What is Aflac Inc's earnings per share (EPS)?

Aflac Inc (AFL) reported diluted earnings per share of $6.82 for fiscal year 2025. This represents a -29.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Aflac Inc Financials

AFL

Trailing 12 months to June 30, 2026

Revenue $18.1B +13.6% YoY

Net Income $4.9B +99.5% YoY

EPS (Diluted) $9.30 +111.8% YoY

Free Cash Flow Not reported for the trailing 12 months

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Aflac Inc (AFL) reported $18.1B in revenue over the twelve months to Jun 30, 2026, up 13.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AFL FY2025 2026-05-06

Aflac's recent results show a smaller balance sheet being used to fund capital returns while leverage keeps easing.

From FY2023 to FY2025, operating cash flow plus net investing inflows broadly matched the cash sent out through buybacks and dividends, while total assets fell from $126.7B to $116.5B and debt-to-equity dropped from 4.8x to 2.9x. That combination implies shareholder payouts were supported by liquidity released from a contracting asset base, not by adding leverage.

For three straight years, net income exceeded operating cash flow; in FY2025 the gap was $3.6B versus $2.6B. That means accounting profit converted into cash less cleanly than the income line alone suggests, making reported earnings an incomplete guide to cash available for payouts.

FY2025's profit drop was also a cost-absorption issue: selling and administrative expense rose to $3.3B from $3.0B even as revenue fell. Buybacks still reduced shares to 518.7M from 550.0M, which softened the per-share decline but could not offset lower earnings.

Financial Health Signals

Financial Health Score 48/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Aflac Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Premium Growth

Not available for Aflac Inc, and counted as zero in the overall score.

Capital

Investment Yield

Not available for Aflac Inc, and counted as zero in the overall score.

Combined Ratio

Stability

Piotroski F-Score Partial

3/6

Aflac Inc passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 2 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

0.70x

For every $1 of reported earnings, Aflac Inc generates $0.70 in operating cash flow ($2.6B OCF vs $3.6B net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$17.2B

YoY-9.3%

5Y CAGR-5.0%

10Y CAGR-1.9%

Aflac Inc generated $17.2B in revenue in fiscal year 2025. This represents a decrease of 9.3% from the prior year.

Net Income

$3.6B

YoY-33.0%

5Y CAGR-5.3%

10Y CAGR+3.7%

Aflac Inc reported $3.6B in net income in fiscal year 2025. This represents a decrease of 33.0% from the prior year.

EPS (Diluted)

$6.82

YoY-29.2%

5Y CAGR+0.4%

Aflac Inc earned $6.82 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 29.2% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Cash & Debt

$6.2B

YoY+0.3%

5Y CAGR+4.0%

10Y CAGR+3.7%

Aflac Inc held $6.2B in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$2.35

YoY+13.0%

5Y CAGR+16.0%

Aflac Inc paid $2.35 per share in dividends in fiscal year 2025. This represents an increase of 13.0% from the prior year.

Shares Outstanding

516M

YoY-5.5%

5Y CAGR-5.6%

Aflac Inc had 516M shares outstanding in fiscal year 2025. This represents a decrease of 5.5% from the prior year.

Free Cash Flow

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

21.2%

YoY-7.5pp

5Y CAGR-0.3pp

10Y CAGR+9.1pp

Aflac Inc's net profit margin was 21.2% in fiscal year 2025, showing the share of revenue converted to profit. This is down 7.5 percentage points from the prior year.

Return on Equity

12.4%

YoY-8.5pp

5Y CAGR-1.9pp

10Y CAGR-1.9pp

Aflac Inc's ROE was 12.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 8.5 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$3.5B

YoY+26.1%

5Y CAGR+18.1%

10Y CAGR+10.4%

Aflac Inc spent $3.5B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 26.1% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Capital Expenditures

Not reported for fiscal year 2025.

