What is Prudential Financial, Inc.'s earnings per share (EPS)?

Prudential Financial, Inc. (PRU) reported diluted earnings per share of $9.99 for fiscal year 2025. This represents a 33.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Prudential Financial, Inc. (PRU) Financials

PRU

Trailing 12 months to June 30, 2026

Revenue $64.8B +9.4% YoY

Net Income $3.9B +140.2% YoY

EPS (Diluted) $11.04 +143.2% YoY

Operating Cash Flow $11.0B +426.6% YoY

Market Cap $40.0B as of Oct 19, 2026

Price / Sales 0.6x on $64.8B revenue, trailing 12 months to June 30, 2026

Price / Earnings 10.2x on $3.9B net income, trailing 12 months to June 30, 2026

Price / Book 1.3x on $31.6B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 19, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the PRU SEC filings page.

Prudential Financial, Inc. (PRU) reported $64.8B in revenue over the twelve months to Jun 30, 2026, up 9.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI PRU FY2025 2026-10-03

Prudential earns modest returns on a very large balance sheet, with liabilities funding most assets and cash generation varying more than profit.

In FY2025, operating cash flow of $6.3B exceeded net income of $3.6B, but both fell relative to FY2024 even as profit increased; that divergence means accounting recovery has not translated into steadily rising cash generation.

The balance sheet is structurally obligation-heavy: $738.2B of liabilities supported $773.7B of assets in FY2025, while return on assets was only 0.5% versus return on equity of 11.0%. The gap indicates that modest asset-level returns are amplified through a relatively thin equity base, rather than reflecting a high-margin operating model.

FY2025 investing outflows reached $25.9B while financing provided $20.8B, alongside $6.3B of operating cash flow. This combination makes the cash-flow statement primarily a record of managing invested assets and funding sources, not simply a measure of profit available for shareholders.

Financial Health Signals

Financial Health Score 11/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Prudential Financial, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Loss Ratio measures the claims an insurer paid out against the premiums it earned, so a lower ratio leaves more of every premium dollar with the company. Prudential Financial, Inc. scores 6/100 on it among other insurers.

Premium Growth

Not available for Prudential Financial, Inc., and counted as zero in the overall score.

Capital

Prudential Financial, Inc. funded 4.2% of its assets with shareholders' equity at the end of fiscal year 2025, holding $32.4B of equity against $773.7B of assets. Capital ranks insurers on that cushion, and Prudential Financial, Inc. scores 12/100 among other insurers.

Investment Yield

Not available for Prudential Financial, Inc., and counted as zero in the overall score.

Combined Ratio

Combined Ratio puts claims and running costs together against premiums earned, and a figure under 100% means the underwriting made money before any investment income was counted. Prudential Financial, Inc. scores 15/100 on it among other insurers.

Stability

Prudential Financial, Inc. reported net income of $3.6B in fiscal year 2025, against $2.7B in fiscal year 2024. Stability ranks insurers on how steady net income has been across five years, and Prudential Financial, Inc. scores 33/100 among other insurers.

Piotroski F-Score Partial

6/7

Prudential Financial, Inc. passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.75x

For every $1 of reported earnings, Prudential Financial, Inc. generates $1.75 in operating cash flow ($6.3B OCF vs $3.6B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$15.7B

YoY+14.1%

QoQ+0.9%

5Y CAGR-0.3%

10Y CAGR+0.8%

Prudential Financial, Inc. generated $15.7B in revenue in Q2 2026. This represents an increase of 14.1% from the same quarter a year earlier. Against the prior quarter it is up 0.9%.

Net Income

$985.0M

YoY+84.8%

QoQ+65.0%

5Y CAGR-14.5%

10Y CAGR+0.7%

Prudential Financial, Inc. reported $985.0M in net income in Q2 2026. This represents an increase of 84.8% from the same quarter a year earlier. Against the prior quarter it is up 65.0%.

EPS (Diluted)

$2.80

YoY+89.2%

QoQ+66.7%

5Y CAGR-12.3%

10Y CAGR+3.2%

Prudential Financial, Inc. earned $2.80 per diluted share (EPS) in Q2 2026. This represents an increase of 89.2% from the same quarter a year earlier. Against the prior quarter it is up 66.7%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$15.2B

YoY-8.9%

QoQ-4.9%

5Y CAGR0.0%

10Y CAGR-4.5%

Prudential Financial, Inc. held $15.2B in cash against $19.7B in long-term debt as of Q2 2026.

