favorably or to protect against losses. It's like holding a coupon that can be used to buy or sell stock at a set price later on.
ESOP financial
"nature_of_ownership: By ESOP"
An Employee Stock Ownership Plan (ESOP) is a program that gives employees ownership shares in their company, often as part of their benefits package. It acts like a company-sponsored savings plan, allowing workers to have a stake in the company's success, which can boost motivation and loyalty. For investors, ESOPs can influence company decisions and stock value, making them an important aspect of corporate ownership and governance.
Section 16 of the Securities Exchange Act of 1934 regulatory
"Reflects transaction not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934"
A provision of federal securities law that requires company insiders—directors, officers and large shareholders—to publicly report their stock holdings and trades and to surrender any “short-swing” profits from purchases and sales within a six-month window. It acts like a rule that forces leaders to announce their trades and prevents quick buy-sell windfalls, giving investors transparency into insider activity and reducing opportunities for unfair gain.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transaction did AFBI’s Brandi C. Pajot report?

Brandi C. Pajot, SVP and Chief Financial Officer of Affinity Bancshares (AFBI), reported dispositions of common stock and stock options. All reported holdings were converted into rights to receive cash consideration in connection with a merger, rather than open-market trading.

At what price were AFBI common shares converted in the merger?

Each issued and outstanding share of Affinity Bancshares common stock was converted into the right to receive $23.00 in cash. This merger consideration applied to both directly held shares and shares held through an ESOP, according to the disclosed merger agreement terms.

How many AFBI shares did Brandi Pajot have converted to cash?

Brandi Pajot had 21,415 directly held common shares and 5,484 ESOP shares converted into cash at $23.00 per share. After these transactions, her reported direct and indirect common stock holdings in Affinity Bancshares were reduced to zero.

How were AFBI stock options held by Brandi Pajot treated?

Each stock option was converted into the right to receive $23.00 in cash minus its exercise price. The options covered blocks of 13,602, 10,000, 10,000 and 10,000 underlying common shares with exercise prices between $7.77 and $14.49.

Were the AFBI insider transactions under a Rule 10b5-1 trading plan?

The Rule 10b5-1 checkbox was not marked for these transactions, and a footnote explains they result from a merger agreement. The disposition reflects mandatory merger consideration rather than discretionary trading under a pre-arranged trading plan.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
X
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Pajot Brandi C

(Last)(First)(Middle)
3175 HIGHWAY 278

(Street)
COVINGTON GEORGIA 30014

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Affinity Bancshares, Inc. [ AFBI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SVP - Chief Financial Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/01/2026D21,415D(1)0D
Common Stock08/01/2026D5,484(3)D(1)0IBy ESOP
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$7.7708/01/2026D$13,60204/30/202104/30/2030Common Stock13,602(2)0D
Stock Options$14.8508/01/2026D$10,00007/01/202307/01/2032Common Stock10,000(2)0D
Stock Options$14.408/01/2026D$10,00003/21/202403/21/2033Common Stock10,000(2)0D
Stock Options$14.4908/01/2026D$10,00011/16/202411/16/2033Common Stock10,000(2)0D
Explanation of Responses:
1. Pursuant to the Agreement and Plan of Merger, dated March 30, 2026, by and among the Issuer, Affinity Bank, National Association, Fidelity BancShares (N.C.), Inc., The Fidelity Bank, and TFB Merger Subsidiary, Inc. (the "Merger Agreement"), each issued and outstanding share of Issuer common stock was converted into the right to receive $23.00 cash consideration.
2. Pursuant to the Merger Agreement, each stock option was converted into the right to receive $23.00 cash consideration less the exercise price of such option.
3. Reflects transaction not required to be reported pursuant to Section 16 of the Securities Exchange Act of 1934, as amended.
/s/ Ned A. Quint, pursuant to power of attorney08/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)