AFL Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

AFL quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$18.1B	$17.2B-9.3%	$18.9B+1.2%	$18.7B-2.3%	$19.1B-11.2%	$21.6B-2.7%	$22.1B-0.7%	$22.3B+2.5%	$21.8B+0.4%	$21.7B-4.0%	$22.6B+8.1%	$20.9B-8.2%	$22.7B-5.1%	$23.9B-5.6%	$25.4B+14.4%	$22.2B
SG&A Expenses	$3.2B	$3.3B+7.9%	$3.0B-4.8%	$3.2B-2.6%	$3.2B-8.2%	$3.5B+3.5%	$3.4B+10.7%	$3.1B+3.4%	$3.0B+7.5%	$2.8B-0.6%	$2.8B+7.3%	$2.6B+15.3%	$2.3B+1.8%	$2.2B-8.0%	$2.4B+8.5%	$2.2B
Operating Income	N/A	N/A	N/A	N/A	$4.2B-15.7%	$4.9B+11.7%	$4.4B-1.0%	$4.5B+2.5%	$4.4B+6.5%	$4.1B-0.7%	$4.1B+2.9%	$4.0B-5.9%	$4.3B-3.3%	$4.4B-5.6%	$4.7B+2.5%	$4.5B
Interest Expense	$239.0M	$217.0M+11.9%	$194.0M-0.5%	$195.0M-13.7%	$226.0M-5.0%	$238.0M-1.7%	$242.0M+6.1%	$228.0M+2.7%	$222.0M-7.5%	$240.0M-10.4%	$268.0M-7.3%	$289.0M-8.8%	$317.0M+8.2%	$293.0M+12.3%	$261.0M+33.2%	$196.0M
Income Tax	$924.0M	$887.0M-8.9%	$974.0M+61.5%	$603.0M+33.7%	$451.0M-53.8%	$977.0M+257.8%	-$619.0M-154.3%	$1.1B+7.3%	$1.1B+281.4%	-$586.0M-141.6%	$1.4B+5.9%	$1.3B-13.7%	$1.5B-7.1%	$1.7B+15.5%	$1.4B+39.7%	$1.0B
Net Income	$4.9B	$3.6B-33.0%	$5.4B+16.8%	$4.7B+5.5%	$4.4B+4.4%	$4.2B-11.4%	$4.8B+44.6%	$3.3B+13.2%	$2.9B-36.6%	$4.6B+73.1%	$2.7B+5.0%	$2.5B-14.2%	$3.0B-6.6%	$3.2B+10.2%	$2.9B+45.9%	$2.0B
EPS (Diluted)	$9.30	$6.82-29.2%	$9.63+23.8%	$7.78+12.3%	$6.93+10.9%	$6.25-6.3%	$6.67+50.6%	$4.43+17.5%	$3.77	$5.77+79.8%	$3.21	$5.85-10.0%	$6.50-3.8%	$6.76+10.6%	$6.11+46.2%	$4.18

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$4.1B-5.3%	$4.3B-10.7%	$4.9B+2.7%	$4.7B+13.9%	$4.2B+22.4%	$3.4B-37.1%	$5.4B+83.2%	$2.9B
SG&A Expenses	$749.0M-2.9%	$771.0M-11.0%	$866.0M+10.9%	$781.0M-2.9%	$804.0M+0.2%	$802.0M-3.8%	$834.0M+11.6%	$747.0M
Interest Expense	$63.0M+6.8%	$59.0M-3.3%	$61.0M+8.9%	$56.0M+9.8%	$51.0M+4.1%	$49.0M+2.1%	$48.0M-2.0%	$49.0M
Income Tax	$170.0M-17.5%	$206.0M+6.7%	$193.0M-45.6%	$355.0M+59.2%	$223.0M+92.2%	$116.0M-50.4%	$234.0M+26.5%	$185.0M
Net Income	$825.0M-19.0%	$1.0B-26.1%	$1.4B-15.9%	$1.6B+173.6%	$599.0M+1965.5%	$29.0M-98.5%	$1.9B+2145.2%	-$93.0M
EPS (Diluted)	$1.63-17.7%	$1.98-24.1%	$2.61-15.3%	$3.08+177.5%	$1.11+2120.0%	$0.05-98.5%	$3.40+2100.0%	-$0.17

