What roles does Virgil Raynard Miller hold at Aflac (AFL) related to this Form 4 filing?

The Form 4 identifies Virgil Raynard Miller as an officer of Aflac, serving as President, Aflac Inc. and U.S. This role classifies him as a reporting person required to disclose transactions in Aflac common stock under Section 16 rules.

Aflac (NYSE: AFL) president receives 23,620-share grant, 9,274 shares withheld for taxes

Filing Impact

(Very High)

Filing Sentiment

(Neutral)

Form Type

Rhea-AI Filing Summary

Aflac Inc. President Virgil Raynard Miller reported equity compensation activity. On February 10, 2026, he acquired 23,620 shares of Aflac common stock at $0 per share as a grant under the Aflac Incorporated Long-Term Incentive Plan. On the same date, 9,274 shares were disposed of at $113.2 per share to cover tax obligations, leaving him with 40,525 directly owned shares. He also has indirect ownership of 7,373 shares through a 401(k) plan and 2 shares held by his spouse.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Miller Virgil Raynard

Role President, Aflac Inc. and U.S.

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	23,620	$0.00	--
Tax Withholding	Common Stock	9,274	$113.20	$1.05M
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 49,799 shares (Direct); Common Stock — 7,373 shares (Indirect, 401(K) Plan)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

02/12/2026 - 05:25 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Miller Virgil Raynard

(Last)

(First)

(Middle)

C/O AFLAC INCORPORATED

1932 WYNNTON ROAD

(Street)

COLUMBUS

31999

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
AFLAC INC [ AFL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	President, Aflac Inc. and U.S.

3. Date of Earliest Transaction (Month/Day/Year)
02/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	02/10/2026		A		23,620⁽¹⁾	A	$0	49,799	D
Common Stock	02/10/2026		F		9,274	D	$113.2	40,525	D
Common Stock								7,373	I	401(K) Plan
Common Stock								2	I	Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Granted under the Aflac Incorporated Long-Term Incentive Plan (as Amended and Restated February 14, 2017).

Remarks:

	By: Brooke R. Phillips For: Virgil R. Miller	02/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

What insider stock transactions did AFL (Aflac Inc.) report for Virgil Raynard Miller?

Aflac reported that President Virgil Raynard Miller received a grant of 23,620 shares of common stock and had 9,274 shares withheld at $113.2 per share to cover tax obligations, resulting in 40,525 directly owned shares after the transactions.

Was the Aflac (AFL) insider transaction an open-market buy or a stock grant?

The filing shows a stock grant, not an open-market purchase. Virgil Raynard Miller acquired 23,620 Aflac common shares at $0 per share as an award under the company’s Long-Term Incentive Plan, indicating equity-based compensation rather than a market buy.

How many Aflac (AFL) shares does President Virgil Raynard Miller own after this Form 4?

After the reported transactions, Virgil Raynard Miller directly owns 40,525 Aflac common shares. He also has indirect ownership of 7,373 shares through a 401(k) plan and 2 additional shares attributed to his spouse, according to the Form 4 disclosure.

Why were 9,274 Aflac (AFL) shares disposed of in Virgil Miller’s Form 4?

The 9,274 Aflac shares were disposed of with transaction code “F,” which indicates shares were withheld at $113.2 per share to pay the exercise price or tax liabilities related to the equity grant, rather than being sold in an open-market transaction.

What compensation plan is tied to the Aflac (AFL) stock grant for Virgil Raynard Miller?

The 23,620-share grant for Virgil Raynard Miller was awarded under the Aflac Incorporated Long-Term Incentive Plan, as amended and restated on February 14, 2017, indicating it is part of the company’s long-term equity compensation program for executives.