STOCK TITAN

Director exits Affinity Bancshares (AFBI) stake in $23 cash merger

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Affinity Bancshares, Inc. director William D. Fortson Jr. reported the conversion of his equity holdings in connection with a merger. He disposed of 68,300 shares of common stock, which were converted into the right to receive $23.00 in cash per share under a Merger Agreement. Three stock option grants covering 5,000, 10,500 and 16,747 underlying shares, with exercise prices of $14.49, $14.87 and $11.14 per share, respectively, were converted into cash rights equal to $23.00 minus the applicable exercise price. Following these dispositions, his directly held common stock position reported in this filing was 0 shares.

Positive

  • None.

Negative

  • None.
Insider Fortson William D. Jr.
Role Director
Type Security Shares Price Value
Disposition Stock Options F2 -- -- --
Disposition Stock Options F2 -- -- --
Disposition Stock Options F2 -- -- --
Disposition Common Stock F1 68,300 -- --
Holdings After Transaction: Stock Options — 0 shares (Direct); Common Stock — 0 shares (Direct)
Footnotes (2)
  1. F1. Pursuant to the Agreement and Plan of Merger, dated March 30, 2026, by and among the Issuer, Affinity Bank, National Association, Fidelity BancShares (N.C.), Inc., The Fidelity Bank, and TFB Merger Subsidiary, Inc. (the "Merger Agreement"), each issued and outstanding share of Issuer common stock was converted into the right to receive $23.00 cash consideration.
  2. F2. Pursuant to the Merger Agreement, each stock option was converted into the right to receive $23.00 cash consideration less the exercise price of such option.
Common shares disposed 68,300 shares Common Stock disposition to issuer on 2026-08-01; converted to $23.00 cash per share
Cash consideration per common share $23.00 per share Merger Agreement cash consideration for each issued and outstanding share of common stock
Option grant underlying shares 5,000 shares Stock option with $14.49 exercise price, expiration 2033-11-16, converted to cash right
Option grant exercise price $14.49 per share Exercise price for option on 5,000 underlying shares under Merger Agreement cash settlement
Second option underlying shares 10,500 shares Stock option with $14.87 exercise price, expiration 2032-05-24, converted to cash right
Second option exercise price $14.87 per share Exercise price for option on 10,500 underlying shares in merger cash settlement
Third option underlying shares 16,747 shares Stock option with $11.14 exercise price, expiration 2029-04-23, converted to cash right
Third option exercise price $11.14 per share Exercise price for option on 16,747 underlying shares in merger cash settlement
Agreement and Plan of Merger regulatory
"Pursuant to the Agreement and Plan of Merger, dated March 30, 2026"
An Agreement and Plan of Merger is a formal document where two companies agree to combine into one, outlining how the process will happen. It’s like a step-by-step plan for merging, and it matters because it shows both sides have agreed on the details before the official transition takes place.
cash consideration financial
"each share of Issuer common stock was converted into the right to receive $23.00 cash consideration"
Cash consideration is the actual money paid to buy a company, asset, or stake rather than payment in shares or other forms. For investors it matters because cash payments deliver immediate, certain value and affect the buyer’s and seller’s cash reserves and balance sheets—like selling a car for cash versus taking a trade-in, one side gets instant spending power while the other changes its liquidity and risk profile.
stock option financial
"Pursuant to the Merger Agreement, each stock option was converted into the right to receive $23.00"
A stock option is a contract that gives you the right to buy or sell a company's stock at a specific price within a certain time frame. People use them to potentially make money if the stock's price moves favorably or to protect against losses. It's like holding a coupon that can be used to buy or sell stock at a set price later on.
Disposition to issuer financial
"transaction code description: Disposition to issuer for the reported transactions"

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FAQ

What insider transaction did AFBI director William D. Fortson Jr. report?

William D. Fortson Jr., a director of AFBI, reported disposing of 68,300 common shares, which were converted into the right to receive $23.00 in cash per share under a Merger Agreement, eliminating the directly held common stock position shown in this filing.

How were AFBI stock options held by William D. Fortson Jr. treated in the merger?

Fortson’s AFBI stock options were converted into cash rights. Each option became the right to receive $23.00 in cash per underlying share, less the option’s exercise price, rather than continuing as options after completion of the Merger Agreement.

What quantities of AFBI shares were covered by William D. Fortson Jr.’s stock options?

The reported AFBI stock options covered 5,000, 10,500 and 16,747 underlying common shares. Each of these option grants was converted into a cash-based right tied to the $23.00 merger consideration minus the applicable exercise price per share.

What exercise prices applied to William D. Fortson Jr.’s AFBI stock options?

The AFBI options had exercise prices of $14.49, $14.87 and $11.14 per share. Under the Merger Agreement, each option entitled the holder to $23.00 cash per share minus the relevant exercise price, effectively settling the options in cash.

Did William D. Fortson Jr. retain any directly held AFBI common stock after the merger transaction?

According to the Form 4, Fortson’s directly held AFBI common stock position after the merger-related disposition was 0 shares. His 68,300 reported common shares were converted into rights to receive $23.00 per share in cash consideration.

Was the AFBI insider transaction reported under a Rule 10b5-1 trading plan?

The filing’s Rule 10b5-1 checkbox was not marked as affirming a trading plan. The transactions instead stem from the Merger Agreement, which converted AFBI common shares and stock options into specified cash consideration, rather than discretionary open-market trading.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
X
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Fortson William D. Jr.

(Last)(First)(Middle)
3175 HIGHWAY 278

(Street)
COVINGTON GEORGIA 30014

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Affinity Bancshares, Inc. [ AFBI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
08/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock08/01/2026D68,300D(1)0D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Stock Options$14.4908/01/2026D$5,00011/16/202411/16/2033Common Stock5,000(2)0D
Stock Options$14.8708/01/2026D$10,50005/24/202305/24/2032Common Stock10,500(2)0D
Stock Options$11.1408/01/2026D$16,74704/23/202004/23/2029Common Stock16,747(2)0D
Explanation of Responses:
1. Pursuant to the Agreement and Plan of Merger, dated March 30, 2026, by and among the Issuer, Affinity Bank, National Association, Fidelity BancShares (N.C.), Inc., The Fidelity Bank, and TFB Merger Subsidiary, Inc. (the "Merger Agreement"), each issued and outstanding share of Issuer common stock was converted into the right to receive $23.00 cash consideration.
2. Pursuant to the Merger Agreement, each stock option was converted into the right to receive $23.00 cash consideration less the exercise price of such option.
/s/ Ned A. Quint, pursuant to power of attorney08/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)