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

AFL Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

AFL quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$116.5B-0.9%	$117.6B-7.2%	$126.7B-3.8%	$131.7B-16.4%	$157.5B-4.6%	$165.1B+8.1%	$152.8B+8.8%	$140.4B+2.3%	$137.2B+5.7%	$129.8B+9.8%	$118.3B-1.2%	$119.7B-1.3%	$121.3B0.0%	$121.3B+4.4%	$116.2B
Cash & Equivalents	$6.2B+0.3%	$6.2B+44.7%	$4.3B+9.2%	$3.9B-21.9%	$5.1B-1.8%	$5.1B+5.0%	$4.9B+12.9%	$4.3B+24.2%	$3.5B-28.2%	$4.9B+11.7%	$4.3B-6.6%	$4.7B+83.2%	$2.5B+24.6%	$2.0B-9.2%	$2.2B
Goodwill	$260.0M-1.1%	$263.0M-0.8%	$265.0M0.0%	$265.0M-1.1%	$268.0M-0.4%	$269.0M+92.1%	$140.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$87.0B-4.9%	$91.5B-12.7%	$104.7B-6.1%	$111.6B-10.2%	$124.3B-5.5%	$131.5B+6.2%	$123.8B+5.9%	$116.9B+3.8%	$112.6B+3.0%	$109.3B+8.7%	$100.5B-0.9%	$101.4B-4.9%	$106.7B-7.3%	$115.1B+11.4%	$103.3B
Total Equity	$29.5B+13.0%	$26.1B+18.7%	$22.0B+9.2%	$20.1B+18.3%	$17.0B-49.3%	$33.6B+15.9%	$29.0B+23.4%	$23.5B-4.6%	$24.6B+20.1%	$20.5B+15.7%	$17.7B-3.5%	$18.3B+25.5%	$14.6B-8.5%	$16.0B+23.4%	$12.9B
Retained Earnings	$54.7B+4.6%	$52.3B+8.9%	$48.0B+8.2%	$44.4B+7.2%	$41.4B+8.9%	$38.0B+10.8%	$34.3B+7.9%	$31.8B+6.3%	$29.9B+15.1%	$26.0B+8.2%	$24.0B+8.4%	$22.2B+11.4%	$19.9B+14.4%	$17.4B+14.8%	$15.1B

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$116.0B-0.3%	$116.3B-0.2%	$116.5B-4.8%	$122.3B-1.9%	$124.7B+3.7%	$120.3B+2.3%	$117.6B-8.5%	$128.4B
Cash & Equivalents	$6.1B+8.2%	$5.7B-9.5%	$6.2B-7.7%	$6.8B-2.8%	$7.0B+33.1%	$5.2B-16.0%	$6.2B+11.0%	$5.6B
Goodwill	N/A	N/A	$260.0M	N/A	N/A	N/A	$263.0M	N/A
Total Liabilities	$85.6B-0.8%	$86.3B-0.8%	$87.0B-7.1%	$93.6B-4.0%	$97.5B+3.9%	$93.9B+2.7%	$91.5B-11.7%	$103.6B
Total Equity	$30.3B+1.2%	$30.0B+1.6%	$29.5B+2.8%	$28.7B+5.5%	$27.2B+3.3%	$26.3B+0.9%	$26.1B+5.1%	$24.8B
Retained Earnings	$56.2B+0.9%	$55.7B+1.9%	$54.7B+1.4%	$53.9B+2.5%	$52.6B+0.5%	$52.3B+0.1%	$52.3B+2.6%	$51.0B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

