Aflac (NYSE: AFL) furnishes Q4 and full-year 2025 earnings presentations

Rhea-AI Filing Summary

Aflac Incorporated furnished information about its 2025 fourth quarter and full year 2025 financial results in connection with this current report. The company issued a press release, supplemental financial materials, and an investor presentation, and also provided a video discussion by its Senior Executive Vice President and Chief Financial Officer.

These materials, including the press release, financial supplement, transcript of the CFO’s comments, and presentation slides, are included as exhibits and referenced in full, giving investors multiple formats to review the company’s recent financial performance and commentary.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) February 4, 2026

Aflac Incorporated

_________________________________________________________________________________________________________________________________________________________

(Exact name of registrant as specified in its charter)

Georgia

001-07434

58-1167100

(State or other jurisdiction

(Commission

(IRS Employer

of incorporation)

File Number)

Identification No.)

1932 Wynnton Road

Columbus

Georgia

31999

(Address of principal executive offices)

(Zip Code)

706.323.3431

_________________________________________________________________________________________________________________________________________________________

(Registrant’s telephone number, including area code)

_________________________________________________________________________________________________________________________________________________________

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $.10 Par Value

AFL

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02 Results of Operations and Financial Condition.

On February 4, 2026, Aflac Incorporated (the "Company") issued a press release dated February 4, 2026 in which it reported the Company's 2025 fourth quarter and full year 2025 financial results. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K and incorporated by reference herein in its entirety. In addition, a copy of the Company's fourth quarter supplemental earnings materials is furnished as Exhibit 99.2 to this Current Report on Form 8-K and incorporated by reference herein in its entirety.

Item 7.01 Regulation FD Disclosure.

On February 4, 2026, the Company posted to its investor relations website at investors.aflac.com a video presentation by Max Brodén, the Company's Senior Executive Vice President and Chief Financial Officer, discussing the Company's 2025 fourth quarter and full year 2025 financial results. A copy of the transcript of Mr. Brodén's comments from the Investor Update and a copy of the Investor Presentation are furnished as Exhibit 99.3 and Exhibit 99.4 to this Current Report on Form 8-K, respectively, and are incorporated by reference herein in their entirety. The Investor Update and the Investor Presentation should be read in conjunction with the press release.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

Exhibit Number						Exhibit Title or Description
99.1						Press release of Aflac Incorporated dated February 4, 2026
99.2						Financial Supplement for Fourth Quarter 2025
99.3						Transcript of comments in video presentation by Max Brodén, Senior Executive Vice President and Chief Financial Officer of Aflac Incorporated.
99.4						Slides referenced in video presentation by Max Brodén, Senior Executive Vice President and Chief Financial Officer of Aflac Incorporated.
104						Cover Page Interactive Data File (the cover page XBRL tags are embedded within the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Aflac Incorporated

February 4, 2026

/s/ Robin L. Blackmon

(Robin L. Blackmon)

Senior Vice President, Financial Services

Chief Accounting Officer

2

FAQ

What does Aflac (AFL) report in this 8-K filing?

Aflac reports that it has released materials covering its 2025 fourth quarter and full year 2025 financial results. These include a press release, supplemental financial data, and an investor presentation with commentary from its Senior Executive Vice President and Chief Financial Officer.

Which exhibits did Aflac (AFL) include with the 8-K about 2025 results?

Aflac included four key exhibits: a press release dated February 4, 2026, a financial supplement for the fourth quarter 2025, a transcript of CFO Max Brodén’s video remarks, and the slides referenced in that investor presentation, plus the cover page interactive data file.

How is Aflac’s CFO involved in the 2025 fourth quarter earnings update?

Senior Executive Vice President and Chief Financial Officer Max Brodén provides a video presentation discussing Aflac’s 2025 fourth quarter and full year results. A transcript of his comments and the associated presentation slides are furnished as exhibits and posted on the company’s investor relations website.

Where can investors access Aflac’s 2025 fourth quarter earnings materials?

Investors can access Aflac’s 2025 fourth quarter and full year results through exhibits to this report and via the investor relations website at investors.aflac.com. Posted materials include a press release, supplemental earnings data, a CFO video transcript, and accompanying presentation slides.

Does this Aflac (AFL) 8-K include full financial statements?

The 8-K itself does not contain detailed financial statements but furnishes related materials as exhibits. These include a press release, a fourth quarter 2025 financial supplement, and investor presentation documents that together provide detailed information on Aflac’s recent financial performance.