Aflac (AFL) director exercises 2,000 options, sells 786 shares

Aflac Inc. (AFL) director Joseph L. Moskowitz reported an insider transaction involving company stock.

Rhea-AI Filing Summary

Aflac Inc. (AFL) director Joseph L. Moskowitz reported an insider transaction involving company stock. On 11/17/2025, he exercised a director stock option for 2,000 shares of common stock at an exercise price of $44.59 per share, increasing his direct share holdings.

On the same date, he reported a sale of 786 shares of Aflac common stock at a price of $113.745 per share. After these transactions, he directly beneficially owned 24,829 shares of Aflac common stock and held 20,303 derivative securities (stock options) directly.

Insider Trade Summary

Exercise and sale activity reported; no spread calculated

Exercise and Sale 3 txns

Insider MOSKOWITZ JOSEPH L

Role Director

Sold 786 shs ($89K)

Approx. gross sale proceeds $89K

Approx. exercise cost $89K

Type	Security	Shares	Price	Value
Exercise	Director Stock Option	2,000	$0.00	$0.00
Exercise	Common Stock	2,000	$44.59	$89K
Sale	Common Stock	786	$113.745	$89K

Holdings After Transaction: Director Stock Option — 20,303 contracts (Direct); Common Stock — 24,829 shares (Direct)

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Aflac (AFL) director Joseph L. Moskowitz report?

Director Joseph L. Moskowitz reported exercising 2,000 director stock options and selling 786 shares of Aflac Inc. (AFL) common stock on 11/17/2025.

At what prices did the Aflac (AFL) director exercise options and sell shares?

The director exercised stock options at an exercise price of $44.59 per share and sold 786 shares of Aflac common stock at $113.745 per share.

How many Aflac (AFL) shares does the director own after the reported transaction?

Following the reported transactions, the director directly beneficially owned 24,829 shares of Aflac common stock.

How many Aflac (AFL) stock options does the reporting person hold after the transaction?

After the option exercise, the reporting person held 20,303 derivative securities (director stock options) directly.

What type of derivative security was involved in the Aflac (AFL) Form 4 filing?

The derivative security was a director stock option with an exercise price of $44.59 per share, originally exercisable from 05/07/2019 until 05/07/2028.

Is the reporting person a director or officer of Aflac (AFL)?

The reporting person is identified as a Director of Aflac Inc. in the filing.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 11/19/2025 - 09:24 AM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

MOSKOWITZ JOSEPH L

(Last) (First) (Middle)

C/O AFLAC INCORPORATED

1932 WYNNTON ROAD

(Street)

COLUMBUS GA 31999

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
AFLAC INC [ AFL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
11/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	11/17/2025		M		2,000	A	$44.59	25,615	D
Common Stock	11/17/2025		S		786	D	$113.745	24,829	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Director Stock Option	$44.59	11/17/2025		M			2,000	05/07/2019	05/07/2028	Common Stock	2,000	$0	20,303	D

Explanation of Responses:

Remarks:

	By: Brooke R. Phillips For: Joseph L. Moskowitz	11/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.