AFL Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

AFL quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$2.6B	$2.6B-5.6%	$2.7B-15.1%	$3.2B-17.8%	$3.9B-23.2%	$5.1B-15.2%	$6.0B+9.2%	$5.5B-9.3%	$6.0B-1.9%	$6.1B+2.4%	$6.0B-11.6%	$6.8B+3.5%	$6.5B-37.9%	$10.5B-29.5%	$15.0B+37.9%	$10.8B
Investing Cash Flow	$1.4B	$1.6B-43.9%	$2.8B+240.4%	$817.0M+153.1%	-$1.5B+35.2%	-$2.4B+48.5%	-$4.6B-45.7%	-$3.2B+11.5%	-$3.6B+34.0%	-$5.4B-40.9%	-$3.9B+21.3%	-$4.9B-15.5%	-$4.2B+61.8%	-$11.1B+34.6%	-$17.0B-56.5%	-$10.8B
Financing Cash Flow	-$4.8B	-$4.1B-16.7%	-$3.5B+6.4%	-$3.7B-4.8%	-$3.6B-29.6%	-$2.7B-145.7%	-$1.1B+34.9%	-$1.7B-6.0%	-$1.6B+21.7%	-$2.1B-27.5%	-$1.6B+26.0%	-$2.2B-1387.8%	-$147.0M-112.9%	$1.1B-41.6%	$1.9B+2939.1%	$64.0M
Dividends Paid	$1.2B	$1.2B+10.2%	$1.1B+12.5%	$966.0M-1.3%	$979.0M+14.5%	$855.0M+11.2%	$769.0M-0.3%	$771.0M-2.8%	$793.0M+20.0%	$661.0M+0.5%	$658.0M+0.3%	$656.0M+0.3%	$654.0M+3.0%	$635.0M+5.3%	$603.0M+9.2%	$552.0M
Share Buybacks	$3.8B	$3.5B+26.1%	$2.8B0.0%	$2.8B+16.7%	$2.4B+4.3%	$2.3B+49.7%	$1.5B-5.5%	$1.6B+25.1%	$1.3B-3.7%	$1.4B-5.0%	$1.4B+8.1%	$1.3B+8.7%	$1.2B+48.8%	$813.0M+589.0%	$118.0M-61.7%	$308.0M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$112.0M-88.4%	$968.0M+207.3%	$315.0M-74.8%	$1.3B+213.8%	$399.0M-32.3%	$589.0M+76.9%	$333.0M-73.8%	$1.3B
Investing Cash Flow	$791.0M+224.2%	$244.0M-32.0%	$359.0M+1182.1%	$28.0M-98.2%	$1.5B+527.0%	-$359.0M-123.7%	$1.5B+247.3%	-$1.0B
Financing Cash Flow	-$442.0M+74.9%	-$1.8B-48.8%	-$1.2B+19.0%	-$1.5B-802.5%	-$162.0M+87.2%	-$1.3B-16.3%	-$1.1B-31.2%	-$826.0M
Dividends Paid	$299.0M-1.6%	$304.0M+4.1%	$292.0M-2.3%	$299.0M-0.7%	$301.0M-1.6%	$306.0M+14.6%	$267.0M-1.1%	$270.0M
Share Buybacks	$984.0M-1.6%	$1.0B+24.8%	$801.0M-19.9%	$1.0B+20.6%	$829.0M-7.9%	$900.0M+20.0%	$750.0M+50.0%	$500.0M