Dividends Per Share

$1.40

YoY+3.7%

QoQ0.0%

5Y CAGR+4.0%

10Y CAGR+7.2%

Prudential Financial, Inc. paid $1.40 per share in dividends in Q2 2026. This represents an increase of 3.7% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

345M

YoY-2.0%

QoQ-0.6%

5Y CAGR-2.2%

10Y CAGR-2.4%

Prudential Financial, Inc. had 345M shares outstanding in Q2 2026. This represents a decrease of 2.0% from the same quarter a year earlier. Against the prior quarter it is down 0.6%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

6.3%

YoY+2.4pp

QoQ+2.4pp

5Y change-7.3pp

10Y change-0.1pp

Prudential Financial, Inc.'s net profit margin was 6.3% in Q2 2026, showing the share of revenue converted to profit. This is up 2.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.4 percentage points.

Return on Equity

3.1%

YoY+1.4pp

QoQ+1.2pp

5Y change-0.3pp

10Y change+1.4pp

Prudential Financial, Inc.'s ROE was 3.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.2 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$250.0M

YoY0.0%

QoQ+1.6%

5Y CAGR-22.2%

10Y CAGR-4.0%

Prudential Financial, Inc. spent $250.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. That is unchanged from the same quarter a year earlier. Against the prior quarter it is up 1.6%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

PRU Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PRU quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$64.8B	$60.8B-13.7%	$70.4B+30.4%	$54.0B-5.1%	$56.9B-20.2%	$71.2B+24.9%	$57.0B-12.0%	$64.8B+2.9%	$63.0B+5.5%	$59.7B+1.5%	$58.8B+2.9%	$57.1B+5.6%	$54.1B+30.5%	$41.5B-51.1%	$84.8B+72.9%	$49.1B
SG&A Expenses	$13.6B	$13.0B-2.5%	$13.3B+3.0%	$13.0B+3.0%	$12.6B-7.6%	$13.6B-2.2%	$13.9B+3.7%	$13.4B+12.3%	$11.9B+0.3%	$11.9B+1.2%	$11.8B+7.9%	$10.9B-7.6%	$11.8B	N/A	N/A	N/A
Interest Expense	N/A	N/A	$2.0B+15.1%	$1.8B+10.4%	$1.6B+8.1%	$1.5B-5.3%	$1.6B+0.6%	$1.6B+9.2%	$1.4B+7.0%	$1.3B+0.5%	$1.3B+1.1%	$1.3B-31.6%	$1.9B+35.4%	$1.4B	N/A	N/A
Income Tax	$998.0M	$1.1B+107.7%	$507.0M-17.3%	$613.0M+319.7%	-$279.0M-114.0%	$2.0B+2563.0%	-$81.0M-108.6%	$947.0M+15.2%	$822.0M+157.2%	-$1.4B-207.7%	$1.3B-35.6%	$2.1B+493.7%	$349.0M+133.0%	-$1.1B-596.7%	$213.0M-85.9%	$1.5B
Net Income	$3.9B	$3.6B+31.1%	$2.7B+9.6%	$2.5B+251.1%	-$1.6B-118.6%	$8.9B+2471.1%	-$374.0M-108.9%	$4.2B+2.7%	$4.1B-48.2%	$7.9B+80.0%	$4.4B-22.6%	$5.6B+308.5%	$1.4B+307.0%	-$667.0M-228.3%	$520.0M-85.7%	$3.6B
EPS (Basic)	N/A	$10.05+33.3%	$7.54+11.5%	$6.76+250.6%	-$4.49-119.9%	$22.56+2356.0%	-$1.00-109.8%	$10.23+6.1%	$9.64-47.0%	$18.19+84.7%	$9.85-20.4%	$12.37+280.6%	$3.25+309.7%	-$1.55	N/A	N/A
EPS (Diluted)	$11.04	$9.99+33.2%	$7.50+11.3%	$6.74+250.1%	-$4.49-120.0%	$22.40+2340.0%	-$1.00-109.9%	$10.11+6.4%	$9.50-46.8%	$17.86+83.9%	$9.71-20.2%	$12.17+276.8%	$3.23+308.4%	-$1.55	N/A	N/A
Diluted Shares (Avg)	N/A	354M-1.6%	359M-1.5%	365M-2.1%	372M-4.6%	390M-1.4%	396M-3.7%	411M-3.6%	426M-2.2%	436M-2.4%	447M-3.0%	460M	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$15.7B+14.1%	$15.5B+15.3%	$15.7B+25.3%	$17.9B-8.2%	$13.7B-7.8%	$13.5B-42.7%	$12.5B-17.0%	$19.5B+133.4%
SG&A Expenses	$3.3B+5.1%	$3.5B+12.5%	$3.5B+5.0%	$3.3B-1.0%	$3.2B+1.6%	$3.1B-14.2%	$3.3B	$3.3B+8.0%
Income Tax	$218.0M+11.8%	$129.0M-37.7%	$269.0M+244.6%	$382.0M+172.9%	$195.0M-26.1%	$207.0M-28.4%	-$186.0M	$140.0M+155.8%
Net Income	$985.0M+84.8%	$597.0M-15.6%	$905.0M+1687.7%	$1.4B+219.4%	$533.0M-55.5%	$707.0M-37.9%	-$57.0M-104.3%	$448.0M+155.9%
EPS (Basic)	$2.81+88.6%	$1.69-14.2%	$2.57+1935.7%	$4.03+225.0%	$1.49-54.8%	$1.97-37.1%	-$0.14-103.9%	$1.24+155.6%
EPS (Diluted)	$2.80+89.2%	$1.68-14.3%	$2.55+1921.4%	$4.01+223.4%	$1.48-54.9%	$1.96-37.2%	-$0.14-103.9%	$1.24+155.6%
Diluted Shares (Avg)	348M-1.9%	349M-1.9%	N/A	353M-1.6%	355M-1.6%	356M-1.2%	N/A	359M-1.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA, Interest Expense.

