Prudential plc (PUK) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 30, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Mar 26, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the PUK SEC filings page.
Prudential plc (PUK) reported $11.5B in revenue for fiscal year 2025, up 7.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (20-F and 6-K reports).
Profit growth is increasingly coming from below operations, while a liability-heavy balance sheet expands faster than shareholders’ equity.
From FY2023 to FY2025, net income rose 133.9% while operating income increased only 14.3%; net margin reached34.6% even as operating margin slipped 0.9 percentage points. That divergence means the earnings improvement was not primarily operating leverage from the core business, but came from items below operating income.
The company’s financing structure remains structurally liability-heavy: liabilities represented
Reported capital expenditures were only
Financial Health Signals
We do not publish a peer-relative financial health score for Prudential plc, because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The metrics below are current.
Key Financial Metrics
Earnings & Revenue
Prudential plc generated $11.5B in revenue in fiscal year 2025. This represents an increase of 7.0% from the prior year.
Prudential plc reported $4.0B in net income in fiscal year 2025. This represents an increase of 74.1% from the prior year.
Prudential plc earned $1.54 per diluted share (EPS) in fiscal year 2025. This represents an increase of 82.7% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Prudential plc held $7.7B in cash as of fiscal year 2025; no long-term debt figure is on record for that period.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
Prudential plc's operating margin was 28.8% in fiscal year 2025, reflecting core business profitability. This is down 0.4 percentage points from the prior year.
Prudential plc's net profit margin was 34.6% in fiscal year 2025, showing the share of revenue converted to profit. This is up 13.3 percentage points from the prior year.
Prudential plc's ROE was 19.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 6.7 percentage points from the prior year.
Not reported for fiscal year 2025.
Capital Allocation
Prudential plc spent $1.2B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 40.5% from the prior year.
Prudential plc invested $104.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 3.0% from the prior year.
Not reported for fiscal year 2025.
PUK Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $11.5B+7.0% | $10.7B+10.3% | $9.7B+8.4% | $9.0B-61.0% | $23.0B+2.4% | $22.5B-3.8% | $23.4B-48.0% | $45.0B+12.9% | $39.8B |
| Operating Income | $3.3B+5.7% | $3.1B+8.2% | $2.9B+6.3% | $2.7B-15.8% | $3.2B+17.3% | $2.8B+22.7% | $2.2B-49.0% | $4.4B+0.7% | $4.4B |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | $337.0M-34.7% | $516.0M-5.7% | $547.0M-0.2% | $548.0M |
| Income Tax | $1.0B+21.6% | $824.0M+47.1% | $560.0M+17.2% | $478.0M-40.5% | $804.0M+13.1% | $711.0M+4.4% | $681.0M+0.7% | $676.0M-41.8% | $1.2B |
| Net Income | $4.0B+74.1% | $2.3B+34.3% | $1.7Bn/m | -$1.0Bn/m | -$2.0B-196.4% | $2.1B+170.5% | $783.0M-80.5% | $4.0B+30.5% | $3.1B |
| EPS (Basic) | $1.54+83.4% | $0.84+35.4% | $0.62n/m | -$0.37n/m | -$0.78-195.2% | $0.82+169.3% | $0.30-80.6% | $1.56+30.0% | $1.20 |
| EPS (Diluted) | $1.54+82.7% | $0.84+35.7% | $0.62n/m | -$0.37n/m | -$0.78-195.2% | $0.82+169.3% | $0.30-80.6% | $1.56+30.1% | $1.20 |
| Diluted Shares (Avg) | 2.59B-4.7% | 2.72B-1.0% | 2.75B+0.4% | 2.74B+4.1% | 2.63B+1.2% | 2.60B+0.4% | 2.59B+0.4% | 2.58B+0.3% | 2.57B |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, EBITDA.
PUK Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $212.2B+16.7% | $181.9B+4.5% | $174.1B+8.6% | $160.2B-14.9% | $188.2B-63.5% | $516.1B+13.6% | $454.2B | N/A | N/A |
| Cash & Equivalents | $7.7B+33.5% | $5.8B+21.5% | $4.8B-13.8% | $5.5B-23.1% | $7.2B-10.6% | $8.0B+60.2% | $5.0B-46.7% | $9.4B+42.2% | $6.6B |
| Goodwill | $902.0M+6.4% | $848.0M-5.4% | $896.0M+0.7% | $890.0M-1.9% | $907.0M-5.6% | $961.0M-0.8% | $969.0M-59.0% | $2.4B | N/A |
| Total Liabilities | $190.8B+16.9% | $163.2B+4.6% | $156.1B+8.9% | $143.4B-15.2% | $169.1B-65.8% | $494.0B+13.7% | $434.5B | N/A | N/A |
| Long-Term Debt | N/A | N/A | N/A | N/A | $6.1B-4.0% | $6.4B | N/A | N/A | N/A |
| Total Equity | $20.1B+15.0% | $17.5B-1.9% | $17.8B+6.5% | $16.7B-11.6% | $18.9B-9.3% | $20.9B+7.2% | $19.5B-11.3% | $22.0B+0.9% | $21.8B |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Retained Earnings.
