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Aflac Inc. 10-Q Filings

AFL NYSE

Every 10-Q that Aflac Inc. (AFL) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow AFL and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full AFL filings page.

Rhea-AI Summary

Aflac Incorporated reported solid profitability for the quarter ended June 30, 2026. Total revenues were $4,117 million versus $4,160 million a year earlier, while total benefits and expenses fell to $3,122 million from $3,338 million. Net earnings increased to $825 million from $599 million, with diluted EPS of $1.63 compared with $1.11.

For the first six months of 2026, revenues were $8,463 million and net earnings rose to $1,844 million from $628 million. Aflac Japan generated 51% of adjusted revenues and held 75% of total assets of $115,961 million, underscoring the company’s concentration in the Japanese market, while Aflac U.S. adjusted revenues grew modestly year over year.

The balance sheet shows policy liabilities of $64,348 million, notes payable and lease obligations of $8,729 million, and shareholders’ equity of $30,312 million. Operating cash flow for the first half was $1,080 million. Capital returns remained significant, with $1,984 million used to repurchase treasury stock and cash dividends of $603 million, contributing to lower average share count and 501,343,298 shares outstanding at July 28, 2026.

Rhea-AI Summary

Aflac Incorporated reported strong results for the quarter ended March 31, 2026. Net earnings jumped to $1,019 million, up sharply from $29 million a year earlier, as total revenues rose to $4,346 million from $3,398 million.

Premiums were stable at $3,310 million while net investment income held at $956 million, and the company recorded $49 million of net investment gains versus a $963 million loss last year. Total benefits and expenses declined to $3,121 million, supporting an increase in earnings per diluted share to $1.98 from $0.05.

Operating cash flow was solid at $968 million, and Aflac returned capital through $304 million of dividends and $1,000 million of share repurchases. Total assets were $116.3 billion and shareholders’ equity was $30.0 billion as of March 31, 2026.

Rhea-AI Summary

Aflac Incorporated reported strong results for the quarter ended September 30, 2025. Total revenues were $4.74 billion, up from $2.95 billion a year earlier, helped by higher net investment income and a swing to $275 million of net investment gains from a $(1.41) billion loss.

Net earnings rose to $1.64 billion from a loss of $93 million, and diluted earnings per share climbed to $3.08 from $(0.17). Reserve remeasurement gains reduced benefits and claims, supporting margins in both Aflac Japan and Aflac U.S.

For the first nine months of 2025, net earnings were $2.27 billion on revenues of $12.30 billion. Operating cash flow was solid at $2.24 billion, and cash and cash equivalents increased to $6.77 billion. Shareholders’ equity grew to $28.69 billion, reflecting higher retained earnings and favorable discount rate effects in other comprehensive income, partly offset by significant share repurchases and dividends.