Affinity Bancshares (AFBI): AllianceBernstein reports 9.8% stake

Rhea-AI Filing Summary

Affinity Bancshares Inc reported that AllianceBernstein L.P. beneficially owns 598,619 shares, representing 9.8% of the common stock as of 03/31/2026. The filing states these shares were acquired solely for investment purposes on behalf of client discretionary investment advisory accounts. AllianceBernstein notes it is a majority owned subsidiary of Equitable Holdings, Inc. but operates under independent management. The Schedule 13G/A was signed on 05/15/2026.

Insights

Institutional Ownership Analyst

AllianceBernstein holds a near-10% passive stake in Affinity Bancshares.

AllianceBernstein reports beneficial ownership of 598,619 shares (9.8%) as of 03/31/2026, held in client discretionary accounts and described as acquired solely for investment purposes. The filing classifies the position as passive under Schedule 13G/A.

Ownership that approaches 10% can affect engagement dynamics with management; subsequent disclosures or amendments would show any change. Cash‑flow treatment and trading intentions are not specified in the excerpt.

Key Figures

Shares beneficially owned: 598,619 shares Percent of class: 9.8% Filing signature date: 05/15/2026

3 metrics

Shares beneficially owned 598,619 shares reported as of 03/31/2026

Percent of class 9.8% percent of common stock reported in Schedule 13G/A

Filing signature date 05/15/2026 date the Schedule 13G/A was signed

Key Terms

Schedule 13G/A, beneficially owned, sole dispositive power, client discretionary accounts

4 terms

Schedule 13G/A regulatory

"AllianceBernstein L.P. beneficially owns 598,619 shares (Schedule 13G/A)"

A Schedule 13G/A is an amended public filing with the U.S. securities regulator that updates a previous Schedule 13G, disclosing when an individual or group holds a substantial (typically over 5%) stake in a company and is claiming a passive, non‑controlling intent. Investors monitor these updates because rising or falling holdings can signal changing confidence, potential future moves, or shifts in voting power — like watching a public ledger where large shareholders quietly adjust their positions.

beneficially owned financial

"Amount beneficially owned: 598,619 shares acquired solely for investment purposes"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

sole dispositive power regulatory

"Sole Dispositive Power 598,619.00"

Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.

client discretionary accounts financial

"acquired solely for investment purposes on behalf of client discretionary investment advisory accounts"

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

(Amendment No. 4)

Affinity Bancshares Inc

(Name of Issuer)

Common Stock

(Title of Class of Securities)

00832E103

(CUSIP Number)

03/31/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 00832E103

1

Names of Reporting Persons

AllianceBernstein L.P.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

DELAWARE

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 598,619.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 598,619.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

598,619.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

9.8 %

12

Type of Reporting Person (See Instructions)

IA

SCHEDULE 13G

Item 1.
(a)	Name of issuer: Affinity Bancshares Inc
(b)	Address of issuer's principal executive offices: 3175 HIGHWAY 278,, COVINGTON,, GA, 30014
Item 2.
(a)	Name of person filing: AllianceBernstein L.P. ("AllianceBernstein L.P.")
(b)	Address or principal business office or, if none, residence: 501 Commerce Street, Nashville, TN 37203 All media outlets, please contact Jennifer Will at AllianceBernstein (212-969-1157) with any questions. All other questions can be directed to Section13USFilings@alliancebernstein.com.
(c)	Citizenship: Delaware
(d)	Title of class of securities: Common Stock
(e)	CUSIP No.: 00832E103
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 598,619 shares acquired solely for investment purposes on behalf of client discretionary investment advisory accounts.* *AllianceBernstein L.P. is a majority owned subsidiary of Equitable Holdings, Inc. ("EQH"). AllianceBernstein operates under independent management and makes independent decisions from EQH and its respective subsidiaries, and EQH calculates and reports beneficial ownership separately from AllianceBernstein pursuant to guidance provided by the Securities and Exchange Commission in Release Number 34-39538 (January 12, 1998).
(b)	Percent of class: 9.8 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 598,619
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 598,619
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under § 240.14a-11.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

AllianceBernstein L.P.

Signature:	Marcus Edwards
Name/Title:	AVP/ Senior Compliance Associate
Date:	05/15/2026

FAQ

What stake does AllianceBernstein hold in Affinity Bancshares (AFBI)?

AllianceBernstein beneficially owns 598,619 shares, equal to 9.8% of common stock as of 03/31/2026. The filing states these shares were acquired solely for investment purposes on behalf of client discretionary accounts.

Is the AllianceBernstein position passive or active for AFBI?

The filing classifies the position under Schedule 13G/A as a passive ownership stake. It states the shares were acquired solely for investment purposes in client discretionary advisory accounts and does not assert activist intent.

Does AllianceBernstein control voting or disposition of the AFBI shares?

AllianceBernstein reports sole voting power of 598,619 and sole dispositive power of 598,619 for the reported shares. No shared voting or dispositive powers are listed in the excerpt.

When was the Schedule 13G/A for AFBI signed and filed?

The excerpt shows the filing was signed on 05/15/2026 and lists the ownership amount as of 03/31/2026. The signature is by Marcus Edwards, AVP/Senior Compliance Associate at AllianceBernstein.

Does Equitable Holdings report this ownership with AllianceBernstein?

AllianceBernstein states it is majority owned by Equitable Holdings, Inc., but that AllianceBernstein operates under independent management and that Equitable Holdings reports its beneficial ownership separately pursuant to SEC guidance.