PUK Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F |
|---|---|---|---|---|---|---|---|---|---|
| Capital Expenditures | $104.0M+3.0% | $101.0M+129.5% | $44.0M+29.4% | $34.0M-5.6% | $36.0M-36.8% | $57.0M-3.4% | $59.0M-56.0% | $134.0M+36.7% | $98.0M |
| Dividends Paid | $594.0M+7.6% | $552.0M+3.6% | $533.0M+12.4% | $474.0M+12.6% | $421.0M-48.3% | $814.0M-50.2% | $1.6B-1.7% | $1.7B+9.0% | $1.5B |
| Share Buybacks | $1.2B+40.5% | $878.0M | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Free Cash Flow, Investing Cash Flow, Financing Cash Flow.
PUK Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F |
|---|---|---|---|---|---|---|---|---|---|
| Operating Margin | 28.8%-0.4pp | 29.1%-0.6pp | 29.7%-0.6pp | 30.3%+16.2pp | 14.1%+1.8pp | 12.3%+2.6pp | 9.6%-0.2pp | 9.8%-1.2pp | 11.0% |
| Net Margin | 34.6%+13.3pp | 21.3%+3.8pp | 17.5%+28.7pp | -11.2%-2.3pp | -8.9%-18.3pp | 9.4%+6.1pp | 3.4%-5.6pp | 8.9%+1.2pp | 7.7% |
| Return on Equity | 19.8%+6.7pp | 13.1%+3.5pp | 9.5%+15.6pp | -6.0%+4.8pp | -10.8%-20.9pp | 10.1%+6.1pp | 4.0%-14.3pp | 18.3%+4.1pp | 14.1% |
| Return on Assets | 1.9%+0.6pp | 1.3%+0.3pp | 1.0%+1.6pp | -0.6%+0.5pp | -1.1%-1.5pp | 0.4%+0.2pp | 0.2% | N/A | N/A |
| Debt-to-Equity | N/A | N/A | N/A | N/A | 0.320.0x | 0.31 | N/A | N/A | N/A |
| Liabilities-to-Equity | 9.49+0.2x | 9.33+0.6x | 8.76+0.2x | 8.57-0.4x | 8.93-14.7x | 23.66+1.3x | 22.31 | N/A | N/A |
| Asset Turnover | 0.050.0x | 0.060.0x | 0.060.0x | 0.06-0.1x | 0.12+0.1x | 0.040.0x | 0.05 | N/A | N/A |
Not reported in any period shown, so not listed: Gross Margin, Current Ratio, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Prudential plc PUK | FY2025 | $11.5B | $4.0B | 34.6% | $30.2B | — |
| Prudential Financial, Inc. PRU | FY2025 | $60.8B | $3.6B | 5.9% | $40.2B | 18/100 |
| Manulife Financial Corp. MFC | FY2025 | $5.9B | $4.1B | 68.5% | $73.8B | 29/100 |
| MetLife, Inc. MET | FY2025 | $77.1B | $3.4B | 4.4% | $63.6B | 29/100 |
| Aflac Inc. AFL | FY2025 | $17.2B | $3.6B | 21.2% | $62.1B | 73/100 |
| Unum Group UNM | FY2025 | $13.1B | $738.5M | 5.7% | $14.4B | 45/100 |
Where Prudential plc Ranks
Frequently Asked Questions
Prudential plc (PUK) reported $11.5B in total revenue for fiscal year 2025. This represents a 7.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Prudential plc (PUK) revenue grew by 7.0% year-over-year, from $10.7B to $11.5B in fiscal year 2025.
Yes, Prudential plc (PUK) reported a net income of $4.0B in fiscal year 2025, with a net profit margin of 34.6%.
Prudential plc (PUK) had an operating margin of 28.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
Prudential plc (PUK) had a net profit margin of 34.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Prudential plc (PUK) has a return on equity of 19.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
Prudential plc (PUK) had $212.2B in total assets as of fiscal year 2025, including both current and long-term assets.
Prudential plc (PUK) invested $104.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Prudential plc (PUK) had a liabilities-to-equity ratio of 9.49 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity. No debt-to-equity ratio is shown for fiscal year 2025, because the filing data we hold for that year carries no long-term debt figure.
Prudential plc (PUK) had a return on assets of 1.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
Prudential plc (PUK) trades at 7.6x earnings, its market capitalization divided by $4.0B net income, FY2025. The market capitalization is $30.2B as of Oct 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Prudential plc (PUK) trades at 2.6x sales, its market capitalization divided by $11.5B revenue, FY2025. The market capitalization is $30.2B as of Oct 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.