PRU Balance Sheet

PRU quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$773.7B+5.2%	$735.6B+2.0%	$721.2B+4.7%	$689.0B-26.5%	$937.6B-0.3%	$940.7B+4.9%	$896.6B+10.0%	$815.1B-2.0%	$832.1B+6.1%	$784.0B+3.5%	$757.3B-1.2%	$766.7B+4.8%	$731.8B+3.2%	$709.2B+14.3%	$620.2B
Cash & Equivalents	$19.7B+6.6%	$18.5B-4.7%	$19.4B+12.6%	$17.3B+33.9%	$12.9B-5.9%	$13.7B-16.1%	$16.3B+6.3%	$15.4B+6.0%	$14.5B+2.6%	$14.1B-19.8%	$17.6B+18.1%	$14.9B+30.4%	$11.4B-36.8%	$18.1B+27.0%	$14.3B
Short-Term Investments	$0	$0	$0-100.0%	$4.6B-30.8%	$6.6B-14.9%	$7.8B+42.7%	$5.5B-15.5%	$6.5B-4.9%	$6.8B-9.4%	$7.5B-7.4%	$8.1B-1.9%	$8.3B+7.2%	$7.7B+19.5%	$6.4B-29.3%	$9.1B
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0-100.0%	$11.3B+13.0%	$10.0B-8.6%	$10.9B+5.7%	$10.3B+3.0%	$10.0B+28.2%	$7.8B
Goodwill	$1.1B+3.5%	$1.1B-1.7%	$1.1B+22.3%	$876.0M-51.4%	$1.8B-40.6%	$3.0B+0.7%	$3.0B+249.1%	$863.0M+2.4%	$843.0M+1.2%	$833.0M+1.1%	$824.0M-0.8%	$831.0M-1.0%	$839.0M-3.9%	$873.0M-1.7%	$888.0M
Total Liabilities	$738.2B+4.6%	$705.5B+2.0%	$691.3B+5.2%	$657.1B-24.9%	$875.0B+0.3%	$872.5B+4.8%	$832.8B+8.7%	$766.0B-1.5%	$777.6B+5.4%	$737.9B+3.2%	$715.3B-1.2%	$724.3B+4.1%	$695.9B+3.8%	$670.1B+14.5%	$585.4B
Long-Term Debt	$18.9B-1.7%	$19.2B+1.6%	$18.9B-5.2%	$19.9B+6.9%	$18.6B-5.6%	$19.7B+5.7%	$18.6B+7.3%	$17.4B+1.2%	$17.2B-4.8%	$18.0B-7.9%	$19.6B-1.2%	$19.8B-15.8%	$23.6B-4.8%	$24.7B+0.4%	$24.6B
Total Equity	$32.4B+16.4%	$27.9B+0.2%	$27.8B-9.1%	$30.6B-50.6%	$61.9B-8.2%	$67.4B+6.8%	$63.1B+29.8%	$48.6B-10.4%	$54.2B+18.3%	$45.9B+9.5%	$41.9B+0.3%	$41.8B+18.4%	$35.3B-8.4%	$38.5B+12.4%	$34.3B
Retained Earnings	$34.8B+5.0%	$33.2B+2.6%	$32.4B+2.0%	$31.7B-13.5%	$36.7B+19.2%	$30.7B-6.8%	$33.0B+8.3%	$30.5B+6.3%	$28.7B+30.6%	$21.9B+15.9%	$18.9B+27.2%	$14.9B+2.5%	$14.5B-9.6%	$16.1B-3.4%	$16.6B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$783.6B+3.2%	$765.4B+3.5%	$773.7B+5.2%	$776.3B+2.1%	$759.0B+6.1%	$739.3B+1.9%	$735.6B+2.0%	$760.3B+11.6%
Cash & Equivalents	$15.2B-8.9%	$15.9B-0.8%	$19.7B+6.6%	$17.5B-13.5%	$16.6B-2.8%	$16.1B-14.3%	$18.5B-4.7%	$20.2B+19.6%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	$1.1B+3.5%	N/A	N/A	N/A	$1.1B-1.7%	N/A
Total Liabilities	$749.0B+3.2%	$730.5B+3.3%	$738.2B+4.6%	$741.5B+1.9%	$725.8B+5.9%	$707.0B+1.5%	$705.5B+2.0%	$727.7B+11.2%
Long-Term Debt	$19.7B+5.4%	$18.9B-3.4%	$18.9B-1.7%	$18.8B-1.5%	$18.7B-3.6%	$19.5B+0.9%	$19.2B+1.6%	$19.1B+1.1%
Total Equity	$31.6B+3.3%	$32.0B+7.0%	$32.4B+16.4%	$32.1B+5.5%	$30.6B+9.2%	$29.9B+9.8%	$27.9B+0.2%	$30.4B+17.8%
Retained Earnings	$35.4B+5.9%	$34.9B+4.6%	$34.8B+5.0%	$34.4B+2.1%	$33.5B-0.8%	$33.4B+1.2%	$33.2B+2.6%	$33.7B+7.1%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