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

AFL Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

AFL quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Margin	N/A	N/A	N/A	21.7%-1.2pp	22.9%+2.9pp	19.9%-0.1pp	20.0%0.0pp	20.0%+1.2pp	18.9%+0.6pp	18.3%-0.9pp	19.2%+0.5pp	18.7%+0.3pp	18.4%0.0pp	18.4%-2.1pp	20.5%
Net Margin	21.2%-7.5pp	28.8%+3.9pp	24.9%+1.8pp	23.1%+3.5pp	19.6%-1.9pp	21.6%+6.8pp	14.8%+1.4pp	13.4%-7.8pp	21.3%+9.5pp	11.8%-0.3pp	12.1%-0.8pp	13.0%-0.2pp	13.2%+1.9pp	11.3%+2.4pp	8.9%
Return on Equity	12.4%-8.5pp	20.9%-0.3pp	21.2%-0.8pp	21.9%-2.9pp	24.8%+10.6pp	14.2%+2.8pp	11.4%-1.0pp	12.4%-6.3pp	18.7%+5.7pp	13.0%-1.3pp	14.3%-1.8pp	16.1%-5.5pp	21.6%+3.7pp	17.9%+2.8pp	15.2%
Return on Assets	3.1%-1.5pp	4.6%+1.0pp	3.7%+0.3pp	3.4%+0.7pp	2.7%-0.2pp	2.9%+0.7pp	2.2%+0.1pp	2.1%-1.3pp	3.4%+1.3pp	2.1%-0.1pp	2.1%-0.3pp	2.5%-0.1pp	2.6%+0.2pp	2.4%+0.7pp	1.7%
Debt-to-Equity	2.95-0.6x	3.50-1.3x	4.76-0.8x	5.54-1.8x	7.30+3.4x	3.92-0.4x	4.28-0.7x	4.98+0.4x	4.58-0.8x	5.34-0.3x	5.68+0.2x	5.53-1.8x	7.30+0.1x	7.20-0.8x	7.98

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	20.0%-3.4pp	23.4%-4.9pp	28.3%-6.2pp	34.6%+20.2pp	14.4%+13.5pp	0.9%-34.3pp	35.2%+38.3pp	-3.1%
Return on Equity	2.7%-0.7pp	3.4%-1.3pp	4.7%-1.0pp	5.7%+3.5pp	2.2%+2.1pp	0.1%-7.2pp	7.3%+7.7pp	-0.4%
Return on Assets	0.7%-0.2pp	0.9%-0.3pp	1.2%-0.2pp	1.3%+0.9pp	0.5%+0.5pp	0.0%-1.6pp	1.6%+1.7pp	-0.1%
Debt-to-Equity	2.83-0.1x	2.88-0.1x	2.95-0.3x	3.26-0.3x	3.590.0x	3.57+0.1x	3.50-0.7x	4.17

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

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Frequently Asked Questions

What is Aflac Inc's annual revenue?

Aflac Inc (AFL) reported $17.2B in total revenue for fiscal year 2025. This represents a -9.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Aflac Inc's revenue growing?

Aflac Inc (AFL) revenue declined by 9.3% year-over-year, from $18.9B to $17.2B in fiscal year 2025.

Is Aflac Inc profitable?

Yes, Aflac Inc (AFL) reported a net income of $3.6B in fiscal year 2025, with a net profit margin of 21.2%.

What is Aflac Inc's net profit margin?

Aflac Inc (AFL) had a net profit margin of 21.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Aflac Inc pay dividends?

Yes, Aflac Inc (AFL) paid $2.35 per share in dividends during fiscal year 2025.

What is Aflac Inc's return on equity (ROE)?

Aflac Inc (AFL) has a return on equity of 12.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Aflac Inc's operating cash flow?

Aflac Inc (AFL) generated $2.6B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Aflac Inc's total assets?

Aflac Inc (AFL) had $116.5B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Aflac Inc buy back shares?

Yes, Aflac Inc (AFL) spent $3.5B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Aflac Inc have outstanding?

Aflac Inc (AFL) had 516M shares outstanding as of fiscal year 2025.

What is Aflac Inc's debt-to-equity ratio?

Aflac Inc (AFL) had a debt-to-equity ratio of 2.95 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Aflac Inc's return on assets (ROA)?

Aflac Inc (AFL) had a return on assets of 3.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Aflac Inc's Piotroski F-Score?

Aflac Inc (AFL) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Aflac Inc's earnings high quality?

Aflac Inc (AFL) has an earnings quality ratio of 0.70x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Aflac Inc?

Aflac Inc (AFL) scores 48 out of 100 on our Financial Health Score, indicating moderate standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.