PRU Cash Flow Statement

PRU quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$11.0B	$6.3B-26.2%	$8.5B+30.6%	$6.5B+26.2%	$5.2B-47.4%	$9.8B+17.3%	$8.4B-57.4%	$19.6B-9.4%	$21.7B+61.0%	$13.5B-9.5%	$14.9B+6.7%	$13.9B-28.1%	$19.4B+129.7%	$8.4B-59.6%	$20.9B+68.9%	$12.4B
Depreciation & Amortization	N/A	$128.0M-66.6%	$383.0M	N/A	$117.0M-43.2%	$206.0M-54.9%	$457.0M-0.7%	$460.0M+185.7%	$161.0M-27.5%	$222.0M-30.2%	$318.0M+181.4%	$113.0M-82.1%	$631.0M+53.5%	$411.0M+36.1%	$302.0M+4.1%	$290.0M
Stock-Based Compensation	N/A	$257.0M-18.2%	$314.0M+23.6%	$254.0M+22.1%	$208.0M-22.4%	$268.0M+18.6%	$226.0M-2.2%	$231.0M+49.0%	$155.0M-41.1%	$263.0M+30.2%	$202.0M+23.2%	$164.0M-1.2%	$166.0M-23.5%	$217.0M+40.0%	$155.0M+9.9%	$141.0M
Investing Cash Flow	-$32.0B	-$25.9B+9.4%	-$28.6B-135.8%	-$12.1B-58.7%	-$7.6B-43.0%	-$5.3B+67.0%	-$16.2B+4.8%	-$17.0B+21.3%	-$21.6B-80.9%	-$12.0B+44.9%	-$21.7B-180.1%	-$7.7B+54.7%	-$17.1B-4.6%	-$16.3B-5.9%	-$15.4B-16.0%	-$13.3B
Financing Cash Flow	$19.8B	$20.8B+7.1%	$19.4B+150.6%	$7.7B+56.9%	$4.9B+263.8%	-$3.0B-161.7%	$4.9B+398.8%	-$1.6B-309.2%	$781.0M+162.1%	-$1.3B-139.3%	$3.2B+189.6%	-$3.6B-319.2%	$1.6B-27.3%	$2.2B+271.8%	-$1.3B-162.2%	$2.1B
Dividends Paid	$1.9B	$1.9B+1.9%	$1.9B+2.4%	$1.8B+1.6%	$1.8B+0.2%	$1.8B+2.7%	$1.8B+7.6%	$1.6B+7.9%	$1.5B+17.4%	$1.3B-0.3%	$1.3B+16.4%	$1.1B+10.8%	$1.0B+21.7%	$828.0M+7.8%	$768.0M+9.1%	$704.0M
Share Buybacks	$1.0B	$1.0B0.0%	$1.0B-1.2%	$1.0B-32.0%	$1.5B-40.5%	$2.5B+400.0%	$500.0M-80.0%	$2.5B+66.7%	$1.5B+20.0%	$1.3B-37.5%	$2.0B+97.4%	$1.0B+1.3%	$1.0B+35.5%	$738.0M+13.5%	$650.0M-34.9%	$999.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$2.3B+101.9%	$1.0B+140.2%	$3.3B+42.9%	$4.3B+288.8%	$1.2B+895.9%	-$2.5B-148.0%	$2.3B+110.5%	$1.1B-61.1%
Depreciation & Amortization	-$110.0M	$143.0M	-$49.0M-192.5%	-$144.0M-251.2%	N/A	N/A	$53.0M	-$41.0M+8.9%
Investing Cash Flow	-$7.3B-24.8%	-$10.2B-86.2%	-$5.4B+26.6%	-$9.2B-62.1%	-$5.8B-9.1%	-$5.5B+46.7%	-$7.3B-135.7%	-$5.7B-97.8%
Financing Cash Flow	$4.2B-18.5%	$5.4B-1.1%	$4.4B+28.6%	$5.7B-22.9%	$5.1B+28.7%	$5.5B+21.0%	$3.4B-19.9%	$7.4B+215.7%
Dividends Paid	$490.0M+1.9%	$502.0M+2.2%	$475.0M+1.7%	$479.0M+2.1%	$481.0M+1.9%	$491.0M+1.7%	$467.0M+2.6%	$469.0M+2.4%
Share Buybacks	$250.0M0.0%	$246.0M0.0%	$254.0M0.0%	$250.0M-1.2%	$250.0M-0.4%	$246.0M+1.7%	$254.0M-1.6%	$253.0M+1.2%

Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow.

PRU Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PRU quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	5.9%+2.0pp	3.9%-0.7pp	4.6%+7.5pp	-2.9%-15.3pp	12.4%+13.1pp	-0.7%-7.1pp	6.5%0.0pp	6.5%-6.7pp	13.2%+5.7pp	7.4%-2.4pp	9.9%+7.3pp	2.5%+4.2pp	-1.6%-2.2pp	0.6%-6.8pp	7.4%
Return on Equity	11.0%+1.2pp	9.8%+0.8pp	8.9%+14.3pp	-5.4%-19.7pp	14.3%+14.9pp	-0.5%-7.2pp	6.6%-1.8pp	8.4%-6.1pp	14.5%+5.0pp	9.5%-3.9pp	13.5%+10.2pp	3.3%+5.2pp	-1.9%-3.2pp	1.4%-9.3pp	10.6%
Return on Assets	0.5%+0.1pp	0.4%0.0pp	0.3%+0.6pp	-0.2%-1.2pp	0.9%+1.0pp	0.0%-0.5pp	0.5%0.0pp	0.5%-0.4pp	0.9%+0.4pp	0.6%-0.2pp	0.8%+0.6pp	0.2%+0.3pp	-0.1%-0.2pp	0.1%-0.5pp	0.6%
Debt-to-Equity	0.58-0.1x	0.690.0x	0.680.0x	0.65+0.3x	0.300.0x	0.290.0x	0.30-0.1x	0.360.0x	0.32-0.1x	0.39-0.1x	0.470.0x	0.47-0.2x	0.670.0x	0.64-0.1x	0.72
Asset Turnover	0.080.0x	0.100.0x	0.070.0x	0.080.0x	0.080.0x	0.060.0x	0.070.0x	0.080.0x	0.070.0x	0.070.0x	0.080.0x	0.070.0x	0.06-0.1x	0.120.0x	0.08

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	6.3%+2.4pp	3.9%-1.4pp	5.8%+6.2pp	8.0%+5.7pp	3.9%-4.2pp	5.3%+0.4pp	-0.5%-9.2pp	2.3%+11.9pp
Return on Equity	3.1%+1.4pp	1.9%-0.5pp	2.8%+3.0pp	4.5%+3.0pp	1.7%-2.5pp	2.4%-1.8pp	-0.2%-4.9pp	1.5%+4.6pp
Return on Assets	0.1%+0.1pp	0.1%0.0pp	0.1%+0.1pp	0.2%+0.1pp	0.1%-0.1pp	0.1%-0.1pp	0.0%-0.2pp	0.1%+0.2pp
Debt-to-Equity	0.620.0x	0.59-0.1x	0.58-0.1x	0.590.0x	0.61-0.1x	0.65-0.1x	0.690.0x	0.63-0.1x
Asset Turnover	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.030.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Prudential Financial, Inc. PRU	FY2025	$60.8B	$3.6B	5.9%	$40.0B	11/100
MetLife, Inc. MET	FY2025	$77.1B	$3.2B	4.1%	$64.0B	17/100
Aflac Inc. AFL	FY2025	$17.2B	$3.6B	21.2%	$60.1B	47/100
Unum Group UNM	FY2025	$13.1B	$738.5M	5.7%	$14.6B	29/100
Globe Life Inc. GL	FY2025	$6.0B	$1.2B	19.4%	$13.0B	43/100

Where Prudential Financial, Inc. Ranks

Frequently Asked Questions

What is Prudential Financial, Inc.'s annual revenue?

Prudential Financial, Inc. (PRU) reported $60.8B in total revenue for fiscal year 2025. This represents a -13.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Prudential Financial, Inc.'s revenue growing?

Prudential Financial, Inc. (PRU) revenue declined by 13.7% year-over-year, from $70.4B to $60.8B in fiscal year 2025.

Is Prudential Financial, Inc. profitable?

Yes, Prudential Financial, Inc. (PRU) reported a net income of $3.6B in fiscal year 2025, with a net profit margin of 5.9%.

How much debt does Prudential Financial, Inc. have?

As of fiscal year 2025, Prudential Financial, Inc. (PRU) had $19.7B in cash and equivalents against $18.9B in long-term debt.

What is Prudential Financial, Inc.'s net profit margin?

Prudential Financial, Inc. (PRU) had a net profit margin of 5.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Prudential Financial, Inc. pay dividends?

Yes, Prudential Financial, Inc. (PRU) paid $5.40 per share in dividends during fiscal year 2025.

What is Prudential Financial, Inc.'s return on equity (ROE)?

Prudential Financial, Inc. (PRU) has a return on equity of 11.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Prudential Financial, Inc.'s operating cash flow?

Prudential Financial, Inc. (PRU) generated $6.3B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Prudential Financial, Inc.'s total assets?

Prudential Financial, Inc. (PRU) had $773.7B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Prudential Financial, Inc. buy back shares?

Yes, Prudential Financial, Inc. (PRU) spent $1.0B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Prudential Financial, Inc. have outstanding?

Prudential Financial, Inc. (PRU) had 348M shares outstanding as of fiscal year 2025.

What is Prudential Financial, Inc.'s debt-to-equity ratio?

Prudential Financial, Inc. (PRU) had a debt-to-equity ratio of 0.58 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Prudential Financial, Inc.'s return on assets (ROA)?

Prudential Financial, Inc. (PRU) had a return on assets of 0.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Prudential Financial, Inc.'s P/E ratio?

Prudential Financial, Inc. (PRU) trades at 10.2x earnings, its market capitalization divided by net income of $3.9B net income, trailing 12 months to June 30, 2026. The market capitalization is $40.0B as of Oct 19, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Prudential Financial, Inc.'s price-to-sales ratio?

Prudential Financial, Inc. (PRU) trades at 0.6x sales, its market capitalization divided by revenue of $64.8B revenue, trailing 12 months to June 30, 2026. The market capitalization is $40.0B as of Oct 19, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Prudential Financial, Inc.'s Piotroski F-Score?

Prudential Financial, Inc. (PRU) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Prudential Financial, Inc.'s earnings high quality?

Prudential Financial, Inc. (PRU) has an earnings quality ratio of 1.75x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Prudential Financial, Inc.?

Prudential Financial, Inc. (PRU) scores 11 out of 100 on our Financial Health Score, indicating weak standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.